Dont count on it! I opened four + months ago, satisfied all requirements, and have received nothing. I have made three phone calls to customer service with zero results. The first call, I was told things would be cleared up in ten business days. After ten business days and zip, I called again. They had no record of my previous call; then looked into it while I was on hold, then told I did qualify and that I would receive my bonus in three days. After five days and zip, I called yet again. You guessed it; there was no record of my previous calls. This time I was told to wait thirty days. Good luck trying to cash in on this one. And would you really want to do business with an outfit like this anyway?

My efforts are fully documented should anyone dispute my claims.

Stay away from these folks - google 'em, and you'll see why I say so.

That means stay away from store-branded credit cards from such chains as Eddie Bauer, Dress Barn, Victoria's Secret, Ann Taylor, Chadwicks of Boston, Crate and Barrel, Lane Bryant, J. Crew, Structure, and Beall's.