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Terms:
Offer is valid for a new BMO Harris personal checking account opened between September 15, 2014 and December 31, 2015. Minimum opening deposit of $100 is required. Offer not available to existing BMO Harris personal checking account customers or those who have closed a BMO Harris personal checking account within the past 60 days. You may receive only one BMO Harris checking account-related incentive, reward or bonus per calendar year per household (all persons living at the same address at account opening). Offer is subject to change without notice, is non-transferable and cannot be combined with any other offer. BMO Harris reserves the right to amend or cancel any part of these offers.
In order to receive the cash bonus ("incentive"), you must open the checking account and establish qualifying direct deposits into the account. "Qualifying direct deposits" are recurring direct deposits of a paycheck, pension payment, Social Security payment, or other government benefits payment electronically deposited into your new personal checking account on a recurring basis, at least monthly, from an employer or an outside agency. Each direct deposit must be in an amount of $300 or more and the first direct deposit must occur within 60 days of account opening.
An incentive of $150 will be awarded for a new BMO Harris Everyday Checking account meeting the terms of the offer. An incentive of $200 will be awarded for a new BMO Harris Select Checking account or a new BMO Harris Portfolio Checking account meeting the terms of the offer. If we determine you have met the terms of the offer, the incentive will be deposited into your new BMO Harris personal checking account on the Payment Date. "Payment Date" means approximately 120 days after account opening. The account must be open and in good standing on the Payment Date to receive the incentive. The incentive will be paid based on the checking account type you are in on the Payment Date. Checking account must remain open for a minimum of 6 months. The incentive is not considered part of the opening deposit and will be reported to the IRS for tax purposes. You are responsible for any applicable taxes.
