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Digital Federal Credit Union (summary)

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#1 markber


    1 billion bucks

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Posted 10 August 2006 - 06:14 AM

A useful summary of DCU terms and services was posted on FW:


Quick Summary
Digital Federal Credit Union-
DCU's website:


Eligiblity Requirements:

You are automatically eligible to join DCU if you live, work, worship, or attend school in one these communities:

Cumming Entire city
Gainesville Entire city
Norcross Entire city
Chelmsford Northern portion of the community
Lowell Entire city
Tewksbury Western portion of the community
Worcester Entire city
Or by joining one of these sponsoring organizations
AAPD American Association of People with Disabilities - Application $15 (one year), $25 (two years)

New England Chapter, PRRT&HS Application $12 Annual Membership

MRWC Merrimack River Watershed Council, Inc. Application $25 (Individual Member), $35 (Family Members), $50 (Supporter), $100 (Sponsor).

OAR Organization for the Assabet River Application $15 (Junior/Senior), $30 (Member), $35 (Supporter), $50 (Sponsor), $100 (Friend of Assabet), $250 (Activist).

WARM2Kids Application $25 (Individual Membership) $89 (Family Membership)

Worcester County Horticultural Society Tower Hill Botanic Garden Application $50 (Individual one year), $90 (Individual two years), $65 (Family/Dual one year), $120 (Family/Dual twp years),
$100 (Friend), $250 (Contributing), $500 (Supporting), $1,000 (Patron), $150 (Organization).

Note: You do NOT have to maintain these memberships in order to maintain your DCU membership.

Checking Account:

-Free Checking
-No monthly fees
-No minimum balance

Saving Account: - (required)

-Minimum $5 balance

Money Market Account:

-2.25% - $1,000 - $9,999
-2.30% - $10,000 - $24,000
-2.70% - $25,000 - $49,999
-2.80 - $50,000 - $99,999
-3.00 - $100,000 +

Visa Credit Card:
-No cash advance fees
-ability to transfer balances between checking/savings and credit card accounts (good for BTs)

CashEdge - They might pull a credit report if you sign up for this service
Incoming ACH - FREE
Outgoing ACH - $2.00

Online Bill Pay -
Free Online Bill Pay by CheckFree

16-Month Special Certificate
Regular, Jumbo, or IRA Certificate
6.00% APY^
5.83% Dividend Rate
Regular Certificate $500 Minimum balance to open.
Jumbo Certificate $25,000 Minimum balance to open.
IRA Certificate $500 Minimum balance to open.

source: fatwallet.com/t/52/592339/