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zarraza's Content

There have been 8 items by zarraza (Search limited from 29-March 23)


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#20839 $250 and other bonuses - Netbank : CD, checking and money market accou...

Posted by zarraza on 11 January 2007 - 03:56 AM in Expired bank bonuses

i got my bonuses in my account too - has anyone determined how long the accounts need to be open before some penalty accrues for closing?



#20430 $250 and other bonuses - Netbank : CD, checking and money market accou...

Posted by zarraza on 02 November 2006 - 05:43 AM in Expired bank bonuses

the 75/75/25 seems to be the best deal for me, i only did the 75/75 for initial deposits of $1500 to fund both checking and money market acccts.
10% return for 30 days....that's GRRRRRRREAT!



#20428 Best rate for over 50k deposit w/FDIC

Posted by zarraza on 02 November 2006 - 04:20 AM in Bank Best Rates

how about fnbaonline.com

$50,000.00- $99,999.99
180-364 Days
Rate 5.26% APY 5.40%

http://fnbaonline.co...st_cd_rate.html



#20426 $70 bonus - Franklin State Bank : MainStreet Interest or MainStreet Gol...

Posted by zarraza on 02 November 2006 - 03:58 AM in Expired bank bonuses

i see no mention of the $70 bonus, only the $25 visa gift card for referrals!
is there a promo code necessary?
anyone want to refer me so we can both get $25 GC?



QUOTE(markber @ Oct 18 2006, 06:34 PM) View Post

sneaky.gif

Link

Note: I do not count the $25 referral bonus (see more info below) as "bonus".

Terms:

No minimum balance required; however $100 deposit required to open the account and to receive cash bonus. Cash bonus not considered part of minimum deposit. $50 will be awarded at time account is opened. Additional $20 can be obtained upon presenting proof of closure of a checking or money market account at another financial institution. An additional $25 VISA® Gift Card can be obtained if you refer a friend to open a MainStreet Interest or MainStreet Gold Checking Account. Cash bonus, proof of closure bonus and referral bonus are reportable on IRS Form 1099. Offer valid for qualified clients on a new MainStreet Interest or MainStreet Gold Checking Account opened between September 7, 2006 – October 31, 2006 with two additional products or services. Annual Percentage Yield (APY) for MainStreet Interest and MainStreet Gold Checking Account is 0.40%, effective 9/7/06. APY and interest rate are subject to change at any time. Fees may reduce earnings. One cash bonus and proof of closure bonus per client. This offer is non-transferable. Offer not valid on conversions or transfers from existing Franklin State Bank accounts. Some restrictions apply. Account must remain open a minimum of 6 months or $50 will be debited from the account at closing.



#18651 $150 and iPod shuffle - Omni American Bank : Free checking account; Exp....

Posted by zarraza on 24 February 2006 - 01:52 AM in Expired bank bonuses

QUOTE(thesobibor @ Feb 19 2006, 11:49 PM)
Does this mean you can get either one of the 3 offers or is it possible to get all 3 offer? Do you know what the fee is if you do not have a $500 direct deposit to the bank as it takes about a month to set some things up?
View Post


can't you start right away on direct deposit with bank transfers (some bank transfers are considered ACH transactions which i am led to believe is the same way direct deposit works)



#18582 $50 VISA gift card-SunTrust Bank free checking

Posted by zarraza on 13 February 2006 - 11:00 PM in Expired bank bonuses

QUOTE(bobk2000 @ Feb 13 2006, 02:16 PM)
go to SunTrust site, personal banking, there is an ad for free checking: Open a new Free Checking account today and you're eligible to receive a $50 SunTrust Visa® Gift Card. Open a new Free Checking account from 2/13/06 through 3/31/06 to receive a redemption certificate for a free $50 SunTrust Visa® Gift Card. Clients must complete and postmark the redemption certificate included in the new checking account materials no later than 4/21/06. The account must remain open and in good standing as of 5/31/06 in order to qualify for the offer; only one redemption certificate per household. The $50 SunTrust Visa® Gift Card will be sent to qualifying clients by 7/15/06. 

There is a $25 fee for accounts closed within 6 months.  You must open the account with $100 minimum; once opened, there is no minimum. Account may be opened over the internet from their website.  Newspaper ad for this (not necessary) was in February 11, 2006 Washington Post
View Post


this one is "semi" state specific.

at least there was no provision in CURRENT address for arizona - so i take it i'm not eligible!



#18569 Get "free" car with 5 year CD from New York Community Bank

Posted by zarraza on 10 February 2006 - 12:12 AM in Expired bank bonuses

QUOTE(fotomaniak @ Nov 27 2005, 09:04 PM)
interesting concept, but it's not worth it.

You can easily find a CD that would pay you 5%.
so you are loosing 3% of interest on $125000 for 5 years.
Which amounts to 3750*5=18750
plus you'll be taxed on the value of the car...
You are better of just putting $ in the decent CD and then buyin a car of your choice
View Post


aren't you actually losing more than that?
you aren't "compounding" the interest - it may not be much, but i think if compounded, it would be more then the "present value" amount.



#18567 $50 - E*Trade : 4.75% Money Market; Exp. 4/30/06

Posted by zarraza on 09 February 2006 - 07:25 PM in Expired bank bonuses

QUOTE(caravaggio @ Feb 6 2006, 01:06 AM)
QUOTE(markber @ Jan 8 2006, 05:52 PM)
The bonus is valid again. It will expire on 1/31/06.  Thanks pangya88 for letting me know about this!


Mark
View Post




Offer extended until 2/28/06. APR increased to 4.4%.
View Post



so i don't understand - it sayd the offer is valid ...blah blah blah.... for transferring $25000 from a non etrade...blah blah blah.

then it says further down that a minimum opening deposit is $100 - so is the $25000 the minimum for the $50 bonus - or the 4.xx% APY?





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