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IBD note: You can exchange 18,000 out of 20,000 sign-up points for a $50 Marriott Cheque . See other reward options here. There is no annual fee for this card during the first year, $30 fee after that.


Terms from the card website as of 7/9/7:

Please allow 6 to 8 weeks after your first purchase for points to be posted to your Marriott Rewards account. This offer is valid only for first time Marriott Rewards Visa Cardmembers. Existing Marriott Rewards Visa Cardmembers are not eligible. If your account is not open for at least 6 months, Marriott and Chase reserve the right to deduct the bonus points from your Marriott Rewards Program account.

Please allow 6 to 8 weeks after account opening for your free night stay e-certificate to be automatically deposited into your Marriott Rewards Account. Free night e-certificate is valid for hotels in categories 1-4. For participating category 1-4 locations, log onto MarriottRewards.com or call 1-801-468-4000. The e-certificate must be redeemed within 6 months from date of issue. E-Certificates may not be transferred, extended beyond the expiration date, or re-credited for points. This offer is valid only for first time Marriott Rewards Visa Cardmembers. Existing Marriott Rewards Visa Cardmembers are not eligible. Chase not responsible for offer fulfillment.