Terms:
Opening an Umpqua Bank account is so much sweeter when the Summer Swarm free-bees are around.
For a limited time only, open any personal or business checking account and get a free Motorola® RAZR™ or Blackberry™ phone. And, each additional account gets you closer to a Carnival Cruise or a Disneyland getaway.
Fly into your neighborhood store today. Offers end August 31, 2006.
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Get a free Motorola® RAZR™ phone when you open a free checking account with online Bill Pay, debit card and a $500 minimum opening balance.
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RAZR™/Blackberry™ Phone: Special offer requires 2-year service plan activation with T-Mobile. Minimum service plan required. Customers will receive phone 6-8 business days from activation of new T-Mobile service plan. Free after mail-in rebate. Shipping and handling fees apply. Credit card required. Additional restrictions apply; see printed materials and T-Mobile’s Terms and Conditions, viewable at www.t-mobile.com, for details. Limited time offer and subject to change without notice. T-Mobile is a federally registered trademark, and the magenta color is a trademark, of Deutsche Telekom AG. © 2006 T-Mobile USA, Inc. Cellular service is not available in all areas. An alternate offer will be presented in areas where cellular service is not available. Subject to comparable rate plans, equipment offer, and carrier terms and conditions. Bluetooth™ headsets not available in all areas.
Checking: Free means no monthly service fee for the life of the account. Other fees may apply. Minimum opening balance to receive promotional give-away is $500 for personal accounts and $2,500 for business accounts, with enrollment in Bill Pay. Must enroll in Bill Pay by 9/08/2006. See an Umpqua Associate for account options and fee schedules.
All promotional offers and products are available to new account customers only and require an Umpqua Bank checking account. Funds must come from a source other than Umpqua Bank. All offers are subject to credit approval and may be changed or discontinued at the bank’s discretion.
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Get a free 5-Day/4-Night Carnival Cruise for two when you open:
a free checking account with online Bill Pay, debit card and a minimum opening balance of $500; and
a savings account or a money market account with a minimum opening balance of $1,000 or a personal Expressline with a minimum credit line of $5,000
Carnival Cruise: Valid for two adults on a 5-day/4-night cruise. Airline tickets, airport transfers, port charges, and miscellaneous expenses are not included. Travel certificate does include all meals and most shipboard activities. No alcoholic beverages are included with this offer. Additional conditions apply. Please see travel certificate for complete details.
Checking: Free means no monthly service fee for the life of the account. Other fees may apply. Minimum opening balance to receive promotional give-away is $500 for personal accounts and $2,500 for business accounts, with enrollment in Bill Pay. Must enroll in Bill Pay by 9/08/2006. See an Umpqua Associate for account options and fee schedules.
Savings or Money Market Account: Minimum opening balance to receive promotional giveaway is $1,000 for personal accounts and $5,000 for business accounts.
Personal Expressline: Minimum line amount to receive promotional giveaway is $5,000.
All promotional offers and products are available to new account customers only and require an Umpqua Bank checking account. Funds must come from a source other than Umpqua Bank. All offers are subject to credit approval and may be changed or discontinued at the bank’s discretion.
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Get a free 3-Day/2-Night Disney Getaway for four when you open:
a free checking account with online Bill Pay, debit card and a minimum opening balance of $500; and
a savings account or a money market account with a minimum opening balance of $1,000 or a personal Expressline with a minimum credit line of $5,000
a home equity line of credit with a minimum of $5,000 credit
Disneyland Getaway: Valid for 3 days/2 nights (quad occupancy) of hotel accommodations in either Orange County, CA or Orlando, FL and four 2-day flex passes to either Disneyland or Walt Disney World. Additional conditions apply. Please see travel certificate for complete details.
Checking: Free means no monthly service fee for the life of the account. Other fees may apply. Minimum opening balance to receive promotional give-away is $500 for personal accounts and $2,500 for business accounts, with enrollment in Bill Pay. Must enroll in Bill Pay by 9/08/2006. See an Umpqua Associate for account options and fee schedules.
Savings or Money Market Account: Minimum opening balance to receive promotional giveaway is $1,000 for personal accounts and $5,000 for business accounts.
Personal Expressline: Minimum line amount to receive promotional giveaway is $5,000.
Home Equity Line of Credit: Wall Street Journal (WSJ) Prime currently 8.25% as of 6/30/2006. Rate may vary. Pricing may be based on credit score. Rate will never exceed 18.00% APR. Annual Fee is $75 and begins on first anniversary. Completed applications must be received no later than 8/31/2006. Automatic payment from an Umpqua Bank checking account is required. If automatic payment is discontinued, rates increase 0.25% on product offer and related disclosures. Offer may be changed or discontinued at bank’s discretion. Other fees may apply. Property and title insurance required. $500 early termination penalty if closed prior to 3 years. Promotion rate available only on lock-in amounts from $25,000 with a maximum term of 120 months to $100,000 with a maximum term of 180 months. Lock-in request must be received by 8/31/2006.
All promotional offers and products are available to new account customers only and require an Umpqua Bank checking account. Funds must come from a source other than Umpqua Bank. All offers are subject to credit approval and may be changed or discontinued at the bank’s discretion.
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Get your choice of one prize from Free-Bee 1, 2 or 3 when you open:
a free checking account with online Bill Pay, debit card and a minimum opening balance of $500; and
a savings account or a money market account with a minimum opening balance of $1,000 or a personal Expressline with a minimum credit line of $5,000
a 5.25% APY certificate of deposit account with a minimum opening deposit of $25,000.
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RAZR™/Blackberry™ Phone: Special offer requires 2-year service plan activation with T-Mobile. Minimum service plan required. Customers will receive phone 6-8 business days from activation of new T-Mobile service plan. Free after mail-in rebate. Shipping and handling fees apply. Credit card required. Additional restrictions apply; see printed materials and T-Mobile’s Terms and Conditions, viewable at www.t-mobile.com, for details. Limited time offer and subject to change without notice. T-Mobile is a federally registered trademark, and the magenta color is a trademark, of Deutsche Telekom AG. © 2006 T-Mobile USA, Inc. Cellular service is not available in all areas. An alternate offer will be presented in areas where cellular service is not available. Subject to comparable rate plans, equipment offer, and carrier terms and conditions. Bluetooth™ headsets not available in all areas.
Carnival Cruise: Valid for two adults on a 5-day/4-night cruise. Airline tickets, airport transfers, port charges, and miscellaneous expenses are not included. Travel certificate does include all meals and most shipboard activities. No alcoholic beverages are included with this offer. Additional conditions apply. Please see travel certificate for complete details.
Disneyland Getaway: Valid for 3 days/2 nights (quad occupancy) of hotel accommodations in either Orange County, CA or Orlando, FL and four 2-day flex passes to either Disneyland or Walt Disney World. Additional conditions apply. Please see travel certificate for complete details.
Checking: Free means no monthly service fee for the life of the account. Other fees may apply. Minimum opening balance to receive promotional give-away is $500 for personal accounts and $2,500 for business accounts, with enrollment in Bill Pay. Must enroll in Bill Pay by 9/08/2006. See an Umpqua Associate for account options and fee schedules.
Savings or Money Market Account: Minimum opening balance to receive promotional giveaway is $1,000 for personal accounts and $5,000 for business accounts.
Personal Expressline: Minimum line amount to receive promotional giveaway is $5,000.
Certificate of Deposit (CD): APY means Annual Percentage Yield. APY is valid on accounts opened from 7/31/2006 through 8/31/2006. APY is based on quarterly compounding. The minimum balance to open an account and obtain the APY and promotional give-away is $25,000. Promotion rate available only on a 12-month CD. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. A $500 minimum balance in an Umpqua Bank checking account is required for promotional rates. Other fees may apply.
All promotional offers and products are available to new account customers only and require an Umpqua Bank checking account. Funds must come from a source other than Umpqua Bank. All offers are subject to credit approval and may be changed or discontinued at the bank’s discretion.
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Get a free Blackberry™ phone, when you open a business checking account with online Bill Pay, debit card and a $2,500 minimum balance.
Learn more »Close »
RAZR™/Blackberry™ Phone: Special offer requires 2-year service plan activation with T-Mobile. Minimum service plan required. Customers will receive phone 6-8 business days from activation of new T-Mobile service plan. Free after mail-in rebate. Shipping and handling fees apply. Credit card required. Additional restrictions apply; see printed materials and T-Mobile’s Terms and Conditions, viewable at www.t-mobile.com, for details. Limited time offer and subject to change without notice. T-Mobile is a federally registered trademark, and the magenta color is a trademark, of Deutsche Telekom AG. © 2006 T-Mobile USA, Inc. Cellular service is not available in all areas. An alternate offer will be presented in areas where cellular service is not available. Subject to comparable rate plans, equipment offer, and carrier terms and conditions. Bluetooth™ headsets not available in all areas.
Checking: Free means no monthly service fee for the life of the account. Other fees may apply. Minimum opening balance to receive promotional give-away is $500 for personal accounts and $2,500 for business accounts, with enrollment in Bill Pay. Must enroll in Bill Pay by 9/08/2006. See an Umpqua Associate for account options and fee schedules.
All promotional offers and products are available to new account customers only and require an Umpqua Bank checking account. Funds must come from a source other than Umpqua Bank. All offers are subject to credit approval and may be changed or discontinued at the bank’s discretion.
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Get a free Blackberry™ phone with Bluetooth™ headset, when you open:
a checking account with online Bill Pay, debit card and a $2,500 minimum balance; and
a savings or money market account with a minimum opening balance of $5,000.
Learn more »Close »
RAZR™/Blackberry™ Phone: Special offer requires 2-year service plan activation with T-Mobile. Minimum service plan required. Customers will receive phone 6-8 business days from activation of new T-Mobile service plan. Free after mail-in rebate. Shipping and handling fees apply. Credit card required. Additional restrictions apply; see printed materials and T-Mobile’s Terms and Conditions, viewable at www.t-mobile.com, for details. Limited time offer and subject to change without notice. T-Mobile is a federally registered trademark, and the magenta color is a trademark, of Deutsche Telekom AG. © 2006 T-Mobile USA, Inc. Cellular service is not available in all areas. An alternate offer will be presented in areas where cellular service is not available. Subject to comparable rate plans, equipment offer, and carrier terms and conditions. Bluetooth™ headsets not available in all areas.
Checking: Free means no monthly service fee for the life of the account. Other fees may apply. Minimum opening balance to receive promotional give-away is $500 for personal accounts and $2,500 for business accounts, with enrollment in Bill Pay. Must enroll in Bill Pay by 9/08/2006. See an Umpqua Associate for account options and fee schedules.
Savings or Money Market Account: Minimum opening balance to receive promotional giveaway is $1,000 for personal accounts and $5,000 for business accounts.
All promotional offers and products are available to new account customers only and require an Umpqua Bank checking account. Funds must come from a source other than Umpqua Bank. All offers are subject to credit approval and may be changed or discontinued at the bank’s discretion.
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Get a free Blackberry™ with Bluetooth™ headset and up to five additional Blackberries with Bluetooth headsets, when you open:
a checking account with online Bill Pay, debit card and a $2,500 minimum balance; and
a savings or money market account with a minimum opening balance of $5,000; and
a Business Expressline with an approved $10,000 minimum line of credit.
Learn more »Close »
RAZR™/Blackberry™ Phone: Special offer requires 2-year service plan activation with T-Mobile. Minimum service plan required. Customers will receive phone 6-8 business days from activation of new T-Mobile service plan. Free after mail-in rebate. Shipping and handling fees apply. Credit card required. Additional restrictions apply; see printed materials and T-Mobile’s Terms and Conditions, viewable at www.t-mobile.com, for details. Limited time offer and subject to change without notice. T-Mobile is a federally registered trademark, and the magenta color is a trademark, of Deutsche Telekom AG. © 2006 T-Mobile USA, Inc. Cellular service is not available in all areas. An alternate offer will be presented in areas where cellular service is not available. Subject to comparable rate plans, equipment offer, and carrier terms and conditions. Bluetooth™ headsets not available in all areas.
Checking: Free means no monthly service fee for the life of the account. Other fees may apply. Minimum opening balance to receive promotional give-away is $500 for personal accounts and $2,500 for business accounts, with enrollment in Bill Pay. Must enroll in Bill Pay by 9/08/2006. See an Umpqua Associate for account options and fee schedules.
Savings or Money Market Account: Minimum opening balance to receive promotional giveaway is $1,000 for personal accounts and $5,000 for business accounts.
Secured Business Expressline: Completed applications must be received no later than 8/31/2006. Pricing may be based on credit score. All other terms and conditions apply. WSJ Prime currently 8.25% as of 6/30/2006. Rate may vary. Rate will never exceed 18.00% APR, or fall below 6.00% APR. Automatic payment from an Umpqua Bank checking account is required to receive promotion rate. Annual Fee is $150 and begins on first anniversary. Property and title insurance may be required. Minimum line amount $10,000. Maximum line amount $500,000.
All promotional offers and products are available to new account customers only and require an Umpqua Bank checking account. Funds must come from a source other than Umpqua Bank. All offers are subject to credit approval and may be changed or discontinued at the bank’s discretion
