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To qualify for this offer, simply use your new MERRILL+ or your new Total Merrill Cashback card for any combination of purchase or cash advance transactions (including balance transfers) totaling at least $75 (exclusive of any transaction fees, returns, and adjustments) within 90 days of the date MBNA opens your account, and you will receive a $75 statement credit. Account must be opened by March 31, 2006. Limit one (1) statement credit per new account. Allow 8-12 weeks for the credit to appear.