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whistler's Content

There have been 3 items by whistler (Search limited from 29-April 23)


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#22104 Free iPod nano - Key bank : Key express checking with 2 $100 direct dep...

Posted by whistler on 22 July 2007 - 03:48 PM in Expired bank bonuses

LINK

free ipod nano with key express checking with 2 $100 direct deposits or automated payments





Title and link were edited for the bonus to be properly displayed on iBankBonus.com - Admin.



#21621 $50 Bonus - HSBC : Premium Money Market Plus; Exp. - 11/30/07

Posted by whistler on 28 April 2007 - 05:49 PM in Expired bank bonuses

Not at all worth doing. It's not because it's "only"50 bucks, it's that you need 3k to do it. With such low interest rates you're losing money by putting that 3k into HSBC instead of in emigrant direct's savings accounts or even citibank's esavings account which offer much higher rates. These deals are great when the deposit is like 100 bucks or so because you usually get a great return on your deposit. I'm pretty sure HSBC requires you to have a daily minimum balance, so you can't immediately pull it out, if this isn't true it prolly is worth doing.



#21454 citibank overdraft fees

Posted by whistler on 05 April 2007 - 02:39 AM in General

Hot deal with Safety Check. So I have Citibank Checking/Savings account, and I recently signed up for their program SafetyCheck(not quite like their other program OverDraft Checking which charges credit card interest rates for checks), this one simply transfers money from your savings account to your checking account for a 5 dollar fee, and asking many questions to the guy at the desk I was satisfied there were no hidden fees which were not hidden at all with the Overdraft Checking(20% interest immediately when you start using their credit line for checks/debit card transactions/etc). Although I never bounced a check with Citibank, I feel like this program is great since there is no annual fee, and you only get charged 5 bucks when

My question is this, Citibank charges 30 bucks for a bounced check, why on earth are they offering this program? Not to be too cynical here, but banks love fees, and love nickel and diming people, why offer this seemingly amazingly hot deal?





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