We’re so sure Ultimate Free Checking is really the best, we’ll give you $1,000 if you find a better free checking account*. From free checks, to free unlimited ATM transactions anywhere, to free online banking—it’s the Ultimate Free Checking. Plus you get to choose a free gift!
Free unlimited ATM transactions anywhere*
$50 bonus with direct deposit*
Free debit card
Free online banking
Free online bill payment
Free wire transfers
Free overdraft protection (based on approval)
Free unlimited check writing
Free check safekeeping
Free electronic statement with check images OR $2 per month for check images with monthly statement
Guaranteed best. $1,000 says so.
If you can find another free checking account that offers all these great free features and more, we’ll give you $1,000. This guarantee applies to any free checking account offered to the general public by any other bank in Indiana. Now that’s a promise!
* $1,000 will be paid to any individual who finds another advertised free checking account that beats all the features of Ultimate Free Checking. The individual also must open an Ultimate Free Checking account with money not already on deposit with First National Bank & Trust to receive $1,000. One box of First National Bank & Trust branded checks free annually. Other financial institutions may charge a fee for use of their ATMs. At the customer’s request, the $50 direct deposit bonus will be deposited into the checking account the business day following the first ACH direct deposit in the full amount of your payroll, pension or social security check. First two overdraft or Non-Sufficient Funds (NSF) fees waived over the life of the account. Regardless of the fee waiver, the decision to pay or return NSF items shall be at the sole discretion of First National Bank & Trust. Ultimate Free Checking is a non-interest bearing account.