Hi, Mark,

Thanks for the note. My concern is not so much with fradulent referral e-mails but fradulent websites accompanying fradulent referral e-mails. Specifically, the URL in the body of the message may have been altered and the victim directed to a site where personal information can be harvested. I am not an Internet security expert by any means, but, as a rule, I would avoid clicking on links included in HTML messages. I would think twice before giving away my personal information for a mere $20. Why trust total strangers to provide genuine referral links in an age where Internet fraud is commonplace?

Cheers.

Hi,

There are many posts in this forum with referrals to open high-yield savings accounts, for example. My question is: How to distinguish between a genuine referral e-mail and phishing for personal information with fraudulent emails?

Thanks.

Hi,

I have ING Direct Orange Savings referrals available by which you receive $25 for signing up, while I receive $10 for referring you. E-mail me your first and last name at [email protected], and I will be more than happy to send you a referral. Serious inquiries only please.

Thank you.