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There have been 24 items by Mr.B (Search limited from 11-May 23)


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#25697 Sterling Savings Checking is 1.25% APY on balances $250,000 and over

Posted by Mr.B on 20 May 2009 - 06:27 PM in Checking rates

Usage requirements are as follows: you must meet 3 of the following 4 requirements: be enrolled in Free Bill Pay, enrolled in Online Statements, have a minimum of one (1) incoming Direct Deposit or ACH credit on your checking account within 90 days of account opening or use your Check Card a minimum of three (3) times within the first 90 days of account opening.

Check Card transactions can be ATM, point-of-sale (POS) with PIN or signature based transactions. New accounts will be reviewed three full calendar months after account opening and the $101 will be credited to your checking account within four calendar months of account opening upon meeting usage requirements. $101 incentive is subject to Internal Revenue Service and other tax reporting.

Please consult your tax advisor. This offer does not apply to second or multiple checking accounts, existing accounts, or existing accounts that have been closed and reopened.

All accounts require a minimum opening deposit of $100.

For Interest Checking the Annual Percentage Yield (APY) is 0.15% on balances $25,000 and above and 0.10% APY on balances below $24,999.99. The APY on Premium Checking is 1.25% APY on balances $250,000 and over; 1.15% APY on balances of $100,000 - $249,999.99; 1.01% APY on balances of $50,000 - $99,999.99; 0.70% APY on balances of $25,000 - $49,999.99; 0.40% APY on balances $10,000 - $24,999.99 and 0.25% APY on balances below $9,999.99.

All APYs stated are as of December 4, 2008 and may change at any time. Fees may reduce earnings.

Offer effective December 4, 2008 and is subject to change without notice.

http://www.sterlings...6;101/disc.html



#25686 Ohio SaveNOW Savings Account Program Min. 3.25% Ohio Treasury Of State

Posted by Mr.B on 18 May 2009 - 09:55 AM in Savings and Money Market Rates

http://www.tos.ohio....eposits/savenow


SaveNOW is the first program in the nation to use a State Treasury’s linked deposit authority to offer bonus interest on savings accounts for citizens.

Many Ohioans lack a financial safety net to cope with life’s unexpected events. The Ohio Treasury and partnering banks are offering SaveNOW, a savings account with 3.25% bonus interest partnered with financial education, to improve the financial health of Ohioans and their families.

How it Works
How it Works When participating banks agree to offer an interest bonus of at least .25% on a new savings account, the Treasury offers an additional 3% interest bonus. The bonus interest is made possible when the Treasury places a deposit at the bank and the interest earned on the investment is passed on to the saver as a 3% interest rate bonus at the end of one year.

Benefits
There are plenty of great benefits to offering the SaveNOW program at your bank:

Encourages customers to open new savings accounts.
Offers a large deposit banks wouldn’t otherwise access
Creates community goodwill during economic stress.
Opportunity to participate in the first program of its kind in the nation.



#25680 Atlantic Coast Bank 3.93% APY "High Tide Rewarding Checking Account."

Posted by Mr.B on 15 May 2009 - 08:52 PM in Checking rates

Atlantic Coast Bank has a new checking account known as the "High Tide Rewarding Checking Account."

This Account pays 3.93% APY on balance up to $25,000.00 compounded monthly.


High Tide Rewards Checking is the ideal account for customers who are technology savvy and want to make the highest interest rate possible on their checking dollars.

With High Tide Rewards Checking, you earn CD-style rates on balances up to $25,000. Plus you get FREE ATM usage nationwide.

To qualify, simply make a purchase with your debit card 10 times during each statement cycle, take advantage of direct deposit or auto debiting during each statement cycle, and sign up for eStatements.


http://www.atlanticc...de_checking.asp



#25674 Orange Savings Account 1.50% APY No Minimums

Posted by Mr.B on 13 May 2009 - 03:32 PM in Savings and Money Market Rates

Watch Your Savings Grow.

Set up a free Automatic Savings Plan that allows you to have a fixed amount of money regularly transferred to your high interest Orange Savings Account from your linked checking account.

Earn a variable 1.50% Annual Percentage Yield (effective 03/21/2009).

* High Interest, No Fees, No Minimums - Everyone earns the same high interest. And no one pays a fee.
* No Changing Banks - It electronically links to your current checking account. Transfers are free and easy.
* FDIC Insured - Your deposits are FDIC–insured up to $250,000 per depositor.
* Quick Application - Start saving in less than 5 minutes.

http://home.ingdirec...eSavingsAccount





#25671 State Farm Bank 2.95% APY from $100,000 Deposit

Posted by Mr.B on 10 May 2009 - 06:56 PM in CD rates

Why wait for your tax refund to be mailed to you? Save yourself the wait. Direct deposit with State Farm Bank.

It's fast, easy, safe and free. You can direct deposit your 2006 Federal income tax refund into your State Farm Bank Checking, Savings or Money Market Account, and enjoy your tax refund right away!


* Available by calling State Farm Bank toll-free at 1-877-734-2265 or by contacting a participating State Farm agent. Special Terms not available for Business, IRA, or ESA accounts.

Effective 05/06/2009.

http://www.statefarm.../direct_dep.asp



#25659 Ama Banking Center 60Months CD-3.65APY Minimum Opening Balance is $8,000

Posted by Mr.B on 05 May 2009 - 08:54 PM in CD rates

They know FDIC insurance is important to us. That is why they are proud to offer AMA Banking Center members FDIC insured CDs. Their CDs offer you total investment flexibility. Choose from 3, 6, 12, 24, 36 or 60 month terms.


* Competitive Rates - For as little as $8,000, you can take advantage of compelling rates & superior FDIC coverage.
* Comfort and Safety - Enjoy peace of mind knowing that your CD investments are covered by FDIC insurance.
* Convenience - You receive one regular account statement that lists all of your CD holdings, maturity dates & interest earned.
* Choose from 3-Month, 6-Month, 1-Year, 2-Year, 3-Year and 5-Year Terms


http://www.amabankin...ter.com/cd.aspx



#25658 Platinum Checking 2.51% APY $40,000 Minimum Balance

Posted by Mr.B on 05 May 2009 - 08:35 PM in Checking rates

2.51% Annual Percentage Yield (APY) paid on balance of $40,000, and 1.00% APY paid on all amounts above $50,000.

Each cycle monthly direct deposit requirement is met. If direct deposit or minimum balance requirement is not met, your account will still function as a free checking account earning 0.10% APY.

Rates as of May 1, 2009. They may change the interest rate and APY at any time after the account is opened.

$40,000 Minimum Balance Required. Monthly Direct Deposit amount equal to or greater than $500.00 into Platinum Rewards Checking required.

Available to Personal Accounts only. No monthly service charge.

Membership requirements apply. No Debit transactions required.

http://www.firstnewe...num_Rewards.asp



#25595 Capital One Savins Account 2.01% APY - $1 minimum Deposit

Posted by Mr.B on 25 April 2009 - 08:17 PM in Savings and Money Market Rates

Capital One is offering 2.01% APY for balances over $10,000.


Some of the features of this deal include:

* One of the best savings rates among the top national banks
* No fees
* Free online transfers
* FDIC insured of up to $250,000.00 per depositor.

Online Savings accounts are held at Capital One Bank (USA), N.A., unless you request otherwise.

There is no minimum balance requirement to receive the stated APY.

You must deposit at least $1 to open this account. And to make life really easy, you can access your money securely and easily with free online transfers to and from your existing external bank accounts.

https://www.capitalo...HW_R3_05_G_SP28




#25566 3.51% APY Reward Checking Account -MidWest America Federal Credit Union -Nati...

Posted by Mr.B on 22 April 2009 - 11:51 AM in Checking rates

MidWest America Federal Credit Union's Reward Checking account is offering 3.51% which makes it the nation's highest yeild reward checking account.

3.51% APY for balances up to $25,000.
1.01% APY Overage Rate over $25,000.

• No monthly maintenance fees
• ATM fees refunded up to $25 per month (auto)
• Free internet Bill Pay
• Insured
• Available nationwide
• Reward Checking Account can be opened by mail

Requirement (If these are not met the rate falls to 0.11% as base rate)
• 10 Debit Card transaction
• One ACH debit or Credit transaction
• Sign up for E-statements

All required forms are available online. All you need is.... notarized signature on your application + copy of drivers license + copy of social security card!

http://www.midwestreward.com/

Credit Union membership costs $5.00 Share deposit in Regular savings account and $25 through SPCA for life or lived/worked/membership list




#25561 Broadway Federal Bank Savings Account 3.0% APR

Posted by Mr.B on 20 April 2009 - 05:21 PM in Savings and Money Market Rates

Broadway Federal Bank is offering 3.0% on their Savings Account.

OPEN REGULAR SAVINGS ACCOUNT
• $50.00 to open
• ATM Card
• Variable Interest Rate account

OPEN ANNIVERSARY SAVINGS ACCOUNT
• $1,000 to open
• ATM Card
• Rate subject to change
• Only available online.

To apply for an account online, you must be a U.S. Citizen or resident alien, have a U.S. address and be 18 years or older. You also must have a social security number and a State issued Drivers license or Identification card.

http://www.broadwayf...lineaccount.htm



#25549 2.30% APY 12-Month Online CD HSBC Direct

Posted by Mr.B on 17 April 2009 - 07:33 PM in CD rates

Each HSBC Direct Online CD is a way for you to guarantee earnings in a financial world of ups and downs.
When you open one of our Online CDs, you'll get:

* A competitive interest rate
* Guaranteed earnings with no market risk
Your money is committed to your Online CD. If you withdraw any of your principal from your Online CD, you will incur a penalty of 30 days' simple interest.
* Easy online account management
Apply online too.

When your Online CD matures, you can:

* Let your balance automatically roll over into an HSBC Direct Online CD of the same term. You'll earn the then-current interest rate and APY for the same term without having to renew.
* Add money to your maturing CD during the grace period when renewing into the same term.
* Open a new HSBC Direct Online CD with your balance.
During the grace period, you can consider what to do with your balance.
* Instantly transfer your balance to your other HSBC Direct accounts during the grace period.

And, trust that your money's being saved wisely:

* Your money's FDIC-insured to the maximum permitted by law
You should never open an online deposit account if the institution isn't insured to protect your funds. For more information about FDIC insurance, visit www.fdic.gov.
* You'll bank in a secure online environment.
Your information is password protected and encrypted with the latest security technology.
* Money Magazine named HSBC Direct “Best of Breed” in 2007.

http://www.hsbcdirec.../m...EMA0000160



#25523 Gulf Coast Bank and Trust Rewards Checking Account 5.51%

Posted by Mr.B on 15 April 2009 - 04:48 PM in Checking rates

INTEREST CHECKING - 5.51%APY*
An interest bearing checking account that rewards your banking behavior with one of the highest checking interest yields around on balances up to $25,000*. Gulf Coast will also reimburse ATM fees nationwide any monthly cycle you meet the 3 qualifiers below!!

To earn 5.51% AND have your ATM fees refunded, simply meet these 3 easy qualifiers each cycle:

Minimum of 12 check card purchases

One Automatic Payment(ACH), Direct Deposit transfer or Online Bill Payment

Receive your monthly account statement electronically (eStatements)

No monthly service charge.

*5.51% Annual Percentage Yield (APY) paid on balances up to $25,000 and 1.01% APY on the portion of balances above $25,000 each cycle the qualifications are met. 0.10% APY will be paid on the entire balance in any cycle where the requirements are not met. **Effective April 14, 2009, ATM fee refunds will be limited up to $4.99 per ATM withdrawal each cycle qualifications are met; ATM fees will not be refunded for each cycle qualifications are not met. Annual Percentage Yields (APY) are effective 9/29/2008 and are subject to change without notice. No minimum balance requirement or service charge. Available for Personal Accounts only. See Banker for more Details. Interest Checking Patent Pending by Banc Vue.

http://www.gulfbank....l_checking.html



#25504 ING Direct 1.50% APY 12-Month CD (No Min Deposit)

Posted by Mr.B on 13 April 2009 - 11:00 AM in CD rates

Their CDs are music to a Saver's ears.

Great Rates with Guaranteed Returns - Earn more money without the market risk. And your money is FDIC-insured up to $250,000 per depositor.

# On Your Terms - Choose terms between 6 and 60 months.

# Interest When You Need It - Have your interest paid at the end of the term, monthly or annually. As with any CD, should you decide to withdraw your deposit before the end of the term, certain penalties will apply.

# Open Online in less time than it takes to listen to a hair band's greatest hit.

http://home.ingdirec....asp?s=OrangeCD



#25497 West Bank Iowa, 5.00% APY No minimum balance

Posted by Mr.B on 11 April 2009 - 10:34 AM in Checking rates

At West Bank they work hard to create a decidedly different banking experience for their customers. That's why they're bringing "Reward Me CheckingSM" to you. Here's how they'd like to reward you for choosing West Bank.

Earn 5.00% APY on your FREE checking balance up to $50,000 plus:

* No minimum balance
* ATM fee refunds nationwide (Up to $25/cycle)
* FREE debit card
* FREE Internet banking
* FREE online bill pay
* FREE unlimited check writing
* Earn 1.25% APY on balances over $50,000

*Annual percentage yield (APY) is effective as of 04.07.08. Rate subject to change.

* If all requirements are met, up to $25 in ATM fees will be refunded at the end of the statement cycle in which the ATM fees were charged.

The only requirements are things you're probably already doing:

* 12 Non-PIN point of sale debit card transactions per cycle
* 1 direct deposit put in or 1 direct payment taken out of your account
* Receive an electronic statement

Even if you fall a little short one month, you still enjoy most of the benefits of your Reward Me CheckingSM account. The only changes are:

* You will earn .2% APY** interest on your free checking balance
* ATM fees are not refunded

No matter what, you still receive:

* FREE checking account with interest
* FREE use of any West Bank ATM
* FREE debit card
* FREE internet banking
* FREE online bill pay
* FREE unlimited check writing

The account owner must reside in Iowa at least part-time
Limit of one account per SSN.

http://www.westbanki...ard_me_checking



#25492 12 Month CD 4%; 24 Month CD 4.5% APY First Merit Bank $1000 min. deposit

Posted by Mr.B on 08 April 2009 - 07:04 PM in CD rates

If you have a time-specific savings need or are looking to diversify your investments,First Merit Bank's CDs are a safe and secure savings solution.

* Open with as little as $1,000
* Competitive fixed or variable interest rates
* Wide range of terms, from 30 days to 5 years
* Many interest payment options - monthly, quarterly, semi-annually, annually or at maturity
* FDIC insured up to the maximum allowable limit

http://www.firstmeri...ings/index.aspx



#25490 Checking Account 5.01% APY - First Banking Center

Posted by Mr.B on 06 April 2009 - 05:25 PM in Checking rates

First Banking Center is offering a checking account with 6.01% APY on balances up to $25,000 with no ATM fees, no minimum balances, and no service charges.

If you are fed up with paying a fee to withdraw your money at an ATM, then this is the account for you. This free checking account provides you with the opportunity to have your ATM fees refunded and also pay you a high interest rate. There are a few simple requirements you must meet to qualify for these rewards.

* No minimum balance requirement
* No monthly service charges
* Unlimited check writing with no per check fees
* Free check safekeeping required
* Interest is credited to the account monthly, based on the following tiers:
5.01%, on balances from $0 - 25,000 and
0.50%, on balances from $25,001 and over
OR base rate for all balances if requirements are not met
* To earn the higher interest rate(s) and free ATMs nationwide, perform the following each qualifying cycle**:
- Make at least 10 Check-Mate Card purchases (excluding ATM
transactions)
- Receive a monthly electronic statement
- One direct deposit or ACH auto debit
* $1 minimum initial opening deposit
* Check-Mate card available*
* 24-hour account access via Internet available
* 24-hour account access via telephone available
* Overdraft Privilege program attached
* Direct Deposit available
Reply With Quote

https://www.firstban...nterrewards.com



#25474 Bank of America High Yield CD Rates

Posted by Mr.B on 02 April 2009 - 03:21 PM in CD rates

The Annual Percentage Yield (APY) is accurate as of 04/02/2009.

This promotional APY applies to the initial term of a new High Yield CD with a 12-month term that is opened online through bankofamerica.com. The minimum balance required to open a High Yield CD is $5,000. Additional terms and restrictions apply. Fees could reduce the earnings on the account. A penalty is imposed for early withdrawal.

Your account is covered by FDIC insurance up to the maximum allowed by law.

Take advantage of this special offer and earn a high interest rate on your funds.

http://www.bankofame...?template=cd_10



#25460 5.08% APY Checking in NE Florida or SE Georgia, No Minimum

Posted by Mr.B on 31 March 2009 - 02:09 PM in Checking rates

Altantic Coast Bank just introduced a new checking account called "High Tide" checking. No minimum!!!!!!!

High Tide Rewards Checking
Earn 5.08% APY* on all checking account balances up to $25,000 when you open our new High Tide Rewards Checking!

Check out these benefits!
And this great rate is just the beginning. Look at all the other benefits you get with your High Tide Rewards Checking account:

Free ATM usage** nationwide
Free debit card
Free NETeller online banking with BILLpayer
Free eStatements
Unlimited check writing
No minimum balance requirements
No monthly service charge
Open the account with as little as $100

Use your debit card at least 10 times during each statement cycle
Take advantage of direct deposit or auto debit during each statement cycle
Sign up for eStatements
That’s it! Open your account today and earn 5.08% APY* on all balances up to $25,000

http://www.acfederal.net/



#25444 Citibank 6-Month CD at 2.4% as of 1/09

Posted by Mr.B on 29 March 2009 - 08:47 PM in CD rates

# A minimum opening deposit of $500 is required for CDs opened online.

# Interest is paid monthly or at maturity for all CDs with terms of one year or less.

# Interest is paid monthly for all CDs with terms greater than one year.

# CDs renew automatically at maturity for the same term at the rate in effect at the time. If you don't want to renew, you have a 7-day grace period to let us know online, by phone or in writing.

https://online.citib...uct=6-Month20CD



#25435 West Texas National Bank Ultimate Checking Account

Posted by Mr.B on 27 March 2009 - 01:51 PM in Checking rates

Meet the requirements, and you receive 2.01% APY paid on balances up to $25,000 plus 0.50% APY paid on the portion of your balance above $25,000, plus free ATM's nationwide!

There are four simple requirements:
* Ten Check Card Transactions
* One Direct Deposit or ACH Auto Debit or One Online Bill Pay
* Receive Electronic Statement
* Access Online Banking

Don't meet the requirements, and you still earn 0.25% APY on your free checking balance, but ATM fees are not reimbursed.

No matter what, you get:
* FREE Checking with 0.25% APY
* FREE West Texas National Bank ATM use
* FREE Mastercard Debit Card
* FREE Online Banking and Bill Pay

West Texas National Bank is FDIC's Insured.

https://www.wtnb.com/




#25430 Get GMAC Bank 4.25% APY 1 Year CD

Posted by Mr.B on 25 March 2009 - 02:48 PM in CD rates

When you make $500 or more deposit, you get:


1.75% for 3 months
2.25% for 6 months
2.30% for 9 months
2.85% for 12 months
2.75% for 18 months
3.10% for 2 years
3.25% for 3 years
3.25% for 4 years
3.50% for 5 years

Open CD Account at this Great Rate

This Information is accurate as of 03/20/2009.

$500 minimum opening deposit required. Deposit term will begin upon receipt of initial deposit. Your interest rate will be the one in effect on that date. Interest compounded daily. Fees could reduce the earnings on account. Penalty for early withdrawal. All accounts are subject to approval.

http://www.gmacbank....s/cd-rates.html



#25425 Earn up to $225(3.5K TYP) by signing up for Money Market

Posted by Mr.B on 23 March 2009 - 08:55 AM in General bank bonus discussion

open a Money Market account and qualify for these bonuses:

* 3,500 Thank You Points redeemable for a $25 merchant gift card2
* The ability to start saving with as little as $100
* The peace of mind of an FDIC-insured account3
* A higher rate just for using our free online bill payment service

You must meet all of the terms of the checking account offer and open a new Citibank Ultimate Money Account by 3/31/09 with a $100 minimum opening deposit and link it to the new checking account, to qualify for the money market account bonus points offer. The Account earns an interest rate that is not determined by the balance in your account or your other accounts at Citibank. Two Rates can be applied to the balance in your Account. To qualify for the higher Rate of 1.50% APY as of 01/27/2009, you must make at least two qualifying electronic bill payments from your linked checking account during the calendar month preceding the statement cycle date. If the bill payment requirement is not met, a lower Rate of 0.77% APY as of 01/27/2009 will be applied for that statement cycle. The Rate may change after the account is opened. Fees may reduce earnings.

I even got insured by the FDIC up to applicable limits.

http://www.citi.com/domain/index.htm



#25411 Sterling Savings Bank $101 bonus for opening checking accounts

Posted by Mr.B on 21 March 2009 - 11:35 AM in General bank bonus discussion

Earn 1.25% APY on balances $250,000 and over.

All account require a minimum opening deposit of $100.

$101 incentive is only for one individual. You must enroll in three of the four following products within 90 days of account opening: Bill Pay, Online Statements, Check Card and/or Direct Deposit and meet specific usage requirements in conjunction with opening a new personal checking account. To be eligible for the $101 incentive.

This offer does not apply to second or multiple checking accounts, existing accounts, or existing accounts that have been closed and reopened.

The $101 incentive is subject to Internal Revenue Service and other tax reporting.

Offer effective December 4, 2008 and is subject to change without notice.

Follow the link below to see details:

http://www.sterlings...6;101/disc.html



#25370 $100 bonus Sovereign Bank - 0.20%, $10 minimum opening deposit

Posted by Mr.B on 19 March 2009 - 02:14 PM in General bank bonus discussion

Get $100 with Sovereign Bank Premier Checking, Business Owner Premier Checking, Interest Checking or Partnership Checking

FYI: Those who set up a direct deposit to that account, do not have to pay a monthly fee for Interest Checking.

Just open account by February 27, 2009.

Standard minimum opening deposit of $10.

request a Sovereign Visa® CheckCard ("CheckCard").

Make 6 CheckCard purchases within 60 days after you open your account, and you will receive a credit of $100 to your new checking account within 15 days after the expiration of this 60-day period.

You also get APY of 0.05% with an account balance of less than $5,000. Or 0.02% if the balance is $5,000 and above. This is for Sovereign Bank Premier Checking and Business Owner Premier Checking only.

Bonuses exists for other account types.

Bonuses are for new account holders only.

http://www.sovereign...ec...ov&pos=bbp





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