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Some terms (as of 3/10/07):
Purchase Bonus -- $50 statement credit for total net purchase of $500 or more when made on or before 6/1/072
Annual Fee None
Introductory APR1 0% on balance transfers for 12 billing cycles when balance transfer requested at time of application
Purchase APR Variable (based on your credit history) 12.24% to 23.24% (Prime + 3.99% to 14.99%)
Balance Transfer APR Variable (based on your credit history) 12.24% to 23.24%
Advance APR 24.24% (subject to a minimum APR of 20.99%)
Advance Fee 4% of each transaction amount, $10 minimum
Grace Period 20 - 25 days for purchases only
Overdraft Protection Advance Fee $0 through 1/31/08, thereafter $5 per transaction (additional bank fees may apply)
Late Fee $15 for balances $0 - $99.99,
$29 for balances $100 - $999.99,
$39 for balances of $1,000 and above
Minimum Payment 1% + fees and interest
