"Annual Percentage Yields (APYs) are effective 9/07/05, and are variable and subject to change. Balances up to $4,999 earn 1.10% APY; $5,000+ earn 3.50% APY. Fees may reduce earnings."
Does this mean that a deposit of $6,000 would only earn 3.5% on $1,000 and the rest only 1.10%? Or does the whole $6,000 earn the higher rate, and the rate only drops to 1.1% when the balance falls below $5,000?
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