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[markber]

as of 3/22/07

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The list below shows how much you can save if you transfer $10,000 from a credit card with 18% APR and no annual fee to credit cards below (~120 cards in total). 12 months of 2% minimal monthly payments to the new card are assumed. Annual fee, if not waved for the first year, and balance transfer fees, if any, are included in the calculations. I assume that one will apply for a new card and, therefore, will be eligible for promo BT rates. The scripts that do calculations and build a database with card terms may still have some bugs... so if something does not look right, please let me know.


You can also find more ways to sort credit cards as well as data for a 6-month period on CreditBonuses.com


Personal credit cards

12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1748.4 | 0% | 12 | $0 | 0% | $0 | Discover | Discover® Gas Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Discover | Discover® Platinum American Flag Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Discover | Discover® Platinum Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Discover | Discover® Platinum Card Sea Life Collection
$1748.4 | 0% | 12 | $0 | 0% | $0 | Discover | Discover® Platinum Clear Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Discover | Discover® Platinum Wildlife Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Discover | Miles Card from Discover® Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | Citi® Diamond Preferred® Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | Citi® Platinum Select® Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | AT&T Universal Platinum Card
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | Citi® Home Rebate Platinum Select® MasterCard®
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | AT&T Universal Rewards Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | Citi® Driver's Edge® Platinum Select® Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | Citi® PremierPass^SM Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | Citi® Upromise® Card
$1743.4 | 0% | 12 | $0 | 3% | $5 | Citibank | Citi® Diamond Preferred® Rewards Card
$1743.4 | 0% | 12 | $0 | 3% | $5 | Citibank | Citi® Dividend Platinum Select® Card
$1673.4 | 0% | 12 | $75 | 0% | $0 | Citibank | Citi® PremierPass^SM Card - Elite Level
$1673.4 | 0% | 12 | $0 | 3% | $75 | Bank of America | NFL Extra Points™ Visa® Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Flexible Rewards Platinum Visa®
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Free Cash Rewards^SM Visa® Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Home Improvement Rewards^SM Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase PerfectCard™ MasterCard®
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Platinum MasterCard®
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Platinum Visa®
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Travel Plus Platinum Visa® Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Sony Platinum Visa® Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Borders 3.2.1^SM Visa®
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Volkswagen Platinum Rewards Visa® Card
$1649.4 | 0% | 12 | $0 | 3% | $99 | HSBC | GM Flexible Earnings Card
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1501.6 | 1.90% | 12 | $0 | 3% | $75 | Bank of America | MERRILL+® Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Bank of America Rewards™ American Express® Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Bank of America Visa Signature® WorldPoints™ Rewards
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Bank of America World MasterCard® with WorldPoints™
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | TripRewards® MasterCard® Credit Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Fidelity Investments Rewards Visa Signature® Card with WorldPoints™ Rewards
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Bank of America Cash Rewards Credit Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Bank of America WorldPoints™ Platinum Plus® Visa® Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Bass Pro Shops® Outdoor Rewards Visa® Card
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Ducks Unlimited WorldPoints™ Platinum Plus® MasterCard® Credit Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Elite Rewards® World MasterCard® Credit Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Major League Baseball™ Extra Bases™ Credit Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Quixtar Visa® Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | Total Rewards® Credit Card
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | World Series of Poker® Visa® Card with WorldPoints® Rewards
$1448.4 | 0% | 12 | $0 | 3% | N/A | Bank of America | NASCAR RacePoints^SM Visa® Credit Card
$1371.3 | 0% | 6 | $35 | 0% | $0 | Pulaski Bank | Pulaski Bank Visa®/MasterCard®
$1340.3 | 0% | 6 | $0 | 0% | $0 | Pulaski Bank | Pulaski Bank Gold Visa® Card
$1290.9 | 4.99% | Until Paid | $0 | 0% | $0 | American Express | Blue from American Express®
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1290.9 | 4.99% | Until Paid | $0 | 0% | $0 | American Express | Blue Cash® from American Express®
$1290.9 | 4.99% | Until Paid | $0 | 0% | $0 | American Express | Blue Sky from American Express®
$1263.9 | 0%² | 6 | $0 | 0% | $0 | Bank of America | Bank of America® Platinum Plus® Visa® Card
$1219.7 | 0% | 6 | $0 | 0% | $0 | American Express | IN:CHICAGO Card from American Express®
$1219.7 | 0% | 6 | $0 | 0% | $0 | American Express | IN:LA Card from American Express®
$1219.7 | 0% | 6 | $0 | 0% | $0 | American Express | IN:NYC Card from American Express®
$1156.3 | 0%² | 6 | $19 | 0% | $0 | Bank of America | MilesEdge® Card
$1130.8 | 0%² | 6 | $0 | 0% | $0 | Bank of America | Efectiva™ Platinum Plus® Visa®
$1130.8 | 0% | 6 | $0 | 0% | $0 | Bank of America | Financial Rewards® Visa® Platinum Plus®
$1130.8 | 0%² | 6 | $0 | 0% | $0 | Bank of America | Money Return® Visa® Platinum Plus®
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1101.9 | 6.99% | Until Paid | $0 | 0% | $0 | HSBC | Union Plus MasterCard®
$1055.8 | 0% | 6 | $0 | 3% | $75 | Chase | Chase Overstock.com Rewards Visa® Card
$1055.8 | 0% | 6 | $0 | 3% | $75 | Chase | Starbucks Card Platinum Duetto™ Visa® Card
$1055.8 | 0% | 6 | $0 | 3% | $75 | Chase | Subaru® Platinum MasterCard® from Chase
$1055.8 | 0% | 6 | $0 | 3% | $75 | Chase | Universal Entertainment Platinum MasterCard® from Chase
$1011.1 | 0% | 6 | $0 | 3% | $75 | Chase | BP Visa® Rewards Card
$1011.1 | 0% | 6 | $0 | 3% | $75 | Chase | Toys"R"Us & Babies"R"Us MasterCard®
$950.8 | 0% | 6 | $0 | 0% | $0 | Bank of America | PetRewards™ Platinum Plus® Visa® Credit Card
$943.7 | 1.90% | 6 | $0 | 0% | $0 | Bank of America | Anne Geddes Platinum Visa® Card
$943.7 | 1.90% | 6 | $0 | 0% | $0 | Bank of America | Make-A-Wish® Platinum Visa® Card
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$939.0 | 1.90% | 6 | $50 | 0% | $0 | Bank of America | Hawaiian Airlines® Visa® Platinum Credit Card
$921.1 | 0% | 6 | $0 | 3% | $75 | Chase | Amazon.com Platinum Visa® Card
$900.8 | 0% | 6 | $50 | 0% | $0 | Bank of America | US Airways® Visa® Credit Card
$860.8 | 0% | 6 | $90 | 0% | $0 | Bank of America | US Airways® Visa Signature® Credit Card
$852.5 | 1.90% | 6 | $0 | 0% | $0 | Bank of America | Choice Privileges® Visa® Card
$827.5 | 1.90% | 6 | $25 | 0% | $0 | Bank of America | Hawaiian Airlines® Visa® Classic Credit Card
$812.0 | 9.99% | Until Paid | $85³ | 0% | $0 | American Express | Delta SkyMiles® Gold Credit Card
$807.5 | 1.90% | 6 | $45 | 0% | $0 | Bank of America | Mexicana® Airlines Visa® Platinum Plus® Card
$800.4 | 2.90% | 6 | $0 | 0% | $0 | American Express | Hilton HHonors® Platinum Card from American Express®
$800.4 | 2.90% | 6 | $30³ | 0% | $0 | American Express | Starwood Preferred Guest® Credit Card from American Express®
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$795.7 | 2.99% | 6 | $0 | 0% | $0 | Citibank | Citi® Hilton HHonors® Visa® Signature Card
$772.5 | 1.90% | 6 | $80 | 0% | $0 | Bank of America | Asiana Visa® Platinum Plus® Card
$756.6 | 1.90% | 6 | $50 | 0% | $0 | Bank of America | Asiana Visa® Preferred Card
$703.4 | 3.99% | 6 | $40 | 0% | $0 | American Express | JetBlue Card from American Express®
$489.3 | 4.90% | 5 | $75 | 3% | $75 | Chase | British Airways Visa® Signature Card
$372.1 | 7.99% | 6 | $85 | 3% | $75 | Chase | Continental Airlines World MasterCard® from Chase
* - balance transfer APR is valid only if the balance transfer is requested in credit card application

Business credit cards

12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | CitiBusiness® Card
$1748.4 | 0% | 12 | $0 | 0% | $0 | Citibank | CitiBusiness® Card with ThankYou^SM Network
$1748.4 | 0% | 12 | $75³ | 0% | $0 | Citibank | CitiBusiness® PremierPass^SM Card
$1698.4 | 0% | 12 | $0 | 3% | $50 | Advanta | Advanta Platinum BusinessCard
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Platinum Business Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Business Cash Rewards Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | Chase Business Rebate Visa® Card
$1673.4 | 0% | 12 | $0 | 3% | $75 | Chase | GM Business Card
$1454.1 | 0% | 9 | $0 | 0% | $0 | Citibank | Citi® Professional^SM Card
$1426.7 | 2.99% | Until Paid | $0 | 3% | $50 | Advanta | Advanta Life of Balance Platinum Card
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$1290.9 | 4.99% | Until Paid | $0 | 0% | $0 | American Express | Platinum Business Credit Card
$1196.8 | 5.99% | 12 | $0 | 0% | $0 | Discover | Discover® Business Card
$1006.1 | 7.99% | Until Paid | $0 | 0% | $0 | American Express | American Express SimplyCash^SM Business Card
$1006.1 | 7.99% | Until Paid | $0 | 0% | $0 | American Express | Blue Cash® for Business Credit Card
$1006.1 | 7.99% | Until Paid | $0 | 0% | $0 | American Express | American Express® Platinum Business FreedomPass Card
$956.1 | 7.99% | 15 | $0 | 3% | $50 | Advanta | Advanta Platinum BusinessCard with Rewards
$921.1 | 0% | 6 | $0 | 3% | $75 | Chase | Amazon.com Business Visa® Card
$812.0 | 9.99% | Until Paid | $85³ | 0% | $0 | American Express | Gold Delta SkyMiles® Business Credit Card
$800.4 | 2.90% | 6 | $30³ | 0% | $0 | American Express | Starwood Preferred Guest® Business Credit Card from American Express®
$703.4 | 3.99% | 6 | $40 | 0% | $0 | American Express | JetBlue Business Credit Card from American Express®
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$382.1 | 7.99% | 6 | $75 | 3% | $75 | Chase | Continental Airlines Business MasterCard®
* - balance transfer APR is valid only if the balance transfer is requested in credit card application


Student credit cards
12-month BT profit | Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Bank name | Card name
$962.1 | 0% | 6 | $0 | 0% | $0 | Citibank | Citi® Platinum Select® Card for College Students
$962.1 | 0% | 6 | $0 | 0% | $0 | Citibank | Citi® mtvU™ Platinum Select® Visa® Card for College Students
$950.8 | 0% | 6 | $0 | 0% | $0 | Citibank | Citi® Bronze®/AAdvantage® Card for College Students
$950.8 | 0% | 6 | $0 | 0% | $0 | Citibank | Citi® Dividend Platinum Select® Card for College Students
$950.8 | 0% | 6 | $0 | 0% | $0 | Citibank | Citi® Driver's Edge® Card for College Students
$875.8 | 0% | 6 | $0 | 3% | $75 | Chase | Chase Student Flexible Rewards Card
$875.8 | 0% | 6 | $0 | 3% | $75 | Chase | Universal Entertainment Student MasterCard® from Chase
* - balance transfer APR is valid only if the balance transfer is requested in credit card application