So I am completely new to banking. I just opened up a Bank One/ Chase free checking account over the weekend. I have a few questions on fees.

I plan on transfering money from my paypal to my checking account as well as from ING to and from my checking account. How do i find out how much I will be charged for these things?

Here is the only thing i can find in the info they gave me on transfers:

wire transfers:
domestic incoming 12/item
domestic outgoing 20/item

so. are they really goin to charge me that much to make these transfers I plan on making?