Email me at nobrainerleader(at)nobrainerdeals.net so I can send you a referral email. Please email me with your first and last name (your name has to match the one you sign up with Virtual Bank to get the $20 bonus). The $20 bonus is not available through their website, you need a referral email to get the bonus.
Note: Take out the "(at)" in my email address and replace it with the "@" symbol. Thanks!
Or check out my website for a better deal:
http://www.nobrainer.../bank_deals.php
Enjoy!