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Terms:
Annual Percentage Rate (APR) For Purchases: 0% intro APR for 6 months from date of account opening. After the intro APR expires, your APR will be 10.99% to 20.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers: 0% intro APR for 6 months from date of first transfer, for transfers under this offer that post to your account by June 10, 2012. After the intro APR expires, your APR will be 10.99% to 20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Balance Transfer Fee: Intro fee of 3% of the amount of each transfer for transfers that post to your account by 6/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.
From October through December, cardmembers can sign up to earn 5% Cashback Bonus on up to $300 in purchases at department stores, clothing stores and restaurants.
Get $150 bonus when you spend $1,000 in the first 90 days.