See Certificates of Deposit for product information.
Term Interest Rate Annual Percentage Yield (APY) Minimum Opening Deposit**
90 Days 4.40% 4.50% $1,000
6 Months 4.45% 4.55% $1,000
12 Months 4.59% 4.70% $1,000
18 Months 4.64% 4.75% $1,000
24 Months 4.64% 4.75% $1,000
36 Months 4.64% 4.75% $1,000
48 Months 4.69% 4.80% $1,000
60 Months 4.88% 5.00% $1,000
http://www.rjbank.co...enter/rates.htm