I'm looking for a credit card providers over here. I work in a MNC organization here in Toronto. And it’s been about 2 months, I’m thinking of taking a credit card. The majority of my friends have this and they said me that it is helpful when we are facing a problem. I'm planning to take one for me and my wife. But don’t know which providers would be better. My friend suggested me with https://www.aspirefcu.org/credit-cards/platinum-rewards/,since I have not been there before.I want to know your suggestions. And also would like to know whether this is risky?