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Promotion code: CK76DD150
Terms and conditions:
Disclosures can be hard to understand. We’re doing our best to make them easy for you to read.
1 Eligibility. This offer is available for a new TIAA Direct Interest Checking account, applied for online or by calling 844-567-8932 using promotion code CK76DD150. Only one (1) offer is available per customer. It may not be combined with any other offers from TIAA Direct and is not available to existing checking customers.
Offer Terms. TIAA Direct will credit a $150 bonus to a new Interest Checking account if the account is opened by 9/30/2016 and one or more qualifying direct deposits totaling at least $2,500 from the same source is/are credited to that account within 90 days of its open date. Qualifying direct deposits may include payroll, pension or Social Security checks electronically deposited; funds transfers and checks deposited by mobile device or mail do not constitute direct deposits.
Payment of Bonus. If the qualifications described above are met, the $150 bonus will be credited to your account within 91 to 104 days of account opening, provided that your account remains open and is not overdrawn or subject to any holds, restrictions, or legal action or dispute on the bonus payment date.Limited Time Offer. This promotional offer is available for a limited time and may end without notice.
General Account Terms and Requirements. The Annual Percentage Yield (APY) for the Interest Checking account depends on the balance in the account. Effective as of 6/17/2016, APYs are as follows: For balances from $0 to $1,499.99, the APY is 0.05%; for balances of $1,500 to $9,999.99, the APY is 0.10%; for balances from $10,000 to $24,999.99, the APY is 0.10%; for balances from $25,000 to $99,999.99, the APY is 0.15% and for balances of $100,000 or more, the APY is 0.15%. All rates are variable and subject to change without notice before or after the account is opened. Interest is compounded daily, based on the rate in effect at the end of the day. The minimum opening deposit for an Interest Checking account is $100, which must be made within 60 days of account opening or the account may be closed. Fees could reduce earnings on the account.
2 TIAA Direct will automatically reimburse up to $15 in ATM usage fees each statement cycle if you're charged a fee for using your TIAA Direct Debit or ATM card at U.S. ATMs outside of the MoneyPass® or SUM® networks. This reimbursement will appear as a single credit on your monthly statement, applied on the last day of your statement cycle. MoneyPass is a registered service mark of Elan Financial Services. SUM is a trademark of NYCE Payments Network, LLC.
3 Subject to applicable limits.