Checking rates Checking rates http://ibankdesign.com/board Thu, 24 May 2012 23:35:12 +0000 60 1.00% APY checking. No debit card usage or DD requirement http://ibankdesign.com/board/topic/16829-100-apy-checking-no-debit-card-usage-or-dd-requirement/
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Must maintain a $1,000 minimum daily balance to avoid $15.00 monthly service charge. One account per tax identification number. Available for personal accounts only. Direct Deposit and eStatements OR 3 Bill Pay transactions per statement and eStatements are required to earn 1.00% APY. Balances greater than $250,000 earn an APY of 1.00% to .20%. Accounts that do not meet requirements above earn 0.20% APY. Customer has 30 days from account opening to set up requirements. Acacia Federal reserves the right to permit accounts only from the DC metro area which is VA, MD, and the District of Columbia]]> Thu, 24 May 2012 23:35:12 +0000 http://ibankdesign.com/board/topic/16829-100-apy-checking-no-debit-card-usage-or-dd-requirement/ 2.01% APY Reward Checking Acct NO DEBIT CARD USAGE REQUIREMENT!! http://ibankdesign.com/board/topic/16684-201-apy-reward-checking-acct-no-debit-card-usage-requirement/

LINK]]> Sun, 29 Jan 2012 23:48:12 +0000 http://ibankdesign.com/board/topic/16684-201-apy-reward-checking-acct-no-debit-card-usage-requirement/ 4.51% APY - Union Square Credit Union : Premier Checking Account; Last update - 11/20/11 http://ibankdesign.com/board/topic/16520-451-apy-union-square-credit-union-premier-checking-account;-last-update-112011/ sleepy.gif

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Terms:

Premier Checking Dividend RateAPY
Reward Rate $0 to $25,000 4.42 4.51
Reward Rate Over $25,000 1.01 1.01
Base Rate 0.10 0.10


To receive the high Annual Percentage Yield and ATM fee reimbursements nationwide, you must perform the following qualifications each cycle:

Make 12 MasterCard debit card purchases
Set up one Direct Deposit or authorize one electronic/ACH payment from your account.
Enroll and receive Electronic Statements (valid e-mail address required)
Access online banking

]]> Sun, 20 Nov 2011 09:52:21 +0000 http://ibankdesign.com/board/topic/16520-451-apy-union-square-credit-union-premier-checking-account;-last-update-112011/ 4.00% APY - Southwest Airlines Federal Credit Union : LUV Reward Checking; Last update - 11/20/11 http://ibankdesign.com/board/topic/16518-400-apy-southwest-airlines-federal-credit-union-luv-reward-checking;-last-update-112011/ devlish.gif

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Terms:

4.00% APY* on balances up to $25,000
1.00% APY* on portion of balance over $25,000

In the modern world of marketing mumbo and giveaway gimmicks, we're trained to think, "What's the catch?" So we don't blame you for asking. Simply do the following each monthly qualification cycle:

Receive eStatements
Have at least 1 direct deposit or 1 automatic payment post and clear
Have at least 15 SWACU debit or credit card purchases post and clear

We figure the only person not already doing these is Montgomery Burns—and he's a cartoon character. But just in case you don't qualify, no worries. LUV Reward is still a free checking account earning interest at the base rate of 0.10% APY*.

Best of all, you can jump right back on that horse and earn the LUV Rewards the very next qualification cycle.

*Annual Percentage Yield (APY) accurate as of 11/1/09. Rate tiers are as follows: 4.00% Annual Percentage Yield (APY) applies to balances of $0.01 - $25,000, and 1.00% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle. If you do not meet the qualifications per cycle, your account will still function as a no fee checking account earning base rate 0.10% APY; however it will not receive ATM refunds for that time period. All balances will earn 4.00% APY - 1.00% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. No Minimum Balance Required to earn rewards. However, you must deposit a minimum of $30 to open the account. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. **Nationwide (domestic) ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle. Available to Personal Accounts only. No monthly service charge.]]> Sun, 20 Nov 2011 09:08:26 +0000 http://ibankdesign.com/board/topic/16518-400-apy-southwest-airlines-federal-credit-union-luv-reward-checking;-last-update-112011/ 3% APY - Evans Bank : Better Checking; Last update - 11/20/11 http://ibankdesign.com/board/topic/16516-3-apy-evans-bank-better-checking;-last-update-112011/ frustrated.gif

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Terms:

To qualify for Better Checking rates, you must complete the following each "Qualification Cycle:

1.) Have at least 12 debit card point of sale transactions post and clear per qualification cycle.
2.) Receive your monthly statement electronically.
3.) Have at least one direct deposit, one auto debit or one On-Line Bill Pay post and clear per qualification cycle.

"Qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

Earn nationwide ATM fee refunds each cycle the qualifications are met, up to $4.99 per withdrawal.

3.00% Annual Percentage Yield (APY) paid on balances between one penny and $20,000 and 1.00% APY paid on the portion of account balances over $20,000 for each monthly statement cycle the qualifications are met.

If you do not meet the qualifications during a monthly statement cycle, your account will still function as a free checking account earning 0.10% APY and you will not receive ATM refunds for that time period.

Annual Percentage Rates for this account are effective as of October 1, 2009 and subject to change after account is opened.

A minimum balance of $25 is required to open this account. Available for personal accounts only.]]> Sun, 20 Nov 2011 08:17:48 +0000 http://ibankdesign.com/board/topic/16516-3-apy-evans-bank-better-checking;-last-update-112011/ 4.09% APY - Resource Bank : Extreme Green Checking; Last update - 11/20/11 http://ibankdesign.com/board/topic/16514-409-apy-resource-bank-extreme-green-checking;-last-update-112011/ bored.gif

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Terms:

Simply follow these three easy steps to earn extreme rates…

Use your FREE Debit Card
Make purchases without writing checks using your FREE VISA® Debit Card. Simply have 12 or more purchases posted within the monthly qualification cycle.
Make an automatic payment or direct deposit
Have one or more automatic payments (like a utility bill) or direct deposits each month.
Go electronic and eliminate paper statements with FREE e-Statements
Each month we’ll send you an email to tell you your statement is ready to view online with Internet Banking. You must have a valid email address to receive notification.

Always earn interest, regardless of your balance!

4.09% APY* on balances of $.01 to $25,000
0.25% APY* on balances over $25,000
0.05% APY* on balances even when you don’t meet the three easy steps!

4.09% Annual Percentage Yield (APY) paid on balances between $0.00 and $25,000, and 0.25% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements during a given cycle, you will earn the Base Rate of 0.05% APY. Rates accurate as of July 1, 2011. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. Available to personal accounts only. No monthly service charge. If you do not meet the requirements per cycle, your account will still function as a free checking account earning the Base Rate. **Replacement/Lost Card Fees May Apply.]]> Sun, 20 Nov 2011 07:14:16 +0000 http://ibankdesign.com/board/topic/16514-409-apy-resource-bank-extreme-green-checking;-last-update-112011/ UCU (ME) RewardU Reward Checking 3.01%, 12x debit + DD + estatement http://ibankdesign.com/board/topic/16402-ucu-me-rewardu-reward-checking-301-12x-debit-dd-estatement/
QUOTE
Simply meet the qualifications each qualification cycle with:
12 Visa debit card purchases posting to your account
1 direct deposit or ACH transaction posting to your account
Monthly electronic statements
Home Banking Activity
and the rewards are yours!


http://www.ucu.maine.edu/Images/FCKeditor/...n%20Savings.pdf
]]> Sun, 23 Oct 2011 17:06:43 +0000 http://ibankdesign.com/board/topic/16402-ucu-me-rewardu-reward-checking-301-12x-debit-dd-estatement/ First Tech Dividends Reward Checking 2.07% http://ibankdesign.com/board/topic/16105-first-tech-dividends-reward-checking-207/
upto 25k: 2.07%
over 25k: 0.31%

QUOTE
Dividend Rewards Checking. The dividend rate and the corresponding annual percentage yield (APY) on your account will be as listed on the
current rate & fee schedule; determined by whether or not account qualifications have been met per monthly cycle. Qualifications per monthly
cycle are 12 debit card purchases, one direct deposit or ACH withdrawal and receipt of electronic statements. Qualifying transactions must post
to the account prior to the last day of the month. Debit card purchases can take up to 3 days to post and are dependent on merchant processing
times. If the requirements per qualification period are not met, the dividend rate and corresponding APY earned will be the non-qualified rate.
Fees charged at U.S. ATM machines will be refunded if account qualifications are met for the monthly cycle the fee was charged in


https://www.firsttechfed.com/website/pdf/Rates_Savings.pdf
]]> Thu, 16 Jun 2011 00:47:40 +0000 http://ibankdesign.com/board/topic/16105-first-tech-dividends-reward-checking-207/ 4.22% APY checking - Coastal Community And Teachers Credit Union : Bonu$ Checking, make 10 VISA Check Card purchases, set up one ACH Direct Deposit or one ACH debit, enroll in eStatements, login into online banking; Last update - 2/19/11 http://ibankdesign.com/board/topic/15935-422-apy-checking-coastal-community-and-teachers-credit-union-bonu-checking-make-10-visa-check-card-purchases-set-up-one-ach-direct-deposit-or-one-ach-debit-enroll-in-estatements-login-into-online-banking;-last-update-21911/ angelic.gif

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Terms:

This is our new interest bearing checking account including ATM fee refunds nationwide. To receive the high Annual Percentage Yield (APY) and ATM fee refunds nationwide, you must perform the following qualifications each monthly statement cycle:

1. Make 10 VISA Check Card purchases
2. Set up one ACH Direct Deposit or one ACH debit required
3. Enroll and receive Electronic Statements (valid email address is required)
4. Access online banking (Web-24)

Earn nationwide ATM fee refunds each cycle the qualifications are met. Your refunds will be posted on the last day of the statement cycle, if qualified.

4.25% Annual Percentage Rate (APR), 4.33% Annual Percentage Yield (APY) paid on balances between $.01 and $10,000 and 1.00% APR, 1.00% APY paid on the portion of account balances over $10,000 for each monthly statement cycle if the qualifications are met.

If you do not meet the qualifications during a monthly statement cycle, your account will still function as a free checking account earning 0.10% APY and you will not receive ATM refunds for that time period.

Rates subject to change after account is opened. A minimum balance of $50 is required to open this account. Available for personal accounts only. No regular monthly service charge. Annual fee may apply to Visa Check Card. Other restrictions may apply.




Membership:

To join the credit union, you must first be in the field of membership of Coastal Community And Teachers Credit Union. What this means is, you must be employed by one of the organizations, live or work in Nueces, San Patricio, Aransas, Kleberg, Jim Wells or Duval County, or attend school at one of the colleges/university specified in our field of membership.
Membership in the Coastal Community And Teachers Credit Union is a lifetime benefit for employees and/or residents in the Credit Union Field of Membership. (See Field of Membership for qualified individuals.) Your immediate family and household are also eligible. "Immediate family" is defined as Spouse, Child, Sibling, Parent, Grandparent, Grandchild, Stepparent, Stepchildren, Stepsiblings, and Adoptive relationships.

The Credit Union philosophy is "Once a member, always a member." What this means to you as a member, is once you join the Credit Union, you can maintain your membership even if you change employers or move, as long as you maintain a minimum balance of $5 in your savings account and remain in good standing with the Credit Union.



CCATCU FIELD OF MEMBERSHIP:

A-1 OFFICE CLEANING COMPANY
ACKLEY & SHEEHAN, ATTORNEYS AT LAW
AGUA DULCE ISD
ALAMEDA SCHOOL & CHILD CARE (formerly Patty Cake School)
ANNAVILLE TRANSMISSIONS, INC.
ARANSAS COUNTY (people who live or work in)
ARANSAS COUNTY ISD
ARLINGTON HEIGHTS CHRISTIAN SCHOOL
BANQUETTE ISD
BAY HEATING AND AIR CONDITIONING CO.
BISHOP CONSOLIDATED ISD (Coastal Bend Youth City)
BRIGHTON PARK BAPTIST SCHOOL
CALALLEN ISD
CITY OF ROBSTOWN EMPLOYEES
COASTAL PLAIN STATE-OPERATED COMMUNITY SERVICES (Div. Of MHMR)
COGGIN MEMORIAL SCHOOL
COMMUNITY BLOOD BANK
CORPUS CHRISTI CHRISTIAN SCHOOL
CORPUS CHRISTI COUNTRY CLUB
CORPUS CHRISTI ISD
CORPUS CHRISTI MEDICAL CENTER-BAY AREA (who work in Corpus Christi, TX)
CORPUS CHRISTI MEDICAL CENTER-DOCTORS REGIONAL
CORPUS CHRISTI ROADRUNNERS, INC.
CORPUS CHRISTI STATE SCHOOL
DAVID L. PERRY & ASSOCIATES AND EDWARDS & TERRY
DAVID WICKS MEMORIAL SCHOOL
D.B.G. HOME HEALTH, INC. (who work in or are paid or supervised from Alice, TX)
DEL MAR COLLEGE (faculty and students)
DIOCESE OF CORPUS CHRISTI CATHOLIC SCHOOLS
DRISCOLL ISD
DUVAL COUNTY (people who live or work in)
EDUCATION SERVICE CENTER, REGION II
EVERHART OCCUPATIONAL MEDICINE CLINIC
FAITH CHRISTIAN SCHOOL
FIRST BAPTIST CHURCH SCHOOL
FIRST CHRISTIAN KINDERGARTEN-DAY SCHOOL & CHILD CARE CENTER
FIRST UNITED METHODIST CHURCH-BINSON MORRIS CHILDREN'S CENTER
FLOUR BLUFF ISD
FREER FEDERAL CREDIT UNION MEMBERS (on record as of 04/09/93)
GONZALEZ HEALTH-CARE SYSTEMS, INC. (who work in Alice, TX)
HILB, ROGAL AND HAMILTON COMPANY OF CORPUS CHRISTI (formerly W.L. DINN & COMPANY)
HOMESTYLE HEALTH CARE, INC.
HUMANA HEALTH CARE PLANS
J.I. HAILEY, INC.
JIM WELLS COUNTY (people who live or work in)
KLEBERG COUNTY (people who live or work in)
LONDON ISD
LYNNHAVEN NURSING CENTER, INC. & SUNNYBROOK HEALTH CARE CENTER
MASSEY BUSINESS COLLEGE
MAVERICK ENGINEERING COMPANY
MAVERICK MARKETS (under Coastal Corp. as of 2/6/97; no longer in our FOM)
MONTESSORI SCHOOL OF CORPUS CHRISTI
NUECES COUNTY (people who live or work in)
ORANGE GROVE ISD
P.A.D.R.E.S.
PARKDALE BAPTIST SCHOOL
PARKSIDE MEDICAL SERVICES CORPORATION
PEPSI COLA BOTTLING COMPANY
PETER PAN DAY SCHOOL
PHYSICIANS AND SURGEONS HOSPITAL OF ALICE, L.P. (formerly Alice P&S Hospital)
PORT ARANSAS ISD
REHABILITATION HOSPITAL OF SOUTH TEXAS
ROBSTOWN ISD
ROBSTOWN UTILITY SYSTEMS
SAN PATRICIO COUNTY (people who live or work in)
SOUTH TEXAS PUBLIC BROADCASTING SYSTEM
SOUTHEAST TEXAS TECHNICAL INSTITUTE
SOUTHERN BUSINESS SCHOOL
SOUTHSIDE COMMUNITY HOSPITAL
ST. JAMES EPISCOPAL SCHOOL
ST. LUKE UNITED METHODIST DAY SCHOOL
TERMINAL TRANSPORTATION, INC.
TEXAS A&M UNIVERSITY - CORPUS CHRISTI (faculty & students)
TEXAS A&M UNIVERSITY - CORPUS CHRISTI ALUMNI ASSOCIATION*
TEXAS A&M UNIVERSITY RESEARCH & EXTENSION CENTER
THOMAS-SPANN CLINIC, P.A.
TPT, INC.
TRAVIS BAPTIST SCHOOL
TRIARCH CORPORATION
TRINITY LUTHERAN SCHOOL & CHILD DEVELOPMENT CENTER
TULOSO-MIDWAY ISD
WEST OSO ISD
WRIGHT MATERIALS, INC.
YORKTOWN CHRISTIAN ACADEMY]]> Sun, 20 Feb 2011 04:42:49 +0000 http://ibankdesign.com/board/topic/15935-422-apy-checking-coastal-community-and-teachers-credit-union-bonu-checking-make-10-visa-check-card-purchases-set-up-one-ach-direct-deposit-or-one-ach-debit-enroll-in-estatements-login-into-online-banking;-last-update-21911/ 4.50% APY checking - Florida Central Credit Union : Ultimate Checking, loan balances of $5K or more, Make 12 check card transactions / mo, setup on a direct deposit, enroll in eStatements; Last update - 2/19/11 http://ibankdesign.com/board/topic/15933-450-apy-checking-florida-central-credit-union-ultimate-checking-loan-balances-of-5k-or-more-make-12-check-card-transactions-mo-setup-on-a-direct-deposit-enroll-in-estatements;-last-update-21911/ annoyed.gif

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Terms:

To receive the ultimate return of 4.50% APY* and ATM fee refunds, simply do the following:

* Make 12 check card transactions each month
* Set up 1 recurring direct deposit or ACH automatic debit
* Enroll and receive paperless eStatements
* Have loan balances of $5000 or more

If you don't meet the loan qualification, you still get a great 3.51% APY. The combined loan balances of $5000 or more, excludes credit cards and secondary market mortgages.

And hey, if you don't qualify in a given month, don't you worry—you still get unlimited check and debit card transactions plus our base rate of 0.10% APY*. And you can get the Ultimate Rewards back the very next month!




How to Join:

To join floridacentral Credit Union, you must meet one of the following eligibility requirements:
Through Your Employer

Membership is open to the employees of the many businesses we serve. Please visit your Human Resources Department to find out if membership in floridacentral Credit Union is offered to the employees of your company. If so, they will have all of the necessary forms you need to open your account. If they do not offer a credit union, please have them contact us at (813) 879-3333 or (800) 528-3330 for details on offering this valuable benefit.

Attention employers: Visit our Employer Benefits area to find out how you can offer floridacentral Credit Union membership to your employees, at no cost to you.
Through our Community Charter

If you live or work in Pasco, Hillsborough, Pinellas, Polk, Manatee, Sarasota, DeSoto, Charlotte, or Lake you are eligible for membership. To join, contact us or visit your local branch.
Through a Relative

If you live in the state of Florida and have an immediate relative that is currently a member of floridacentral Credit Union, you are eligible to join. To join, contact us or visit your local branch.]]> Sun, 20 Feb 2011 03:44:44 +0000 http://ibankdesign.com/board/topic/15933-450-apy-checking-florida-central-credit-union-ultimate-checking-loan-balances-of-5k-or-more-make-12-check-card-transactions-mo-setup-on-a-direct-deposit-enroll-in-estatements;-last-update-21911/