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Terms:
Cash Advances: 0% Introductory APR for Balance Transfers and Cash Advance Checks through your first twelve statement Closing Dates;
Transaction fee for Balance Transfers and Cash Advance Checks: 3% of each such cash advance (minimum $10, maximum $75).
Annual Percentage Rate (APR) for Purchases Standard APR:
7.9% for Platinum Plus accounts, or
13.99% for Preferred accounts.
Receive 3,000 Bonus Galactic Rewards Points after qualifying use(s) of your new account.
Earn 1 Galactic Rewards Point with every net retail purchase dollar you spend.
On-line account access - get up-to-the-minute account information, schedule on-line payments, review recent statements, and much more.
No annual fee