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MoreTerms from the bank website as of 1/31/07:
To qualify for this offer, your new account must be used to make any purchase or cash advance transactions (including balance transfers; which may include transaction fees) within 45 days of the account open date. Limit one (1) item per new account. The NEA RateSmartSM credit card offer is subject to application approval by FIA Card Services, N.A. A $75 credit will appear on your credit card statement within 8-12 weeks after qualifying.