Highlights
* Deal : Link
* Bonus : Receive 10,000 (equivalent to $100) Thank You Points after your first purchase.
o You can redeem the 10,000 bonus points for a $100 Gift Card from Citi's Thank You Network.
* Cash / Points Back :
o Get 3 ThankYou Points for every dollar you spend at restaurants, gas stations, on auto rentals and at certain office supply merchants.
o Get 1 point for every dollar you spend on other purchases.
* Annual Fees : None.
* Benefits :
o Free Online Services
+ Check your balance or available credit
+ Pay your credit card bill – faster
+ View unbilled activity and statements – even download for your records
+ Get statements only online with the Paperless Statements Program
+ A unique Online Expense Reporting Tool that helps you use your online statement to customize reports for billing or reimbursement
+ Categorized monthly statements and quarterly and annual summaries
o No Fee Rewards Program. You can earn up to 100,000 ThankYou Points during any calendar year.
+ Redeem your points for: air travel, statement credit, gift cards and certificates, merchandise or create your own reward.
* Note : They are offering 0% APR for balance transfers for first 9 months. Balance transfer fee: 3.00% of amount of each balance transfer, $5.00 minimum, $50 maximum, but waived with this offer.
* Fine Print : Please read the Terms & Conditions carefully.
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FIREFinance's Content
There have been 11 items by FIREFinance (Search limited from 30-April 23)
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#20931 $100 sign-up bonus from Citibank's Citi Pro Master Card!
Posted by
on 28 January 2007 - 11:36 PM
in
General discussion
#20002 A $180 package from Bank of America !
Posted by
on 09 September 2006 - 01:23 AM
in
General bank bonus discussion
We were prowling on the web to fish out the best Free Money deal for our readers. We found an incredible series of deals from Bank of America which add up to $180 ! This is a real bargain considering the fact that this is really an off-season for banking sign-up bonuses. The details of the deal are:
* $100 sign-up bonus when you open your new checking account online.
o Link
o Offer code: 100MYA
o You will receive your $100 credit to your new account within 50 days of opening your new personal checking account online.
o Expires: December 31, 2006.
* $50 sign-up bonus when you open a regular savings online or in a banking center.
o Link
o Offer code: PRJ3
o You will receive your $50 Bank of America Gift Check within 60 days of opening your new Bank of America Regular Savings account with an opening deposit of $100.
o Expires: December 31, 2006.
* $15 when you Free Schedule Transfers (monthly or bimonthly) from your checking to your savings account.
o Link
o You will receive a $15 Bank of America Gift Check within 30 days of setting up your qualifying scheduled transfers.
o The minimum monthly transfer required in order to receive this bonus is $100.
o Transfers of this amount or greater must be maintained for a period of six consecutive months.
o Expires: No expiry date mentioned in the link.
* $15 when you pay your bills online.
o Link
o Qualifying customers will receive a direct deposit of $15 in their primary checking account by November 30, 2006.
o Expires: Offer applies to those who pay their first bill using Online Banking by September 30, 2006.
* Grand Total of all bonuses from Bank of America = $(100+50+15+15) = $180 !!
All the above offers have a limit one Gift Check / award per customer. Gift Check will become void if not redeemed within 90 days of issuance. Please carefully read the fine print of each offer. Also remember that Bank of America has minimum balances for their accounts to avoid monthly maintenance fees. The minimum balances are often much higher than the opening deposits. The various minimum balance and account fees' details for checking accounts are here. A similar page for details of savings accounts and CDs is here.
* $100 sign-up bonus when you open your new checking account online.
o Link
o Offer code: 100MYA
o You will receive your $100 credit to your new account within 50 days of opening your new personal checking account online.
o Expires: December 31, 2006.
* $50 sign-up bonus when you open a regular savings online or in a banking center.
o Link
o Offer code: PRJ3
o You will receive your $50 Bank of America Gift Check within 60 days of opening your new Bank of America Regular Savings account with an opening deposit of $100.
o Expires: December 31, 2006.
* $15 when you Free Schedule Transfers (monthly or bimonthly) from your checking to your savings account.
o Link
o You will receive a $15 Bank of America Gift Check within 30 days of setting up your qualifying scheduled transfers.
o The minimum monthly transfer required in order to receive this bonus is $100.
o Transfers of this amount or greater must be maintained for a period of six consecutive months.
o Expires: No expiry date mentioned in the link.
* $15 when you pay your bills online.
o Link
o Qualifying customers will receive a direct deposit of $15 in their primary checking account by November 30, 2006.
o Expires: Offer applies to those who pay their first bill using Online Banking by September 30, 2006.
* Grand Total of all bonuses from Bank of America = $(100+50+15+15) = $180 !!
All the above offers have a limit one Gift Check / award per customer. Gift Check will become void if not redeemed within 90 days of issuance. Please carefully read the fine print of each offer. Also remember that Bank of America has minimum balances for their accounts to avoid monthly maintenance fees. The minimum balances are often much higher than the opening deposits. The various minimum balance and account fees' details for checking accounts are here. A similar page for details of savings accounts and CDs is here.
#18812 Free Money: $50 A/C Opening Bonus for a Etrade MMA
Posted by
on 22 March 2006 - 10:36 PM
in
Expired bank bonuses
4.4% APY = 4.4% for the year and not per month.
$1000 for 3 months at 4.4% APY will yield an interest of : [(4.4/100)*(1000)]*[3/12] = $11
$1000 for 1 month at 0.3% APY will yield an interest of : [(0.3/100)*(1000)]*[1/12] = $0.25
Bonus on $1000 in 4 months : = $50
Total earnings for $1000 in 4 months : $[11+0.25+50] = $61.25
APY for $1000 : [[(61.25/4)*12]/1000]*100 = 18.375%
-----------------
To check for correctness of above calculation, if you back caculate:
An APY of 18.375% on $1000 for 4 months will give an interest of: [(18.375/100)*(1000)]*[4/12] = $61.25
-----------------
$1000 for 3 months at 4.4% APY will yield an interest of : [(4.4/100)*(1000)]*[3/12] = $11
$1000 for 1 month at 0.3% APY will yield an interest of : [(0.3/100)*(1000)]*[1/12] = $0.25
Bonus on $1000 in 4 months : = $50
Total earnings for $1000 in 4 months : $[11+0.25+50] = $61.25
APY for $1000 : [[(61.25/4)*12]/1000]*100 = 18.375%
-----------------
To check for correctness of above calculation, if you back caculate:
An APY of 18.375% on $1000 for 4 months will give an interest of: [(18.375/100)*(1000)]*[4/12] = $61.25
-----------------
#18808 $50 - Netbank : $2000 4.80% 1 year CD, For Existing Customers; Exp....
Posted by
on 22 March 2006 - 02:50 AM
in
Expired bank bonuses
The APY has increased to 5.06% for 12 month CDs with minimum $2000.
#18807 Personal Finance blogs
Posted by
on 22 March 2006 - 02:46 AM
in
General
A cool blog on FIRE - Financial Independence Retire Early - FIRE Finance
#18804 Free Money - $100 from Citibank's Simplicity Credit Card
Posted by
on 22 March 2006 - 02:35 AM
in
Expired bank bonuses
Citi Simplicity Rewards Credit Card
* Please click on this BONUS Offer Link to apply for the Simplicity Credit Card to get the bonus.
* After you are approved for the card and you've made your first purchase within 3 months of receiving the card, you'll get 10000 bonus ThankYou Points redeemable for your choice of a $100 gift card at one of your favorite stores or restaurants.
* Free Membership in Citi's rewards program Thank You Network.
* Get 5 ThankYou points per dollar (5% cash back) on purchases at gas stations and drugstores for 1st 12 months, & 1 point thereafter.
* Get 1 ThankYou Point per dollar spent on all other purchases.
We have used our $100 gift cards to order Shell / Exxon Gas Cards and they have worked fine at their corresponding gas stations. Citibank has been very prompt in offering the 10,000 points in our ThankYou a/cs and the cards arrive within 5- 7 business days after ordering them online.
* Please click on this BONUS Offer Link to apply for the Simplicity Credit Card to get the bonus.
* After you are approved for the card and you've made your first purchase within 3 months of receiving the card, you'll get 10000 bonus ThankYou Points redeemable for your choice of a $100 gift card at one of your favorite stores or restaurants.
* Free Membership in Citi's rewards program Thank You Network.
* Get 5 ThankYou points per dollar (5% cash back) on purchases at gas stations and drugstores for 1st 12 months, & 1 point thereafter.
* Get 1 ThankYou Point per dollar spent on all other purchases.
We have used our $100 gift cards to order Shell / Exxon Gas Cards and they have worked fine at their corresponding gas stations. Citibank has been very prompt in offering the 10,000 points in our ThankYou a/cs and the cards arrive within 5- 7 business days after ordering them online.
#18803 SHAREBUILDER: $55 BONUS
Posted by
on 22 March 2006 - 02:24 AM
in
Referral exchange
ShareBuilder has a sign-up referral bonus program. ShareBuilder makes it easy and affordable to invest for the long-term. It is free to open a ShareBuilder Account and there is no minimum account balance required.
Highlights
1. When you open a ShareBuilder Account and begin investing, you will get a $55 account bonus [Costco Members] and we will get five free trade credits.
2. If you want a referal, send an email to [email protected] [firegetters at gmail dot com] and we will send you a referral.
3. Simply type in your Costco membership number and in addition to the account bonus, you'll also receive a quarterly rebate on your transaction fees. Executive Members will receive a 25% quarterly rebate and Gold Start and Business Members will receive a 10% quarterly rebate.*
4. If you are not a Costco member, you will receive a $25 account bonus.** If you are not a Costco member, click here to receive the $25 account bonus.
Terms and Conditions:
To be eligible, you must be a current Costco member and have a valid Costco membership number.
* $55 Account Bonus: You will be eligible to receive the $55 account bonus when your Costco membership number has been entered in the ShareBuilder account set-up process and verified. The $55 will post within approximately 4 to 6 weeks after the first transaction has occurred in each newly opened Individual, Joint and Custodial Account with ShareBuilder. ShareBuilder and Costco reserve the right to terminate this offer at any time. Not valid with any other offer. Offer excludes Individual Retirement Accounts and Education Savings Accounts.
Quarterly Rebate Terms & Conditions: Costco members who make at least one automatic transaction or subscribe to either the Standard or Advantage Investing Program each month during a calendar quarter (starting with the first month of a calendar quarter) will receive a rebate on all automatic transaction and subscription fees for that calendar quarter. The rebate will be credited to their ShareBuilder account within 4 to 6 weeks of the end of the calendar quarter. This rebate will be paid on a quarterly basis. Qualifying Costco Executive Members will receive a 25% rebate and qualifying Costco Business and Gold Star Members will receive a 10% rebate. Rebate excludes Real-time Trades (rebate is paid only on recurring $4 transaction fees or $12 and $20 subscription fees).
** $25 Account Bonus: You must open a new ShareBuilder account and complete one security purchase to be eligible to receive the $25 account bonus. The $25 will post within approximately 4 to 6 weeks after the first transaction has occurred in each newly opened Individual, Joint and Custodial Account with ShareBuilder. ShareBuilder and Costco reserve the right to terminate this offer at any time. Not valid with any other offer. Offer excludes Individual Retirement Accounts and Education Savings Accounts.
See website for complete information including full fee schedule. Does not include Real-time Trades.
Highlights
1. When you open a ShareBuilder Account and begin investing, you will get a $55 account bonus [Costco Members] and we will get five free trade credits.
2. If you want a referal, send an email to [email protected] [firegetters at gmail dot com] and we will send you a referral.
3. Simply type in your Costco membership number and in addition to the account bonus, you'll also receive a quarterly rebate on your transaction fees. Executive Members will receive a 25% quarterly rebate and Gold Start and Business Members will receive a 10% quarterly rebate.*
4. If you are not a Costco member, you will receive a $25 account bonus.** If you are not a Costco member, click here to receive the $25 account bonus.
Terms and Conditions:
To be eligible, you must be a current Costco member and have a valid Costco membership number.
* $55 Account Bonus: You will be eligible to receive the $55 account bonus when your Costco membership number has been entered in the ShareBuilder account set-up process and verified. The $55 will post within approximately 4 to 6 weeks after the first transaction has occurred in each newly opened Individual, Joint and Custodial Account with ShareBuilder. ShareBuilder and Costco reserve the right to terminate this offer at any time. Not valid with any other offer. Offer excludes Individual Retirement Accounts and Education Savings Accounts.
Quarterly Rebate Terms & Conditions: Costco members who make at least one automatic transaction or subscribe to either the Standard or Advantage Investing Program each month during a calendar quarter (starting with the first month of a calendar quarter) will receive a rebate on all automatic transaction and subscription fees for that calendar quarter. The rebate will be credited to their ShareBuilder account within 4 to 6 weeks of the end of the calendar quarter. This rebate will be paid on a quarterly basis. Qualifying Costco Executive Members will receive a 25% rebate and qualifying Costco Business and Gold Star Members will receive a 10% rebate. Rebate excludes Real-time Trades (rebate is paid only on recurring $4 transaction fees or $12 and $20 subscription fees).
** $25 Account Bonus: You must open a new ShareBuilder account and complete one security purchase to be eligible to receive the $25 account bonus. The $25 will post within approximately 4 to 6 weeks after the first transaction has occurred in each newly opened Individual, Joint and Custodial Account with ShareBuilder. ShareBuilder and Costco reserve the right to terminate this offer at any time. Not valid with any other offer. Offer excludes Individual Retirement Accounts and Education Savings Accounts.
See website for complete information including full fee schedule. Does not include Real-time Trades.
#18802 Firstrade - 5 Free Trades Referral
Posted by
on 22 March 2006 - 02:22 AM
in
Referral exchange
Firstrade brokerage is offering FIVE free trades as well as one month of free access to X-Stream2 Level II Quotes when someone opens an account with them through its referral program. Since each trade costs $6.95, this deal is nearly worth $35 !
Note:
* Offer not valid for retirement, business, or investment club accounts.
* Excludes existing Firstrade customers.
* Account must be opened with minimum initial deposit of $1,000 (funds transferred from an existing Firstrade account are not eligible) and remain open for 6 consecutive months; Firstrade will rebate the commission of up to $6.95 per stock trade up to a maximum of 5 trades for the first 30 days the qualifying account is open.
* You will pay the normal commission on all stock trades at the time of the trade and your account will be credited with the rebate within eight weeks of account approval and funding.
* Account holders (your friends) must maintain minimum funding in all accounts ($1,000 less any trading losses) for at least six months.
* One month free Level II quotes begins the day you register for that product.
* Limit one nontransferable new account bonus per household.
* Not valid with any other offer. Other terms may apply. Firstrade reserves the right to modify or terminate this offer at any time.
If you want a referal, send an email to [email protected] [firegetters at gmail dot com] and we will send you a referral.
Note:
* Offer not valid for retirement, business, or investment club accounts.
* Excludes existing Firstrade customers.
* Account must be opened with minimum initial deposit of $1,000 (funds transferred from an existing Firstrade account are not eligible) and remain open for 6 consecutive months; Firstrade will rebate the commission of up to $6.95 per stock trade up to a maximum of 5 trades for the first 30 days the qualifying account is open.
* You will pay the normal commission on all stock trades at the time of the trade and your account will be credited with the rebate within eight weeks of account approval and funding.
* Account holders (your friends) must maintain minimum funding in all accounts ($1,000 less any trading losses) for at least six months.
* One month free Level II quotes begins the day you register for that product.
* Limit one nontransferable new account bonus per household.
* Not valid with any other offer. Other terms may apply. Firstrade reserves the right to modify or terminate this offer at any time.
If you want a referal, send an email to [email protected] [firegetters at gmail dot com] and we will send you a referral.
#18801 Virtual Bank $20 Referral Bonus
Posted by
on 22 March 2006 - 02:20 AM
in
Referral exchange
VirtualBank has a nice sign-up referral bonus program.
1. You can refer up to 50 friends to open eMoney Market accounts.
2. Each friend that opens an eMoney Market account earns $20.
3. You then earn $20 for each friend who opens an account.
4. You can earn up to $1000.
If you want a referal, send an email to [email protected] [firegetters at gmail dot com] and we will send you a referral. Note, there is a $100 minimum deposit requirement.
1. You can refer up to 50 friends to open eMoney Market accounts.
2. Each friend that opens an eMoney Market account earns $20.
3. You then earn $20 for each friend who opens an account.
4. You can earn up to $1000.
If you want a referal, send an email to [email protected] [firegetters at gmail dot com] and we will send you a referral. Note, there is a $100 minimum deposit requirement.
#18800 ING Direct - $25 Referral Bonus
Posted by
on 22 March 2006 - 02:19 AM
in
Referral exchange
ING Direct's $25 referral sign-up bonus plan is still valid. The person joining gets $25 and the referrer gets $10.
Just send an email with your first and last name to [email protected] [firegetters at gmail dot com]. We will enter your name into ING Direct's referral page, and it will send you an email with the info to sign up. It requires a deposit of $250.
Just send an email with your first and last name to [email protected] [firegetters at gmail dot com]. We will enter your name into ING Direct's referral page, and it will send you an email with the info to sign up. It requires a deposit of $250.
#18799 Free Money: $50 A/C Opening Bonus for a Etrade MMA
Posted by
on 22 March 2006 - 02:12 AM
in
Expired bank bonuses
* 4.40 % APY for 3 months - no matter what your balance is - $50 just for opening the account-No ATM Fees
* One can use Etrade's QuickTransfer feature to transfer funds between E*TRADE Bank and any institution with a point and click...FREE3.
* Bonus Link
* Important Disclosures
----------------------------------
The E*TRADE® Money Market Account is offered by E*TRADE Bank. Annual Percentage Yield (APY) of 4.40% APY is good for 90 days from the date the account is opened and funded. Accounts must be opened by March 31, 2006 to qualify. This offer is only good for new E*TRADE® Money Market Account customers and existing E*TRADE® Money Market Account customers who transfer at least $25,000 in new funds from an external (i.e., non-E*TRADE) account into their existing E*TRADE® Money Market Account. E*TRADE Bank retains the right to withdraw the 4.40% introductory APY from any account at any time if these conditions are not met. Offer applies to one new account per customer. A $100 minimum deposit is required to open a new E*TRADE® Money Market Account and account holders must maintain a minimum average monthly balance of $1,000, or $5,000 in total E*TRADE Bank deposits, by the end of their second statement cycle to avoid a $10 monthly fee. This fee is waived for customers who maintain a combined balance of $50,000 or more in linked E*TRADE Securities and E*TRADE Bank accounts or execute at least 30 stock or options trades during a calendar quarter. To learn more about qualifications, please visit etrade.com. A $10 early closeout fee will be assessed if account is closed within 120 days of opening.
After the 90-day introductory period customers will receive the current APY based on account balance. Current as of 3/21/2006, accounts with balances of $100,000 or more earn 3.60%; those with $50,000 to $99,999 earn 3.60%; those with $5,000 - $49,999 earn 2.75% and those with less than $5,000 earn 0.30%. For example, if an account is opened with $10,000 and the introductory offer is a 4.40%, the account will yield 4.40% APY for 90 days and 2.75% APY for the non-introductory period thereafter. Therefore the blended APY for the first year after account opening is 3.15%. APY is subject to change daily and fees will reduce earnings.
2 E*TRADE Bank will not charge you a fee for withdrawing funds from any ATM nationwide but the owner/operator of the ATM may. This feature will refund the fees charged by the ATM owner/operator on all ATM fees. In the event of fraudulent or clearly excessive use of the feature on a given account, E*TRADE Bank reserves the right to remove the feature. As of 3/21/2006, the 4.40% introductory APY is among the highest yielding money market accounts listed on bankrate.com.
3 $50 will be credited to your new E*TRADE® Money Market account within 30 days of the account being funded with a minimum deposit of $100. Payments will be reported as interest income. Accounts must be opened by March 31, 2006 to qualify for the $50 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.
4 Withdrawal limits apply. Under Federal regulations related to these types of accounts, account holders are allowed six withdrawals or transfers from their account in any calendar month (ATM withdrawals excluded), with a maximum of three withdrawals by check. For details and important information about Quick Transfer, please visit www.etrade.com/quicktransfer for a listing of the limitations, restrictions and time deadlines associated with this service.
* One can use Etrade's QuickTransfer feature to transfer funds between E*TRADE Bank and any institution with a point and click...FREE3.
* Bonus Link
* Important Disclosures
----------------------------------
The E*TRADE® Money Market Account is offered by E*TRADE Bank. Annual Percentage Yield (APY) of 4.40% APY is good for 90 days from the date the account is opened and funded. Accounts must be opened by March 31, 2006 to qualify. This offer is only good for new E*TRADE® Money Market Account customers and existing E*TRADE® Money Market Account customers who transfer at least $25,000 in new funds from an external (i.e., non-E*TRADE) account into their existing E*TRADE® Money Market Account. E*TRADE Bank retains the right to withdraw the 4.40% introductory APY from any account at any time if these conditions are not met. Offer applies to one new account per customer. A $100 minimum deposit is required to open a new E*TRADE® Money Market Account and account holders must maintain a minimum average monthly balance of $1,000, or $5,000 in total E*TRADE Bank deposits, by the end of their second statement cycle to avoid a $10 monthly fee. This fee is waived for customers who maintain a combined balance of $50,000 or more in linked E*TRADE Securities and E*TRADE Bank accounts or execute at least 30 stock or options trades during a calendar quarter. To learn more about qualifications, please visit etrade.com. A $10 early closeout fee will be assessed if account is closed within 120 days of opening.
After the 90-day introductory period customers will receive the current APY based on account balance. Current as of 3/21/2006, accounts with balances of $100,000 or more earn 3.60%; those with $50,000 to $99,999 earn 3.60%; those with $5,000 - $49,999 earn 2.75% and those with less than $5,000 earn 0.30%. For example, if an account is opened with $10,000 and the introductory offer is a 4.40%, the account will yield 4.40% APY for 90 days and 2.75% APY for the non-introductory period thereafter. Therefore the blended APY for the first year after account opening is 3.15%. APY is subject to change daily and fees will reduce earnings.
2 E*TRADE Bank will not charge you a fee for withdrawing funds from any ATM nationwide but the owner/operator of the ATM may. This feature will refund the fees charged by the ATM owner/operator on all ATM fees. In the event of fraudulent or clearly excessive use of the feature on a given account, E*TRADE Bank reserves the right to remove the feature. As of 3/21/2006, the 4.40% introductory APY is among the highest yielding money market accounts listed on bankrate.com.
3 $50 will be credited to your new E*TRADE® Money Market account within 30 days of the account being funded with a minimum deposit of $100. Payments will be reported as interest income. Accounts must be opened by March 31, 2006 to qualify for the $50 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.
4 Withdrawal limits apply. Under Federal regulations related to these types of accounts, account holders are allowed six withdrawals or transfers from their account in any calendar month (ATM withdrawals excluded), with a maximum of three withdrawals by check. For details and important information about Quick Transfer, please visit www.etrade.com/quicktransfer for a listing of the limitations, restrictions and time deadlines associated with this service.
