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The HSBC Platinum MasterCard® with Cash Back:
Unlimited cash back without any spending requirements
A full 1% cash back on every single purchase
No earnings caps–when we say unlimited, we mean unlimited
No complicated spending requirements or tiers
0% Introductory APR on balance transfers for 12 months*
No annual fee
OR
The HSBC Platinum MasterCard® with Cash or Fly Rewards:
Go anywhere, anytime, on just about any airline
Earn 1 point for every dollar spent; 25,000 points equal a domestic
roundtrip airfare with a maximum dollar value of $400
Redeem for tickets on almost any major airline
No blackout dates
No earnings caps
1% cash back option
0% Introductory APR on balance transfers for 12 months*
No annual fee
Rates are accurate as of April 15, 2008. Offer subject to credit approval. The Introductory APR does not apply to cash advances. After the Introductory Period your variable Customary APR between 11.99% and 19.80% will apply, depending on your creditworthiness. We will increase your Introductory APR up to your variable Default APR if you fail to make a payment to us when due or you exceed your credit limit. The variable Default APR is 31.99%. The variable Cash APR for cash advances and overdrafts is 21.99%. A cash advance fee of 3% ($5 minimum/$50 maximum) will apply to all cash advances, unless otherwise disclosed. A balance transfer fee of 3% ($5 minimum/$75 maximum) will apply to all balance transfers, unless otherwise disclosed. The minimum Finance Charge is $1. The Overdraft Fee, if applicable, is 3% of the overdraft amount, or $5, whichever is greater. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency. We apply payments to lower APR balances before higher APR balances. We have the right to change your APRs, fees and other terms at any time, for any reason including, but not limited to, any change in your credit history, credit obligations, Account performance, use of your credit lines with us or any creditor, or our financial return. Any changes will be in accordance with your Cardmember Agreement and applicable law.
