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IBD note: You can join GTE CU via CUSavers for $10.
Terms:
Annual Percentage Rate. Rates, terms and conditions are subject to change without notice. Promotional APR applies only to balance transfers. The last date of qualification is May 31, 2007. Payments will be applied to promotional balances accruing 3.90% APR first, until those balances are paid in full. Total balances may not exceed your available credit limit. Continue to pay other issuers’ minimum payments until receipt of GTE FCU Visa or MasterCard bill with official confirmation of balance transfers. Balance transfers may take 10 business days or more. Promotional APR does not apply to existing GTE FCU loans and existing credit card balances, cash advances, or convenience checks, which will accrue interest at the current card program rate. Payments on transfers made during the promotional period of April 1, 2007, through May 31, 2007, that are 62 days or more after the payment due date will cause the Annual Percentage Rate to adjust from the 3.90% APR promotional rate to the credit card’s standard APR. A complete credit card agreement disclosure will be provided with approved card.