You can request or offer referrals on iBankDesign Referral Board and ExtraDime Referral Board.
How the Program Works.
Program Participation, Generally
To participate, visit https://refer.personalcapital.com/ and follow the on-screen instructions to refer as many friends, family members or colleagues as you want to the Service by entering the friends’ name and email addresses in the “Refer A Friend” box.
Users who refer are called “Referrers”; individuals who are referred are called “Referred Customers.” For every “Qualified Referral” (defined below), Referrer may be eligible to receive “Reward(s)” (also defined below), provided Referrer is otherwise eligible under, and fully compliant with, these Terms and Conditions.
We reserve the right to modify or amend at any time these Terms and Conditions and the methods through which Rewards are earned. We reserve the right to disqualify any User at any time from participation in the Program if he/she does not comply with any of these Terms and Conditions.
Companies and employees of Program Entities or their subsidiaries, affiliates or promotional agencies, including immediate family and household members, are not eligible.
*In accordance with Rule 206(4)-3 of the Investment Advisers Act of 1940, regarding cash payments for Client Solicitations, the Referrer, or solicitor, may not be 1) subject to a Securities and Exchange Commission order issued under Section 203(f) of the Investment Advisers Act of 1940 [involving a bar or suspension from association with an investment adviser] , or 2) convicted within the previous ten years of any felony or misdemeanor involving conduct described in Section 203(e)(2)(A) through (D) of the Investment Advisers Act of 1940, or 3) who has been found by the Securities and Exchange Commission to have engaged, or has been convicted of engaging, in any of the conduct specified in paragraphs (1), (5) or (6) of section 203(e) of the Act, or (D) is subject to an order, judgment or decree described in section 203(e)(4) of the Act.
Upon referring a friend, Referrers will be provided with a unique referral link (“Personal Link”) that allows Referrer to receive credit for Qualified Referrals (“Credit”). Each Referrer will also be provided with a unique and personal Company “Refer-a-Friend” page or account to check the status of his/her Qualified Referrals and to manage his/her account. Personal Links will be issued only to individuals. An individual must be registered with the Program to be issued a Personal Link but no purchase is required.
Referrers must respect the spirit of the Program by only referring real third-party individuals who meet the requirements of these Terms and Conditions. For example, a Referrer may not create multiple or fake accounts with Client Name or participate in the Program using multiple or fake email addresses or identities.
Credit can only be awarded for Qualified Referrals. A Qualified Referral means that all the following conditions are met:
The Referred Customer completed the purchase or registration process using the Referrer’s Personal Link. If a Referred Customer purchases or registers with the Service using any other link or method, the registration will not count as a Qualified Referral and Referrer will not earn Credit;
The Referred Customer was not previously registered with the Service under any email address or alias;
The Referred Customer is a legal resident of the 50 U.S. states and the District of Columbia who is 18 years or older; and
Only one Qualified Referral can be earned for each Referred Customer. Any additional or subsequent purchases made by a Referred Customer will not be Qualified Referrals.
Referrer shall receive one (1) Reward valued at $10 for each valid and verified Qualified Referral generated by Referrer. A Referrer may not earn more than 59 Qualified Referrals per calendar year or more than $590 in Rewards per calendar year.
Rewards may be redeemed in various forms in Program Entities’ sole discretion. Check your Personal Capital Refer-A-Friend account for details. Restrictions may apply; for example, if the Reward is in the form of a gift card, gift certificate or voucher it may be subject to the issuer’s terms and conditions.
Rewards are subject to verification. Program Entities may withhold a Reward for investigation, or refuse to process any transaction Company deems fraudulent, suspicious, in violation of these Terms and conditions, or believes will impose liability on Company, its subsidiaries, affiliates or any of their respective officers, directors, employees, representatives and agents.
All Program Entities’ decisions are final and binding, including decisions as to whether a Qualified Referral, Credit or Reward is valid.
Credit and/or Rewards have no monetary value and may not be redeemed for cash. Credit and/or Rewards are not transferable and may not be auctioned, traded, bartered or sold. Upon termination of the Program or any portion thereof for any reason, or upon cancellation of a Referrer’s Personal Capital account for any reason, any unredeemed Credit and/or Rewards accumulated by Referrer are forfeited.
Other sign-up bonuses