Digital Federal Credit Union-
You are automatically eligible to join DCU if you live, work, worship, or attend school in one these communities:
Cumming – Entire city
Gainesville – Entire city
Norcross – Entire city
Chelmsford – Northern portion of the community
Lowell – Entire city
Tewksbury – Western portion of the community
Worcester – Entire city
Or by joining one of these sponsoring organizations
AAPD – American Association of People with Disabilities - Application $15 (one year), $25 (two years)
New England Chapter, PRRT&HS – Application $12 Annual Membership
MRWC – Merrimack River Watershed Council, Inc. – Application $25 (Individual Member), $35 (Family Members), $50 (Supporter), $100 (Sponsor).
OAR – Organization for the Assabet River – Application $15 (Junior/Senior), $30 (Member), $35 (Supporter), $50 (Sponsor), $100 (Friend of Assabet), $250 (Activist).
WARM2Kids – Application $25 (Individual Membership) $89 (Family Membership)
Worcester County Horticultural Society – Tower Hill Botanic Garden – Application $50 (Individual one year), $90 (Individual two years), $65 (Family/Dual one year), $120 (Family/Dual twp years),
$100 (Friend), $250 (Contributing), $500 (Supporting), $1,000 (Patron), $150 (Organization).
Note: You do NOT have to maintain these memberships in order to maintain your DCU membership.
-No monthly fees
-No minimum balance
Saving Account: - (required)
-Minimum $5 balance
Money Market Account:
-2.25% - $1,000 - $9,999
-2.30% - $10,000 - $24,000
-2.70% - $25,000 - $49,999
-2.80 - $50,000 - $99,999
-3.00 - $100,000 +
Visa Credit Card:
-No cash advance fees
-ability to transfer balances between checking/savings and credit card accounts (good for BTs)
CashEdge - They might pull a credit report if you sign up for this service
Incoming ACH - FREE
Outgoing ACH - $2.00
Online Bill Pay -
Free Online Bill Pay by CheckFree
16-Month Special Certificate
Regular, Jumbo, or IRA Certificate
5.83% Dividend Rate
Regular Certificate — $500 Minimum balance to open.
Jumbo Certificate — $25,000 Minimum balance to open.
IRA Certificate — $500 Minimum balance to open.