Link to promo

Link to bonus info

Free Companion Air Ticket with every new checking account.

Bonus Terms as copied from bank's website on 11/5/08:

Member FDIC. Offers and terms subject to change and may be withdrawn without notice. May not be combined with any other offer. *Offer applies to new personal checking accounts only. One airline certificate per new checking account while supplies last. Companion Fare Certificate: Receive one coach class, roundtrip companion airline ticket with the purchase of the first coach, roundtrip, airline ticket. Blackout dates will apply. 14-day advance purchase will be required. Fares subject to change without notice. Selection of airline varies by market. Airline service is not available in all markets. The free companion ticket applies to the base fare only. Normal taxes and fees charged by the airline will apply to both tickets, plus a $9.95 processing fee will apply to each ticket issued. See complete Terms and Conditions. The Columbia Bank does not provide travel services and is not affiliated with Promotions in Travel. Additional restrictions may apply. **Offer applies to a new personal statement savings or money market account. One card per new personal statement savings or money market account while supplies last. Certain restrictions apply.

Link to promo page

To take advantage of this great offer from Webster, just open a new account between 8/25/08 and 10/10/08 and complete one of the following:

Use your Visa® Check Card to make 3 qualifying purchases, 2 or
Make 3 bill payments through WebsterOnline to a third party


Bonus Terms as copied from Bank's website on 9/23/08:

Offer is valid only for new checking accounts opened between 8/25/08 and 10/10/08. Business customer must complete one of the following: (2) qualifying Visa Check Card purchases, or (3) bill payments through WebsterOnline.com to a third party. Qualifying transactions must be completed by 12/12/08. To be eligible, primary business customer must not have had an open checking account within the past 60 days at Webster Bank. Minimum opening balance requirement of $50 for account must be met to qualify for offer. Accounts must be in good standing at the time of payment. All cash rewards will be transferred into the newly established business checking account by 1/23/09. Amounts will be reported to the IRS and business customer is responsible for any applicable taxes. Offer is available to business customers of NY, MA, RI and CT only.

1 With Totally Free Small Business Checking, receive 500 free transactions that include checks paid, checks deposited, deposit tickets, ACH debits and credits and Webster ATM deposits/withdrawals. Miscellaneous fees may apply. Minimum opening deposit of $50 is required.

2 A "Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchase made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small-dollar purchases for which you are not required to sign made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A qualifying purchase does not include a purchase using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. For more information on qualifying purchases, please visit www.Visa.com/extras.

Link to promo page

Bonus terms as copied from bank's website on 10/23/08:


Reach a combined balance of $15,000 in 90 days, and you'll receive $100.*
Make 6 qualifying Visa® CheckCard purchases within those same 90 days and earn $50.*

Open a new Sovereign Premier Checking account by November 7, 2008 with a standard minimum opening deposit of $10 and request a Visa CheckCard (VCC). If the combined balance of your Sovereign checking, savings and money market savings accounts, CDs, IRAs, investments and loans (not including mortgages, student loans, credit card balances, unsecured personal loans and lines of credit issued by FIA Card Services, N.A., the unused portion of any Sovereign credit line, and for Sovereign Bank customers in New England, indirect auto loans obtained through automobile dealers) is $15,000 or more on the 90th day after you open your account (or, if the 90th day is not a bank business day, the immediately preceding bank business day), you will receive a credit of $100 to your new checking account within 15 days after the expiration of this 90-day period. If you make 6 VCC purchases within 90 days after you open your account, you will receive an additional credit of $50 to your new checking account within 15 days after the expiration of this 90-day period. One $150 credit per customer. Your account must be open and in good standing in order for you to receive your account credit. Annual percentage yield (APY) of 0.10% for Sovereign Premier Checking or Business Owner Premier Checking when balance is less than $5,000 and 0.45% APY when balance is $5,000 and above. APYs effective as of September 6, 2008 and are subject to change at any time. Fees may reduce earnings. The amount of the bonus credited to your account will be reported to the IRS as interest for the year in which the bonus is credited to your account. Current personal checking customers or anyone who has had a personal checking account with Sovereign Bank or any of its divisions in the last 90 days are not eligible for this offer. Current employees of Sovereign Bank or any of its divisions are also not eligible for this offer. Cannot be combined with other offers.

Link to promo info


Open a FREE UKFCU checking account with direct deposit and e-statements, and receive a $50 bonus!*

Bonus terms as copied from bank's website on 11/5/08:

*Offer good November 1-30, 2008. To qualify for $50 bonus, you must be signed up for e-statements and direct deposit coming into UKFCU checking account. Must not currently have a checking account with UKFCU. $50 bonus will be placed into the new checking account within 30 days of account opening. Restrictions may apply. Ask a representative for details.

Link to promo page

Open a Personal Checking Account and animals everywhere will thank you!

We’ll donate $50 in your name to the local Humane Society or Animal Shelter when you open a personal checking account at Marine Bank.

And, we’ll even put another $50 in your new account to get you started!

We’re out to help cats, dogs and other furry/feathered friends find a home and get the care they need to keep making our lives more enjoyable. Come in for complete details on our Personal Checking/Pet Appreciation program, now through the end of the year.



Bonus terms as copied from banks website on 11/5/08:

Offer limited to new personal checking and NOW accounts opened between October 1, 2008, through December 31, 2008. Cash bonus of $50 automatically deposited into new checking account within 10 days of account opening. An early closing fee in the amount of $50 may be debited from the account if the account is closed prior to six (6) months. Personal Checking Account: Cash bonus is considered income and reportable on IRS form-1099-MISC. Personal NOW account: Variable rate accounts earning Annual Percentage Yield (APY) as of October 1, 2008 balances up to $4,999.99 at 1.00% APY and for $5,000 and above 1.50% APY. Bank may charge interest rate at any time. Fees may reduce earnings.

Link

1/24/11 - Terms of the bonus have been verified.

Receive a Special $25 Bonus when opening a new Visa® Signature Card.
Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit.


Bonus terms as copied from website on 12/17/2008:

Applicant must be 18 years of age and have a U.S. address and Social Security number.

Link to promo page

Free Companion Air Ticket when opening a new checking account.

Bonus terms as copied from bank's website on 11/5/08:

Member FDIC. Offers and terms subject to change and may be withdrawn without notice. May not be combined with any other offer. *Offer applies to new personal checking accounts only. One airline certificate per new checking account while supplies last. Companion Fare Certificate: Receive one coach class, roundtrip companion airline ticket with the purchase of the first coach, roundtrip, airline ticket. Blackout dates will apply. 14-day advance purchase will be required. Fares subject to change without notice. Selection of airline varies by market. Airline service is not available in all markets. The free companion ticket applies to the base fare only. Normal taxes and fees charged by the airline will apply to both tickets, plus a $9.95 processing fee will apply to each ticket issued. See complete Terms and Conditions. Skylands Community Bank does not provide travel services and is not affiliated with Promotions in Travel. Additional restrictions may apply. **Offer applies to a new personal statement savings or money market account. One card per new personal statement savings or money market account while supplies last. Certain restrictions apply.

Link


Get a Free Swiss Edition Stainless Steel Travel Mug and Thermos when you open your new Colorado State Bank and Trust checking account. Plus, with a few easy steps, we'll also give you $100*:


Activate direct deposit and Make 5 signature-based Check Card transactions
or
Make 5 signature-based Check Card transactions and Complete 5 Online Bill Pay payments


Bonus terms as copied from bank's website on 11/5/08:

*The $100 offer is valid for personal checking accounts opened from 10/20/08 to 11/28/08. Offer is not available on account conversions and is limited to new personal checking account households only. We reserve the right to substitute a gift of similar value. Offer and gift limited to one per household and may not be combined with any other offer. Accounts are subject to our standard eligibility and documentation requirements. $50 minimum opening deposit balance is required. The bonus will not be considered part of the minimum opening deposit. The bonus cash is considered interest and is reportable on IRS Form 1099-INT. Checking account must remain open for a minimum of six months or the $100 will be debited from the account during the closing transaction. Regarding the direct deposit requirement, to qualify for the offer, your first recurring direct deposit such as Social Security, Pension or Payroll must be completed within 60 calendar days of your account opening date. Only signature-based Check Card transactions posted to your account are eligible. Other transactions you conduct using your card such as deposits, withdrawals, balance inquiries, transfers, credits, pre-authorizations, pin-based purchases and reversals are not eligible. The five eligible Check Card transactions and five Online BillPay transactions must be posted to your account within 60 calendars days of your account opening date. We reserve the right to disqualify Online BillPay and Check Card transactions in circumstances where we reasonably believe they were not made in good faith. The $100 will be automatically deposited 6-8 weeks after the conditions noted above have been met.

Link to promo info

Free Companion Air Ticket when opening a new checking account.

Bonus terms as copied from bank's website on 11/5/08:

Member FDIC. Offers and terms subject to change and may be withdrawn without notice. May not be combined with any other offer. *Offer applies to new personal checking accounts only. One airline certificate per new checking account while supplies last. Companion Fare Certificate: Receive one coach class, roundtrip companion airline ticket with the purchase of the first coach, roundtrip, airline ticket. Blackout dates will apply. 14-day advance purchase will be required. Fares subject to change without notice. Selection of airline varies by market. Airline service is not available in all markets. The free companion ticket applies to the base fare only. Normal taxes and fees charged by the airline will apply to both tickets, plus a $9.95 processing fee will apply to each ticket issued. See complete Terms and Conditions. Skylands Community Bank does not provide travel services and is not affiliated with Promotions in Travel. Additional restrictions may apply. **Offer applies to a new personal statement savings or money market account. One card per new personal statement savings or money market account while supplies last. Certain restrictions apply.

Link to promo page

To take advantage of this great offer from Webster, just open a new account between 8/25/08 and 10/10/08 and complete one of the following:

Use your Visa® Check Card to make 3 qualifying purchases,5
Make 3 online bill payments, or
Set up direct deposit


Get started today!



Bonus Terms as copied from bank's website on 9/23/08:

* Offer is valid only for new checking accounts opened between 8/25/08 and 10/10/08. Customer must complete one of the following: (1) direct deposit (Direct deposit transactions are limited to payroll, Social Security, pension and government benefits. PayPal transactions are excluded. Applies to consumer checking accounts only), or (2) qualifying Visa Check Card purchases, or (3) bill payments through WebsterOnline.com to a third party. Qualifying transactions must be completed by 12/12/08. To be eligible, primary customer must not have had an open checking account within the past 60 days at Webster Bank. Minimum opening balance requirements for all accounts must be met to qualify for offer. Accounts must be in good standing at the time of payment. All cash rewards will be transferred into the newly established checking account by 1/23/09. Amounts will be reported to the IRS and customer is responsible for any applicable taxes. Offer is available to residents of NY, MA, RI and CT only.

1 Miscellaneous fees may apply. Minimum opening deposit of $50 is required.

2 Minimum deposit of $50 is required. There is a $15 (or $13 with direct deposit) monthly service charge if monthly average combined balance of $4,000 in checking, savings or money market accounts, or $20,000 in combined deposit (checking, savings, CDs or money market) or home equity and installment loan balances is not maintained.

3 Webster will not charge any fees for using non-Webster ATMs. Other banks' fees will apply.

4 Minimum opening deposit of $500 required. There is a $20 monthly service charge if minimum average combined balance of $10,000 in checking, savings or money market accounts, or $50,000 in combined deposit, CD or home equity and installment loan balances is not maintained.

5 A "Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchase made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small-dollar purchases for which you are not required to sign made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A qualifying purchase does not include a purchase using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. For more information on qualifying purchases, please visit www.Visa.com/extras.

Link to promo page


To take advantage of this great offer from Webster, just open a new account between 8/25/08 and 10/10/08 and complete one of the following:

Use your Visa® Check Card to make 3 qualifying purchases
Make 3 online bill payments, or
Set up direct deposit

Bonus Terms as copied from Bank's Website on 9/23/08:

* Offer is valid only for new checking accounts opened between 8/25/08 and 10/10/08. Customer must complete one of the following: (1) direct deposit (Direct deposit transactions are limited to payroll, Social Security, pension and government benefits. PayPal transactions are excluded. Applies to consumer checking accounts only), or (2) qualifying Visa Check Card purchases, or (3) bill payments through WebsterOnline.com to a third party. Qualifying transactions must be completed by 12/12/08. To be eligible, primary customer must not have had an open checking account within the past 60 days at Webster Bank. Minimum opening balance requirements for all accounts must be met to qualify for offer. Accounts must be in good standing at the time of payment. All cash rewards will be transferred into the newly established checking account by 1/23/09. Amounts will be reported to the IRS and customer is responsible for any applicable taxes. Offer is available to residents of NY, MA, RI and CT only.

1 Miscellaneous fees may apply. Minimum opening deposit of $50 is required.

2 Minimum deposit of $50 is required. There is a $15 (or $13 with direct deposit) monthly service charge if monthly average combined balance of $4,000 in checking, savings or money market accounts, or $20,000 in combined deposit (checking, savings, CDs or money market) or home equity and installment loan balances is not maintained.

3 Webster will not charge any fees for using non-Webster ATMs. Other banks' fees will apply.

4 Minimum opening deposit of $500 required. There is a $20 monthly service charge if minimum average combined balance of $10,000 in checking, savings or money market accounts, or $50,000 in combined deposit, CD or home equity and installment loan balances is not maintained.

5 A "Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchase made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small-dollar purchases for which you are not required to sign made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A qualifying purchase does not include a purchase using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. For more information on qualifying purchases, please visit www.Visa.com/extras.

Link to promo page on Bank's website

Receive a $25 gift card when opening a new checking account.

Bonus Terms as copied from Bank's Website on 8/18/08:

Minimum to open account $50.00. Available to new checking account customers only. One gift card per household. No minimum balance required to receive incentive. Incentive reported as interest to the IRS. CheckPlus Debit MasterCard® is issued by Central Bank. The $25 MasterCard® gift card is issued by MetaBank pursuant to a license from MasterCard®, International. Promotion ends 9/30/08. Member FDIC. If account is closed within the first 90 days a fee may be imposed.

Link to promo page on Bank's Website

Receive a $25 Gift Card when opening a new checking account.

Bonus Terms as copied from Bank's website on 8/18/08:


Minimum to open account $50.00. Available to new checking account customers only. One gift card per household. No minimum balance required to receive incentive. Incentive reported as interest to the IRS. CheckPlus Debit MasterCard® is issued by Central Bank. The $25 MasterCard® gift card is issued by MetaBank pursuant to a license from MasterCard®, International. Promotion ends 9/30/08. Member FDIC. If account is closed within the first 90 days a fee may be imposed.

Link to promo webpage on the Bank's website

Just open any new checking account online, complete the
following activities between September 1 and September 30,
and you’ll be eligible for the following rewards. Complete any
or all activities and your earnings will add up.

Complete 2 or more online bill payments $15.00
Make 10 or more debit card purchases $15.00
Keep $500 or more in your account $15.00
Sign up for electronic e-statements $15.00
Make two or more in-branch transactions $15.00


Bonus terms copied from the bank website on 8/12/08:
*Only available through our online application. New personal accounts only. $50 opening deposit required. To be eligible for cash rewards, required activities must be completed September 1, 2008 through September 30, 2008. Cash rewards will be credited to your account in October 2008. Value of cash rewards will be subject to 1099 tax reporting. Offer may be withdrawn at any time.

Link to webpage with promo details from FNBO Direct

FNBO Direct will give you $25* when you open a new FNBO Direct Online BillPay account and make a payment.

Bonus terms copied from the bank website on 8/12/08:

* Limited Time Bonus Offer: If you are a current FNBO Direct Online Savings Account customer, you can earn a $25.00 bonus for opening a new FNBO Direct BillPay Account. We will credit the bonus to your BillPay Account within 30 days after it is opened. In order to earn the bonus, your BillPay Account must remain open for 90 days and you must make at least one BillPay payment during that period (we reserve the right to deduct the amount of an unearned bonus from any account you have with us). This offer is only applicable to BillPay accounts opened on or after 08/06/08 and is limited to one bonus per household. This promotion is set to end on 09/30/08, however, we may change or discontinue this offer at any time. The FNBO Direct BillPay Account pays an annual percentage yield of 2.50%. The APY is accurate as of 08/06/08 and is subject to change. Fees may reduce earnings.

** This Annual Percentage Yield is accurate as of 08/12/2008 and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. There is no minimum balance to open the account or obtain the disclosed APY. See the Disclosures for additional information and limitations.

Link to a webpage with bonus info on the website of Flagstar Bank

Open a checking account at your neighborhood Flagstar banking center and you'll be eligible to have
$100 deposited into your new account.

Terms:

Offer available only at retail banking centers. Please ask your Flagstar banker to note the Internet promotional code at account opening.

*$100 deposit available for new checking account customers only (no existing Flagstar checking account). For a limited time, open a new personal checking account with an automatic, recurring direct deposit of income of at least $250 per month, excluding interest deposits, and we'll deposit $100 into your account within 30 days after the first recurring direct deposit takes place. Minimum opening deposit is $50. Direct deposit must be established within first 60 days of account opening. All accounts must remain open and active for a minimum of six months. If checking account is closed within the first six months, Flagstar reserves the right to reclaim the $100 deposit. See your Flagstar representative for more details. Flagstar will issue a 1099 for the $100. Offer not good in conjunction with any other coupons or checking account offers. Some restrictions apply. Limit one $100 deposit per customer per account. Offer subject to change or cancellation at any time without notice.

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$50 Bonus When you open a new Checking Account with Direct Deposit or add Direct Deposit to your existing Checking Account!

Ask for the PalmCoast50 special
OFFICE: GL52111.4 Direct Deposit

Terms as copied from Bank's Website on 24/8/08:

This offer requires you to a) open a new checking account with a debit card and initiate direct deposit of at least $500 per month, or initiate a new direct deposit of at least $500 per month to an existing SCCU checking account. New or existing checking accounts
accepting this offer must have a debit card or have a debit card issued to qualify for the $50 cash. This offer is not available to SCCU checking accounts that already have a direct deposit of at least $500. The $50 will be deposited into your checking account after
your Direct Deposit has begun. Your Direct Deposit can not be discontinued nor drop below a minimum of $500 per month prior to December 31, 2008 or the account will be charged $50. This offer is valid from 5/15/08 until 9/15/08 only for accounts opened
or Direct Deposit started in either of the two Palm Coast SCCU branches. Offer may be withdrawn by SCCU at any time.

[attachmentid=244]

Sign up for Direct Deposit and receive a $50 Bonus.

Link to promo page on Bank's Website


5,000 points when you sign up for direct deposit
5,000 points with your first online bill payment or automatic payment from checking.
Up to 10,000 points for Visa® Check Card signature purchases in your first 30 days - 1,000 points per signature purchase, up to 10 purchases.


IBD note: This RewardsNow demo account implies that you can exchange 19000 out of 20000 bonus points for $150 in Best Buy gift certificates ($100 GC for 12000 points and $50 GC for 7000 points).

Bonus Terms as copied from Bank Rewads Website:

Terms and Conditions
These Rules govern your participation in the BankRewards® Program (also referred to as the “Program”). Your participation in this Program enables you to earn points that may be redeemed for various rewards.
“Cardholder” means an individual that has received an enrolled Visa® Check Card and/or a Visa® Platinum Credit Card with BankRewards and/or a Home Equity Card and/or a Visa® BusinessRewards Check Card (also referred to as a “Card”). By using or accepting a Card, you (as a Cardholder) agree to these Rules and any changes, additions, or deletions to them. Visit the BankRewards web site by visiting your Financial Institution’s website and clicking on the BankRewards link. The BankRewards toll-free number is 1-888 4 BNK RWD (1-888 426-5793) (also referred to as the “BankRewards Redemption Center”).

RewardsNOW, Inc. manages and administers the Program through Metavante Corporation. Your Financial Institution, RewardsNOW and Metavante are not affiliates. Card transactions are subject to other applicable agreements you have with your Financial Institution.

General

The BankRewards Program is offered at the sole discretion of your Financial Institution and Metavante. They reserve the right to change these rules at any time, for any reason, and without notice, and this includes the right to suspend or end the program, or change redemption of outstanding rewards. Neither your Financial Institution nor Metavante assume any liability whatsoever for these changes.
Cards and related accounts may be subject to fees and charges in accordance with the applicable agreements and fee schedules.
In the event of Cardholder fraud, abuse of the Program privileges, or violation of the Rules (for example, any attempt to sell, exchange, or transfer points or any instrument exchangeable for points), your Financial Institution and/or Metavante, in its sole discretion, reserves the right to cancel your participation in the Program.
You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed.
The Program is void where prohibited by law.
Neither your Financial Institution nor Metavante is responsible for managing or administering the Program or providing services under the Program. Neither your Financial Institution nor Metavante will be responsible for errors or omissions in any Program document. Neither your Financial Institution nor Metavante will have any liability to you or any other Cardholder arising from, or related to, the services or rewards.
You (and any other beneficiary of the program) agree that neither your Financial Institution nor Metavante nor RewardsNOW will be liable for, and you release, discharge, and hold harmless your Financial Institution, Metavante, and RewardsNOW or anyone who acted on behalf of your Financial Institution, Metavante, or RewardsNOW, from any and all claims of any sort, type, kind, or nature that you may have against your Financial Institution, Metavante, or RewardsNOW, arising out of or in any way relating to your participation in the program or its rewards – including (but not limited to) claims for or due to personal injury, property damage, accident, sickness, delay, cancellation, postponement, inconvenience, penalty, refund, or other irregularities that may occur or that may be caused by any provider of services or rewards or any person not under the direct supervision and control of your Financial Institution or Metavante.
Your Financial Institution and/or Metavante reserve the right to interpret Program Rules and policies and will be the final authority on point credits and reward qualifications.
Earning Points
Cardholders will earn one point for every two U.S. dollars ($2) in eligible net purchases made on their Visa® Check Card, one point for every one U.S. dollar ($1) in eligible net purchases made on their Visa® Platinum Credit Card with BankRewards, one point for every one U.S. dollar ($1) in eligible net purchases made on their Home Equity Card and one point for every one U.S. dollar ($1) in eligible net purchases made on their Visa® BusinessRewards Check Card rounded to the nearest whole dollar. Periodically promotional points may be offered for certain products or activities.
“Net purchases” are defined as the dollar value of goods and services purchased with a Card beginning with the first day of the statement cycle that includes Cardholder’s Enrollment Date, minus any credits, returns, or other adjustments as reflected on monthly statements.
Transactions excluded from point calculation include the following:
ATM withdrawals, PIN based transactions, Cash Advances and convenience checks except as otherwise permitted in special promotional offers.
Internet lottery, betting or gaming transactions or any illegal transactions.
Any fees and card-related charges posted to a Rewards Card account including
ATM fees as outlined in the applicable agreements and fee schedules.
Negative points will post on a statement if returns or credits exceed purchases. Points may not be purchased.
Points may be earned only if the applicable account is in good standing. A Card account is not in good standing if closed or suspended. If the account is closed by you or your Financial Institution for any reason, all points that were accumulated but unused will be forfeited immediately.
Point accrual will begin upon the first day of the calendar month that includes the Cardholder’s Enrollment Date. No other retroactive points will be awarded.
The number of points a Cardholder can earn in a calendar year is unlimited.
Points earned will be credited on a monthly basis. To view your current balance, visit the web site or call the BankRewards Redemption Center.
Points will expire at the end of the third calendar year after the year in which they were earned. Points and rewards are not considered your property and are generally not transferable upon death, as part of a legal settlement, or as part of a domestic relations issue.
Redeeming Points
Points may be redeemed for a variety of rewards, as indicated in the BankRewards catalog or on the web site.
When you are ready to redeem points, visit the web site to select your reward, or call the BankRewards Redemption Center for all redemption inquiries and orders. Hours of operation are 24 hours a day, 7 days per week.
The BankRewards points earned on the Visa® BusinessRewards CheckCard by all Cardholders will be combined into a single BankRewards account. Only one designated individual may have access to redeem the points.
Only eligible travel purchases made with an enrolled card will qualify for a rebate. Your credit will appear on your card statement in the month following receipt of your travel rebate certificate and receipts by the BankRewards Redemption Center. All minimum payments must be made while awaiting your credit.
Travel certificates must be redeemed in increments of 2,500 points with a minimum of 5,000 points. The minimum number of points to be redeemed for merchandise is 2,500 points and for gift cards is 2,000 points. The point redemption levels for merchandise and gift cards can be found on the web site or in the BankRewards catalog. Travel rebate certificates are valid for one year.
Points may be redeemed only from accounts that are open and in good standing as stated in the “Earning Points” section above.
Points redeemed and/or expired, if applicable, will be based on a first-in, first-out basis.
All redemptions are sent to the billing address on the account. UPS or USPS will usually deliver your item within 2-4 weeks. Shipments cannot be made to a post office box, an APO address or outside the 50 United States. You may update your mailing address by calling your Financial Institution.
All rewards are subject to availability. Reward items may be discontinued or withdrawn without notice. Should an item be discontinued, it will be replaced with an item of equal or greater value or you will be advised of unavailability so that you can make an alternate selection.
A merchandise item can only be exchanged in the event that it arrives in defective or damaged condition. Be sure to note any exceptions, damages, or shortages on the delivery receipt before signing to accept gift/freight shipment. Instructions on how to return defective or damaged items are included with your gift. If you need additional information, please call the BankRewards Redemption Center. Items may only be returned within 30 days of receipt.
Neither your Financial Institution nor Metavante nor RewardsNOW are responsible for lost or stolen correspondence, documents, or certificates.
You, as a Cardholder, have sole responsibility for any charges over and above the stated value of a gift card or gift certificate.

Link to promo page on Bank's Website


5,000 points when you sign up for direct deposit
5,000 points with your first online bill payment or automatic payment from checking.
Up to 10,000 points for Visa® Check Card signature purchases in your first 30 days - 1,000 points per signature purchase, up to 10 purchases.


IBD note: This RewardsNow demo account implies that you can exchange 19000 out of 20000 bonus points for $150 in Best Buy gift certificates ($100 GC for 12000 points and $50 GC for 7000 points).

Bonus Terms as copied from Bank Rewads Website:

Terms and Conditions
These Rules govern your participation in the BankRewards® Program (also referred to as the “Program”). Your participation in this Program enables you to earn points that may be redeemed for various rewards.
“Cardholder” means an individual that has received an enrolled Visa® Check Card and/or a Visa® Platinum Credit Card with BankRewards and/or a Home Equity Card and/or a Visa® BusinessRewards Check Card (also referred to as a “Card”). By using or accepting a Card, you (as a Cardholder) agree to these Rules and any changes, additions, or deletions to them. Visit the BankRewards web site by visiting your Financial Institution’s website and clicking on the BankRewards link. The BankRewards toll-free number is 1-888 4 BNK RWD (1-888 426-5793) (also referred to as the “BankRewards Redemption Center”).

RewardsNOW, Inc. manages and administers the Program through Metavante Corporation. Your Financial Institution, RewardsNOW and Metavante are not affiliates. Card transactions are subject to other applicable agreements you have with your Financial Institution.

General

The BankRewards Program is offered at the sole discretion of your Financial Institution and Metavante. They reserve the right to change these rules at any time, for any reason, and without notice, and this includes the right to suspend or end the program, or change redemption of outstanding rewards. Neither your Financial Institution nor Metavante assume any liability whatsoever for these changes.
Cards and related accounts may be subject to fees and charges in accordance with the applicable agreements and fee schedules.
In the event of Cardholder fraud, abuse of the Program privileges, or violation of the Rules (for example, any attempt to sell, exchange, or transfer points or any instrument exchangeable for points), your Financial Institution and/or Metavante, in its sole discretion, reserves the right to cancel your participation in the Program.
You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed.
The Program is void where prohibited by law.
Neither your Financial Institution nor Metavante is responsible for managing or administering the Program or providing services under the Program. Neither your Financial Institution nor Metavante will be responsible for errors or omissions in any Program document. Neither your Financial Institution nor Metavante will have any liability to you or any other Cardholder arising from, or related to, the services or rewards.
You (and any other beneficiary of the program) agree that neither your Financial Institution nor Metavante nor RewardsNOW will be liable for, and you release, discharge, and hold harmless your Financial Institution, Metavante, and RewardsNOW or anyone who acted on behalf of your Financial Institution, Metavante, or RewardsNOW, from any and all claims of any sort, type, kind, or nature that you may have against your Financial Institution, Metavante, or RewardsNOW, arising out of or in any way relating to your participation in the program or its rewards – including (but not limited to) claims for or due to personal injury, property damage, accident, sickness, delay, cancellation, postponement, inconvenience, penalty, refund, or other irregularities that may occur or that may be caused by any provider of services or rewards or any person not under the direct supervision and control of your Financial Institution or Metavante.
Your Financial Institution and/or Metavante reserve the right to interpret Program Rules and policies and will be the final authority on point credits and reward qualifications.
Earning Points
Cardholders will earn one point for every two U.S. dollars ($2) in eligible net purchases made on their Visa® Check Card, one point for every one U.S. dollar ($1) in eligible net purchases made on their Visa® Platinum Credit Card with BankRewards, one point for every one U.S. dollar ($1) in eligible net purchases made on their Home Equity Card and one point for every one U.S. dollar ($1) in eligible net purchases made on their Visa® BusinessRewards Check Card rounded to the nearest whole dollar. Periodically promotional points may be offered for certain products or activities.
“Net purchases” are defined as the dollar value of goods and services purchased with a Card beginning with the first day of the statement cycle that includes Cardholder’s Enrollment Date, minus any credits, returns, or other adjustments as reflected on monthly statements.
Transactions excluded from point calculation include the following:
ATM withdrawals, PIN based transactions, Cash Advances and convenience checks except as otherwise permitted in special promotional offers.
Internet lottery, betting or gaming transactions or any illegal transactions.
Any fees and card-related charges posted to a Rewards Card account including
ATM fees as outlined in the applicable agreements and fee schedules.
Negative points will post on a statement if returns or credits exceed purchases. Points may not be purchased.
Points may be earned only if the applicable account is in good standing. A Card account is not in good standing if closed or suspended. If the account is closed by you or your Financial Institution for any reason, all points that were accumulated but unused will be forfeited immediately.
Point accrual will begin upon the first day of the calendar month that includes the Cardholder’s Enrollment Date. No other retroactive points will be awarded.
The number of points a Cardholder can earn in a calendar year is unlimited.
Points earned will be credited on a monthly basis. To view your current balance, visit the web site or call the BankRewards Redemption Center.
Points will expire at the end of the third calendar year after the year in which they were earned. Points and rewards are not considered your property and are generally not transferable upon death, as part of a legal settlement, or as part of a domestic relations issue.
Redeeming Points
Points may be redeemed for a variety of rewards, as indicated in the BankRewards catalog or on the web site.
When you are ready to redeem points, visit the web site to select your reward, or call the BankRewards Redemption Center for all redemption inquiries and orders. Hours of operation are 24 hours a day, 7 days per week.
The BankRewards points earned on the Visa® BusinessRewards CheckCard by all Cardholders will be combined into a single BankRewards account. Only one designated individual may have access to redeem the points.
Only eligible travel purchases made with an enrolled card will qualify for a rebate. Your credit will appear on your card statement in the month following receipt of your travel rebate certificate and receipts by the BankRewards Redemption Center. All minimum payments must be made while awaiting your credit.
Travel certificates must be redeemed in increments of 2,500 points with a minimum of 5,000 points. The minimum number of points to be redeemed for merchandise is 2,500 points and for gift cards is 2,000 points. The point redemption levels for merchandise and gift cards can be found on the web site or in the BankRewards catalog. Travel rebate certificates are valid for one year.
Points may be redeemed only from accounts that are open and in good standing as stated in the “Earning Points” section above.
Points redeemed and/or expired, if applicable, will be based on a first-in, first-out basis.
All redemptions are sent to the billing address on the account. UPS or USPS will usually deliver your item within 2-4 weeks. Shipments cannot be made to a post office box, an APO address or outside the 50 United States. You may update your mailing address by calling your Financial Institution.
All rewards are subject to availability. Reward items may be discontinued or withdrawn without notice. Should an item be discontinued, it will be replaced with an item of equal or greater value or you will be advised of unavailability so that you can make an alternate selection.
A merchandise item can only be exchanged in the event that it arrives in defective or damaged condition. Be sure to note any exceptions, damages, or shortages on the delivery receipt before signing to accept gift/freight shipment. Instructions on how to return defective or damaged items are included with your gift. If you need additional information, please call the BankRewards Redemption Center. Items may only be returned within 30 days of receipt.
Neither your Financial Institution nor Metavante nor RewardsNOW are responsible for lost or stolen correspondence, documents, or certificates.
You, as a Cardholder, have sole responsibility for any charges over and above the stated value of a gift card or gift certificate.

Link to promo page on Bank's Website

Receive a $100 Bonus when opening a new interest checking account.

Bonus Terms as copied from Bank's Website on 8/25/08:
ΔLimited time offer. Offer subject to change without notice. This offer requires a $100 minimum opening deposit of new money. New money is defined as funds not currently on deposit at Eisenhower Bank or Broadway Bank. Earn interest on a daily collected balance of $1,000 or greater. Annual Percentage Yield (APY) is 0.10% for Premium and Patriot Checking and 0.20% for Five Star Checking as of January 28, 2008 and is subject to change without notice. Fees may reduce earnings. To qualify for the $100, you must open a new checking account and initiate a repeating direct deposit such as payroll, pension or Social Security. The first direct deposit must be completed within 30 calendar days of account opening. The $100 will be deposited into your new account within 45 days after the initial direct deposit and is not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing. $100 gift is considered interest and will be reported on IRS Form1099-INT. Gift is non-transferable. One $100 gift per household. See a representative for details.

Link to promo page on Bank's Website


Terms from the bank website as of 11/1/08:

Sign up for Direct Deposit—earn $40
Make direct deposits to your account with a minimum of $500 a month for 2 consecutive months and we’ll give you $40.

Pay your bills online—earn $30
Enroll in FREE Online Banking and Bill Payer, pay a minimum of 3 bills per month for 2 consecutive months and we’ll give you $30.

Use your Visa® Check Card—earn $20
Order a Visa Check card when you open your account and make 10 purchases or payments with your card for 2 consecutive months and get $20 credited to your account.

Sign up for e-statements—earn $10
Enroll in FREE Online Banking and agree to accept e-statements—get an easy $10.

And you still get a great free gift, plus up to an additional $25** when you give us your checks and/or check card from your current account at another financial institution.



Offer available May 12, 2008 through December 31, 2008, and applies to new personal checking accounts opened at a HomeStreet Bank branch only. Business accounts and accounts opened online do not qualify for this offer. HomeStreet Bank reserves the right to withdraw this offer at any time. Current HomeStreet Bank personal checking account holders and HomeStreet employees and their families are not eligible for this promotion. Offer is limited to one account per household and cannot be combined with any other offer. The account must be in good standing to qualify for cash rewards, which will be applied as interest and credited to the account within 30 days of conditions being met. The account holder will be responsible for tax implications.

All accounts are subject to HomeStreet Bank’s customary fees for stop-payments, insufficient funds, returned items, dormant fees, automatic transfer and other miscellaneous services. Accounts closed by the customer within 90 days of opening are subject to a $15 early closure fee.

**$2 per pad up to $15 for checks and $10 for check card when checks and check card are ordered on your new account.

Link to a webpage with bonus info on the website of Nevada Federal Credit Union


Terms:

Offer valid on New Start Checking Accounts Only. Must present coupon at time of application to recieve cash bonus. Limit one coupon per member. Cannot be combined with any other offers. $50 bonus will be credited after account is open 60 days.