Terms:
Because you're a valued E*TRADE Bank customer, we're pleased to offer you more ways to get more
for your money. Simply use or sign up for the services below – and get up to $170.
Enroll in our free Bill Pay service and pay a minimum of two bills for two consecutive months1
Sign up for Online Bill Pay now. Once you've completed the necessary transactions, we'll credit your account.
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Establish a Direct Deposit of at least $1,000 per month for three months2
Sign up for Direct Deposit with your employer and make sure that we receive your first deposit by 10/31.
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Make six signature based purchases in three months3
Use your E*TRADE debit card to make signature-based purchases. Once you've completed the necessary transactions, we'll credit your account.
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Open a new E*TRADE® Money Market Account by September 30, 20054
Enjoy a 3.52% APY for three full months.
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PLEASE READ THE IMPORTANT DISCLOSURES BELOW
1 To receive the $25 bill pay offer, you must enroll in bill pay, and pay two bills by 9/30/05 and another two by 10/31/05. The $25 will be credited to your E*TRADE Checking Account by 11/30/05 as long as there have been four qualifying payments. The $25 will be reported as interest income. Only new bill pay enrollments will qualify. Offer limited to one bill pay credit per customer. This offer is not valid for E*TRADE FINANCIAL employees.
2 To qualify for the $75 direct deposit credit you must establish and maintain direct deposit for three consecutive months with a minimum of $1,000 deposited per month. This amount can be made in several deposits of at least $200. Your first direct deposit must be received by October 31, 2005 and subsequent deposits by 11/30/05, and 12/31/05. $75 will be credited to your E*TRADE Checking Account by 1/31/06. Payment will be reported as interest income. Offer valid for one direct deposit credit per customer. This offer is not valid for E*TRADE FINANCIAL employees.
3 You must make two signature-based purchases by 9/30/05, another two by 10/31/05 and the final two by 11/30/05. $20 will be credited to your E*TRADE Checking Account by 1/31/06 and will be reported as interest income. Offer limited to one debit card credit per customer. This offer not valid for E*TRADE FINANCIAL employees.
4 Annual Percentage Yield (APY) of 3.52% APY is good for 90 days from the date the account is opened and funded. Accounts must be opened by September 30, 2005 to qualify. This offer is only good for new E*TRADE Money Market Account customers and for existing Money Market Account customers who transfer at least $25,000 in new funds from an external (i.e., non-E*TRADE) account into their existing E*TRADE Money Market Account. E*TRADE Bank retains the right to withdraw the 3.52% introductory APY from any account at any time if these conditions are not met. A $100 minimum deposit is required to open a new E*TRADE Money Market Account and account holders must maintain a minimum average monthly balance of $1,000, or $5,000 in total E*TRADE Bank deposits, by the end of their second statement cycle to avoid a $10 monthly fee. This fee is waived for Power E*TRADE and Priority E*TRADE customers. Click on the link provided to learn more about Power E*TRADE and Priority E*TRADE qualifications. A $10 early closeout fee will be assessed if account is closed within 120 days of opening.
After the 90-day introductory period customers will receive the current APY based on account balance. Current as of 8/4/05, accounts with balances of $100,000 or more earn 2.80%; those with $50,000 to $99,999 earn 2.80%; those with $5,000 - $49,999 earn 2.00% and those with less than $5,000 earn .30%. For example, if an account is opened with $5,000 and the introductory offer is a 3.52% APY for 90 days, account will yield 3.52% for 90 days. For balances of $5,000-$49,999, the current yield for the non-introductory period is 2.00%. Therefore the blended APY for the first year after account opening is 2.37%. APY is subject to change daily and fees will reduce earnings
$50 will be credited to your new E*TRADE Money Market account within 30 days of the account being funded with a minimum deposit of $100. Payment will be reported as interest income. Accounts must be opened by September 30, 2005 to qualify for the $50 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.
The E*TRADE FINANCIAL family of companies provides financial services that include trading, investing, banking, and lending.
Banking and lending products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries. Bank deposits are FDIC insured up to $100,000.
Securities products and services offered by E*TRADE Securities LLC, Member NASD/SIPC, are not insured by the FDIC, are not guaranteed deposits or obligations of E*TRADE Bank, and are subject to investment risk, including possible loss of principal invested.
