The following message was posted by wokscott on FW:
Move your checking account to Cal National and get $50! Than use our check card 5 times and we'll give you $50.
Small print reads:
$50 credited to your open, non business checking account on or before 4/15/06 and is subject to IRS and other tax reporting. Qualifying card transactions must be PIN or signature based purchases (non-ATM) and be settled to your account by 3/31/06. Maximum of one credit per account per household. Must be new checking relationship to the Bank opened on or after 1/23/06. Minimum opening balance is $100.
My reading of wokscott's post is that there are two bonuses: one for new account before 4/15/06 and the other one for using check card 5 times before 3/31/06. You would need to contact the bank to find out this for sure.