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Terms:
0% Introductory APR on purchases, balance transfers, and cash advance checks for your first 6 billing cycles
Transaction fee for Balance Transfers, non-online Direct Deposits, and Check Cash Advances: None.
Transaction fee for Bank and ATM Cash Advances and online Direct Deposits: 3% of each such cash advance (minimum $10 ).
Annual Fee - $19 for Visa Signature® and Platinum Plus®, $50 for Preferred
~ 1% cash back when 10000 points are exchanged for $100 gift certificate.
