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Rates are current for the Citibank e-Savings Account as of 05/16/2005 and are subject to change. Rates may change after the account is opened and fees could reduce earnings.
To open a Citibank e-Savings Account you must have or open a checking account in the Citibank EZ Checking, Citibank Account, Citibank Everything Counts Account or CitiGold Account relationship package. Your Citibank e-Savings Account must also appear on the same statement as your checking account. Regular Checking accounts do not earn interest. Fees may apply to the checking account.
Deposits subject to Citibank's standard funds availability delays. The maximum account deposit balance, exclusive of interest, is $250,000.
*Citibank EZ Checking package is free of monthly maintenance fees and per-check fees with 2 or more qualifying electronic bill payments from, or a direct deposit to, a Regular Checking account during the monthly statement period. Otherwise, when the $1,500 minimum balance requirement is not met, your package will be subject to a maintenance fee and a per-check fee.
Qualifying electronic bill payments are individual or recurring bill payments that you make to a third party: by preauthorized transfer; using Citibank Online; or using CitiPhone Banking bill payment service. Staff assisted bill payments are subject to monthly service charge of $4.95. Payments you made by check do not qualify.
†Forbes.com's Best of The Web chose Citibank Online as its favorite online banking site in its Spring 2005 issue