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Card features:
0% APR on balance transfers for 12 months.
Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% on all other purchases
Earn Cash Back on qualifying balance transfers and eligible cash advances.
Earn unlimited cash back by shopping within the Citi Bonus Cash Center
No annual fee.
Terms:
The balance transfer APR is 0% for 12 months from the date of the first balance transfer. After the promotional period ends, your standard APR will be applied to any unpaid promotional balances. As of March 24, 2007, the standard variable purchase APR is 13.74%. The standard variable APR for cash advances is 23.24%. However, all your APRs may automatically increase to the 32.24% variable default rate if you default under any Card Agreement that you have with us. We may also increase the promotional rate if you fail to make payments to another creditor when due. Min. finance charge: $0.50. The transaction fee for foreign purchases is 3% of purchase amount after its conversion to U.S. dollars. The transaction fee for cash advances is 3% of the amount of each cash advance, $5 minimum. The transaction fee for balance transfers is 3% of the amount of each balance transfer, $5 minimum, $250 maximum.
