Free iPod Shuffle 1GB available to new checking accounts opened in a branch online or by phone. Members who already have a checking
account do not apply. There is a minimum opening balance of $50. Direct deposit of $1000 per month or net check is required to qualify for the iPod. Initial direct deposit must be made within 60 days of opening the account in order to qualify for the iPod offer. Limit one iPod per person and per household. The iPod will be awarded after the first direct deposit is made to the account. American First Credit Union employees are not eligible to participate. Offer good through 2/28/07 or while supplies last. Value of iPod may be reported as taxable income. iPod is a registered trademark of Apple Computers, Inc. which is not a participant or sponsor of this promotion.