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Terms:
*Qualifying Activity: Customer must set up a recurring direct deposit credit of $250 or more and ten (10) signature-based debit card transactions must post to the account within 45 days of opening account to receive the $200 bonus. The $200 cash bonus will be deposited into the checking account the first business day 60 days after account opening. Account closure within six months will result in forfeiture of the $200 bonus. Bonus is not based on opening the account, but is paid for a direct deposit credit and ten (10) signaturebased debit transactions. Applies to new checking accounts that must be opened with new money not currently on deposit at First Federal Bank. One (1) offer per household. If any person in the household has been an owner or signer on a different First Federal Bank checking account in the past 3 years, First Federal Bank reserves the right to deny the incentive. **Per your data provider SMS, message and data fees may apply. *** The following APYs (annual percentage yield) are accurate as of 6/1/2015; Spirit Checking APY $.01$24,999.99 is 0.50%, $25,000+ is 0.20%. If requirements are not met, APY is 0.05%. Freedom Checking does not earn interest. Liberty Checking: APY $.01$2,499.99 is 0.10%, $2,500+ is 0.20%. Patriot Checking: APY $.01$1,499.99 is 0.00%, $1,500+ is 0.10%. Liberty Checking requires a $500 minimum balance to open the account. All other checking accounts require a $100 minimum balance to open. Available through the MoneyPass network and ATM Access Network, visit our website for locations. Applicable to personal accounts only. One (1) account per household. Fees could reduce earnings on the account. For tax reporting purposes, a 1099 may be issued at year end for the year in which the bonus is given. See Customer Service Representative for complete details. Flyer must be presented at the time of account opening. Offer expires August 1, 2015. ©First Federal Bank 2015
