0%/low rate offers for personal credit card purchases and balance transfers http://ibankdesign.com/board Thu, 04 Jul 2013 18:37:33 +0000 60 http://ibankdesign.com/board/topic/17150-0-apr-for-12-months-2-bt-fee-200-max-bt-fee-usaa-usaa-military-affiliate-card;-exp-unknown/

LINK


Terms copied from USAA website on 7/4/13:

0.0% Introductory APR for 12 months on balance transfers and convenience checks made within the first three months of account opening. After that, your APR will be 10.9% to 25.9% based on your creditworthiness and other factors. This APR will vary with the
market based on the Prime Rate.

3% of the amount of each transfer (maximum fee per transfer $200).

--------------------------------------------------------------
Credit card sign-up bonuses

.]]> Thu, 04 Jul 2013 18:37:33 +0000 http://ibankdesign.com/board/topic/17150-0-apr-for-12-months-2-bt-fee-200-max-bt-fee-usaa-usaa-military-affiliate-card;-exp-unknown/ http://ibankdesign.com/board/topic/17146-0-apr-for-12-months-on-bt-and-purchases-15k-bonus-points-150-gift-card-1-cashback-citibank-citi-thankyou-preferred-card-spend-1k-within-3-months;-exp-unknown/

LINK


Terms:

0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.

The standard variable APR for purchases for the Citi ThankYou Preferred Card is 12.99%,17.99% or 22.99% based on creditworthiness. If you are approved for the Citi ThankYou Card, the standard variable APR for purchases will be 22.99%. The standard variable APR for cash advances is 25.24%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum finance charge $0.50. Fee for Foreign Purchases — 3% of each purchase transaction in US dollars. Cash advance fee — either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee — Either $5 or 3% of the amount of each transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.


Other card features:

Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening - enough for $150 in gift cards or other great rewards!**

0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness.*

Earn 1 ThankYou Point for every $1 you spend on all purchases.

Enjoy global acceptance and enhanced security with your Citi Card with Chip at merchants that use chip terminals to accept payment.

No points cap or expiration.

Get extra points when shopping through the ThankYou® Bonus Center, a network of 600+ retailers you know and love.

15,000 Bonus ThankYou Points Offer: You will receive 15,000 bonus ThankYou Points after $1,000 in purchases are made with your Citi ThankYou Preferred Card within 3 months of account opening. Once these points post to your account, you may redeem for your choice of a $150 Gift Card good at leading national merchants or save them to use for other great rewards. Returned purchases do not qualify.

Citi ThankYou® and Citi ThankYou® Preferred Card Terms and Conditions

Citi® ThankYou® Rewards is offered to certain cardmembers ("you") at the sole discretion of Citibank, N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Rewards or any portion thereof may be revised or terminated with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Rewards is terminated, you will only have 90 days from ThankYou Rewards termination date to redeem all your accumulated ThankYou Points ("ThankYou Points"). Rewards offered by ThankYou Rewards and the ThankYou Point levels required for specific rewards are subject to change without notice.

You will earn one ThankYou Point for every dollar you spend on purchases unless the offer to which you responded has a different
ThankYou Point earning description. Only purchases are eligible to earn ThankYou Points. Personal banking transactions you make using your card will earn only 1 ThankYou Point even if the offer to which you responded has a different ThankYou Point earning description. If the offer to which you responded allows you to earn additional ThankYou Points at supermarkets, drug stores and gas stations, they are defined as follows: Supermarkets are stand-alone merchants that primarily sell a complete line of food merchandise for home consumption. Drugstores are stand-alone merchants that primarily sell prescription and proprietary drugs and nonprescription (over-the-counter) medicines. Gas stations are stand-alone merchants that primarily sell vehicle fuel for consumer use. Your ThankYou Points will not expire unless we terminate ThankYou Rewards.

For new accounts opened through July 27, 2013: At the end of your first Citi ThankYou Card account membership year (your membership year begins the date you became a Citi ThankYou cardmember ), you will also earn a 1% Anniversary Bonus calculated as a percentage of ThankYou Points earned from purchases during that membership year.

Note: The Anniversary Bonus calculation does not include any other points, including bonus ThankYou Points, you may have earned during that membership year. It may take 1–3 billing statements for the Anniversary Bonus to post to your Card Account at the end of the first membership year.

You may earn ThankYou Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn ThankYou Points and you will lose any accumulated ThankYou Points that have not been transferred to your ThankYou Member Account. Balance transfers, cash advances, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, finance charges, Card Account fees, and fees for services and programs you elect to receive through us do not earn ThankYou Points unless otherwise specified.

If you are approved for a Card Account, a ThankYou Rewards Member Account ("ThankYou Member Account") will be set up for you. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time we will transfer the ThankYou Points you earned to your ThankYou Member Account. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.]]> Thu, 27 Jun 2013 03:45:52 +0000 http://ibankdesign.com/board/topic/17146-0-apr-for-12-months-on-bt-and-purchases-15k-bonus-points-150-gift-card-1-cashback-citibank-citi-thankyou-preferred-card-spend-1k-within-3-months;-exp-unknown/ http://ibankdesign.com/board/topic/17076-0-apr-for-18-months-20000-bonus-points-200-gift-card-penfed-premium-travel-rewards-american-express-card;-exp-33113/


LINK


Note: You can become eligible for CU membership via National Military Family Association (NMFA) or Voices for America's Troops. You will also earn 20,000 bonus points after making $650 in purchases in the first three months that can be exchanged for $200 in gift cards (see more info here). The application page mentions that the current exchange rate would allow redemption of 20,000 points for $200 in air fare.

Terms:

0% promotional rate for 18 months on transfers made between January 1, 2013 and March 31, 2013. After March 31, 2013, the APR for new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%. A balance transfer fee of 3% (Min. - $10, Max. - $250) per transaction applies. This transaction is subject to credit approval.

You will earn 20,000 bonus points after making $650 in purchases in the first three months of Cardmembership.]]> Fri, 04 Jan 2013 03:49:56 +0000 http://ibankdesign.com/board/topic/17076-0-apr-for-18-months-20000-bonus-points-200-gift-card-penfed-premium-travel-rewards-american-express-card;-exp-33113/ http://ibankdesign.com/board/topic/16788-8-regular-apr-no-balance-transfer-fees-barclays-bank-delaware-barclaycard-ring-mastercard;-exp-unknown/

LINK

Terms:

This APR will vary with the market based on the Prime Rate.

Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. For information about rates, fees, other costs, and benefits associated with the use of this account, please see Terms and Conditions.


--------------------------------------------------------------
Credit card sign-up bonuses]]> Sun, 06 May 2012 07:31:37 +0000 http://ibankdesign.com/board/topic/16788-8-regular-apr-no-balance-transfer-fees-barclays-bank-delaware-barclaycard-ring-mastercard;-exp-unknown/ http://ibankdesign.com/board/topic/16734-0-apr-for-12-months-on-balance-transfers-no-balance-transfer-fees-alliant-credit-union-platinum-visa;-exp-unknown/

Link 1

Link 2

Terms:

Introductory rate as low as 0% APR is applicable to purchases and balance transfers in and during the first 12 billing cycles after your account is open. After the twelfth billing cycle your rate will adjust to your standard variable rate, which may adjust quarterly based on the Prime Rate. Refer to the VISA® disclosure for complete details. APR=Annual Percentage Rate


--------------------------------------------------------------
Credit card sign-up bonuses]]> Sun, 18 Mar 2012 00:04:20 +0000 http://ibankdesign.com/board/topic/16734-0-apr-for-12-months-on-balance-transfers-no-balance-transfer-fees-alliant-credit-union-platinum-visa;-exp-unknown/ http://ibankdesign.com/board/topic/16638-0-apr-for-12-months-on-balance-transfers-and-for-7-months-on-purchases-100-sign-up-bonus-5-cashback-on-restaurants-books-movies-and-music-1-cashback-on-everything-else-citibank-forward-card;-exp-unknown/

LINK 1

OR

LINK 2

Card key features:
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee


Terms:

Annual Percentage Rate (APR) for Purchases: 0% introductory APR for 7 months from date of account opening. After that, your APR will be 12.99 - 22.99 based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.

Annual Percentage Rate for Balance Transfers: 0% introductory APR for 12 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be 12.99 - 21.99 based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.




You will receive 9,000 bonus ThankYou Points after $650 in purchases are made with your Citi Forward Card within 3 months of account opening. Earn 1,000 points for enrolling in Paperless Statements. Bonus points are awarded one time for new enrollments. If you are already enrolled in Paperless Statements, you will not receive bonus points. All points become available for redemption when they are transferred from your Card Account to your ThankYou Member Account. Once these points post to your account, you may redeem them for a $100 gift card or other great rewards by visiting thankyou.com or calling 1-800-THANKYOU (1-800-842-6596).

Earn 5 ThankYou Points for every $1 spent at restaurants and on books, movies and music. Earn 1 point for every $1 you spend on all other purchases

Lower your APR for purchase by up to 2% when you make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row (we will reduce it 0.25% every quarter, a maximum of 8 times)††
Earn up to 1,200 bonus points for paying on time and staying under your credit limit

Unless you are participating in a limited-time offer, you will earn five ThankYou Points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores ("qualifying merchants"). You will earn one ThankYou Point for every dollar you spend on all other purchases. Book stores are defined as stand-alone merchants that primarily sell, for consumer use, books (including textbooks), magazines, maps, and calendars. Record stores are defined as stand-alone merchants that primarily sell, for consumer use, records, compact discs (CDs), music and video laser discs, and blank audio and videotapes. Restaurants, including fast food restaurants, are defined as stand-alone merchants that primarily prepare food and drinks for immediate consumption by consumers, either on the merchant's premises or packaged for carryout. Motion picture theaters are defined as stand-alone merchants that operate movie theaters, and sell tickets as well as refreshments. Video entertainment rental stores are defined as stand-alone merchants that primarily rent videotapes, laser discs, DVDs, and video games for consumer use at home.


Lower your APR for purchase by up to 2% when you make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row (we will reduce it 0.25% every quarter, a maximum of 8 times)

Earn up to 1,200 bonus points for paying on time and staying under your credit limit]]> Mon, 05 Dec 2011 09:57:52 +0000 http://ibankdesign.com/board/topic/16638-0-apr-for-12-months-on-balance-transfers-and-for-7-months-on-purchases-100-sign-up-bonus-5-cashback-on-restaurants-books-movies-and-music-1-cashback-on-everything-else-citibank-forward-card;-exp-unknown/ http://ibankdesign.com/board/topic/16635-0-apr-for-18-months-on-balance-transfers-and-purchases-citibank-diamond-preferred-card;-exp-unknown/

LINK 1

OR

LINK 2


Card key features:

- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee

Card terms:

Length of your introductory period will be 0% for 18 months from the date of account opening on purchases and for 18 months from the date of first transfer on balance transfers. Balance transfers must be completed within 4 months of account opening. After the introductory period ends, the standard purchase APR will be applied to unpaid promotional balances and new purchases. (The standard variable APR for purchases is 11.99% - 21.99% Variable based on your creditworthiness, standard variable APR for cash advances is 25.24%.) The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or a payment that is returned. Minimum interest charge — $0.50. Fee for Foreign Purchases — 3.0% of the U.S. dollar amount of each purchase made outside the U.S. Cash advance fee — Either $10 or 5.0% of the amount of each cash advance, whichever is greater. Balance transfer fee — Either $5 or 3.0% of amount of each balance transfer, whichever is greater. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.]]> Mon, 05 Dec 2011 09:27:21 +0000 http://ibankdesign.com/board/topic/16635-0-apr-for-18-months-on-balance-transfers-and-purchases-citibank-diamond-preferred-card;-exp-unknown/ http://ibankdesign.com/board/topic/16632-0-apr-on-purchases-for-12-months-100-bonus-3-cashback-at-supermarkets-2-cashback-at-gas-stations-and-department-stores-1-cashback-on-everything-else-american-express-blue-cash-everyday-card;-exp-unknown/

LINK

Terms:

Annual Percentage Rate (APR) for Purchases: 0.0% introductory APR for the first 12 months. After that, your APR will be 17.24, 20.24 or 22.24% based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.

Earn a $100 cash back bonus with $1,000 in eligible purchases in the first 3 months of Card membership on your Blue Cash Everyday Card..

Offer valid for first-time American Express Cardmembers only. To qualify for the $100 bonus, you must make purchases with your Blue Cash EverydaySM Card from American Express that total $1000 or more within your first 3 months of Cardmembership. The bonus will be awarded in the form of Reward Dollars, which will be added to your Reward Dollar balance 6-8 weeks after the spend threshold is met and can be redeemed at any time at a minimum of 25. Cash advances, balance transfers, interest charges, fees, and the purchase of American Express® Travelers Cheques and American Express Gift Cheques, or other cash equivalents, do not apply. Additional Cardmembers on your account are not eligible for this offer. To receive the $100 bonus, account must be active, in good standing, and not in default at the time the statement credit is posted to your account.

Cashback:

Earn 3% cash back at supermarkets.
Earn 2% cash back at gas stations and department stores.
Earn 1% cash back on all other eligible purchases

You will receive Reward Dollars for eligible purchases. You can redeem Reward Dollars for statement credits, or, at our discretion, additional items like merchandise and gift cards, whenever your available Reward Dollar balance is 25 or more. The number of Reward Dollars you will receive each billing period is based on a percentage of the dollar amount of your eligible purchases made during the billing period. Each eligible purchase shall qualify for a reward of 3, 2, or 1% of the purchase amount as follows: 3% for eligible purchases at supermarkets (excluding superstores and warehouse clubs), 2% for eligible purchases at department stores and for automobile gasoline purchased at stand-alone gas stations, and 1% for all other eligible purchases posted to your account. Eligible Purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of American Express Travelers Cheques, purchases or reloading of American Express prepaid cards or purchases of other cash equivalents. Additional terms and conditions apply]]> Mon, 05 Dec 2011 08:28:40 +0000 http://ibankdesign.com/board/topic/16632-0-apr-on-purchases-for-12-months-100-bonus-3-cashback-at-supermarkets-2-cashback-at-gas-stations-and-department-stores-1-cashback-on-everything-else-american-express-blue-cash-everyday-card;-exp-unknown/ http://ibankdesign.com/board/topic/16625-no-balance-transfer-fee-499-apr-on-balance-transfer-for-24-months-200-bonus-up-to-5-cashback-penfed-cu-premium-travel-rewards-american-express-card;-exp-123111/


LINK


Note: You can become eligible for CU membership via National Military Family Association (NMFA). You will also earn 20,000 bonus points after making $650 in purchases in the first three months that can be exchanged for $200 in gift cards (see more info here).


Terms:

4.99% Promotional APR for 24 months on transfers made between July 1, 2011 and December 31, 2011, - and balance transfer fees will be waived! This is a special, limited time offer!

After that, the APR for the unpaid balance and any new balance transfers will be 13.99% APR and vary with the market based on the Prime Rate.]]> Sun, 04 Dec 2011 23:34:16 +0000 http://ibankdesign.com/board/topic/16625-no-balance-transfer-fee-499-apr-on-balance-transfer-for-24-months-200-bonus-up-to-5-cashback-penfed-cu-premium-travel-rewards-american-express-card;-exp-123111/ http://ibankdesign.com/board/topic/16622-0-apr-for-15-months-on-balance-transfers-and-purchases-25-bonus-3-balance-transfer-fee-up-to-5-cashback-discover-more-card;-exp-61012/

Link for 0%APR and $25 bonus via ExtraDime.net

Direct link for 0%APR, but no $25 bonus

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 15 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 15 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee : Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.]]> Sun, 04 Dec 2011 12:03:35 +0000 http://ibankdesign.com/board/topic/16622-0-apr-for-15-months-on-balance-transfers-and-purchases-25-bonus-3-balance-transfer-fee-up-to-5-cashback-discover-more-card;-exp-61012/ http://ibankdesign.com/board/topic/16619-0-apr-on-balance-transfers-and-purchases-for-12-months-plus-150-bonus-discover-open-road-card;-exp-unknown/

LINK

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 12 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 12 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.



TERMS OF $150 RESTAURANT.COM GIFT CERTIFICATE OFFER: Get a $150 Restaurant.com Gift Certificate when you are approved for an account and make your first purchase within 6 months of approval. Certificate code will be mailed within 8 weeks of meeting purchase requirement. Certificate is redeemable online for over 18,000 restaurants nationwide. Valid for parties of 2 or more unless otherwise stated. Offer valid only at participating restaurants. Minimum purchase at restaurant required. Other restrictions may apply. Visit http://www.Restaurant.com for complete terms and conditions and participating restaurants.]]> Sun, 04 Dec 2011 11:25:25 +0000 http://ibankdesign.com/board/topic/16619-0-apr-on-balance-transfers-and-purchases-for-12-months-plus-150-bonus-discover-open-road-card;-exp-unknown/ http://ibankdesign.com/board/topic/16616-0-apr-on-balance-transfers-and-purchases-for-6-months-5-cashback-and-150-bonus-discover-discover-more;-exp-123111/

LINK

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.


From October through December, cardmembers can sign up to earn 5% Cashback Bonus on up to $300 in purchases at department stores, clothing stores and restaurants.

Get $150 bonus when you spend $1,000 in the first 90 days.]]> Sun, 04 Dec 2011 10:26:10 +0000 http://ibankdesign.com/board/topic/16616-0-apr-on-balance-transfers-and-purchases-for-6-months-5-cashback-and-150-bonus-discover-discover-more;-exp-123111/ http://ibankdesign.com/board/topic/16613-0-apr-on-balance-transfers-and-purchases-for-6-months-105-bonus-discover-escape-card;-exp-unknown/

Link for 0% APR and $105 bonus (see more info below)

Link for 0% APR and $80 bonus


Note: The $105 bonus for Discover Escape card that consists of


1) $80 travel credit bonus (=$200 bonus - two $60 annual fees) you can get by exchanging 20,000 miles for $200 travel credit (see here).
Terms of a similar business credit card show that you can also exchange 22,000 miles for two $100 gift cards ( see here). I assume this is applicable for this personal credit card too. The net value of the bonus after subtracting two $60 annual fees from $200 (travel credit or gift card value) is $80.

2) $25 bonus if you apply for the card via Extradime.net.


Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 16.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.


Terms of the 25,000 Bonus Miles offer:

Earn 1,000 Bonus Miles each calendar month you make a purchase for 25 months from the date your account is opened, with a cap of 25,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Promotional Miles will be applied within 8 weeks.


Terms of the $25 ExtraDime.net offer:

Apply for the Discover Card, simply a smart way to travel. Unlimited Double Miles on all purchases, enhanced travel benefits, redeem miles for travel credits, cash or gift cards. PLUS, get a $25 quick cash rebate upon successful approval.]]> Sun, 04 Dec 2011 04:39:07 +0000 http://ibankdesign.com/board/topic/16613-0-apr-on-balance-transfers-and-purchases-for-6-months-105-bonus-discover-escape-card;-exp-unknown/ http://ibankdesign.com/board/topic/16610-0-apr-on-balance-transfers-and-purchases-for-6-months-125-bonus-discover-miles-card;-exp-unknown/

Link for 0% APR and $100 bonus

Link for 0% APR and $125 bonus (see more info below)

Note: $125 bonus for Discover Miles card consists of

1) $100 travel credit you can get by exchanging 10,000 miles for $100 travel credit (see here). Alternatively, you can get $50 statement credit. Terms of a similar business credit card show that you can also exchange 12,000 miles for a $100 gift card ( see here). I assume this is applicable for this personal credit card too.

2) $25 bonus if you apply for the card via Extradime.net.


Promo APR Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening.
After the intro APR expires, your APR will be 10.99% to 16.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 16.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Balance Transfer Fee: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.


Bonus terms:

12,000 bonus miles terms:

Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Promotional Miles will be applied within 8 weeks.



$25 Extradime.net terms:

Apply for the Discover Miles Card, earn double miles and get travel with no restrictions. PLUS, get a $25 quick cash rebate upon successful approval.


PROMOTIONAL LINK


.]]> Sun, 04 Dec 2011 01:32:43 +0000 http://ibankdesign.com/board/topic/16610-0-apr-on-balance-transfers-and-purchases-for-6-months-125-bonus-discover-miles-card;-exp-unknown/ http://ibankdesign.com/board/topic/16607-0-apr-for-15-months-on-balance-transfers-and-purchases-25-bonus-discover-motiva-card;-exp-unknown/

Application via ExtraDime.net to get 0% APR and a $25 bonus

Direct application (0% APR without a bonus)

Terms:

Annual Percentage Rate (APR) For Purchases: 0% intro APR for 15 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.


APR for Balance Transfers: 0% intro APR for 15 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

Transaction Fees for Balance Transfer: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.


Below are terms and promotional link for a $25 bonus available from Extradime.net for Discover Card Motiva card.

Apply for the Discover Motiva Card and get the card that pays you back for paying on time! PLUS, get a $25 quick cash rebate upon successful approval.

Promotional link




.]]> Sat, 03 Dec 2011 20:00:40 +0000 http://ibankdesign.com/board/topic/16607-0-apr-for-15-months-on-balance-transfers-and-purchases-25-bonus-discover-motiva-card;-exp-unknown/