Minimum deposit is $100.00. You get a $20 bonus when you complete the process of opening an account and depositing $100+ into it (I get a $20 bonus too). After you open an account, you will have 50 referrals yourself (earn upto $1000 in bonuses).
Virtualbank is basically the same as the ING orange account (ING has a $250 minimum inital deposit). Virtualbank is currently offering a better interest rate at 4.6%.
Please research your options (it's your money) and decide if Virtualbank is right for you. If you are serious about opening an account, please email me at [email protected] I will need your first and last name (what you would use when signing up for the account). You then get an email with the referal link.