LINK
Link to terms with 3.9% promo
Terms from the card website as of 4/11/07:
Each time you pay at least the Minimum Payment Due by the Payment Due Date for six consecutive billing periods and earn a Pay-On-Time BonusSM equal to the Periodic Finance Charges shown on your next statement.
Balance Transfers: 3.9% until the last day of the billing period ending during May 2010; then the standard APR for purchases
BALANCE TRANSFER TRANSACTION FEE: 3% for each balance transfer made under this offer, with the minimum of $5 and a maximum of $50
If you are approved for an account, you will be able to make balance transfers under this offer until August 1, 2007. If you request balance transfers after this date, we will not make the balance transfers. Please allow up to 4 weeks before payments to your other accounts are made. Accordingly, you should continue to make all required payments until you confirm that the balance transfers were made. Balance transfers may only be used to transfer commercial balances or pay business expenses, and may not be used to pay any Discover accounts. Balance transfers do not earn a Cashback Bonus. Balance transfer requests will be processed from the lowest to the highest dollar amount. If a balance transfer transaction would cause you to exceed your account credit limit, you authorize us to process your balance transfers for an amount less than the full amount requested. Making additional transactions may still cause you to exceed your account credit limit. You may only make balance transfers to accounts that list you as an accountholder. There is no grace period on balance transfers. If you are late making a payment, any introductory/special rates will terminate and the Default Rate will apply.
