To be eligible for the cash bonus, direct deposit to a checking account must be a new service for each customer accepting the offer. A $50 cash bonus will automatically be credited to the specified checking account within 7 days after the first direct deposit is credited. A direct deposit is considered a recurring pre-authorized deposit credited to your checking account via the Automated Clearing House (ACH); one-time ACH credits such as tax refunds do not qualify. To receive $50, the direct deposit must be credited within 90 days from the date you initiated this request with us. The bonus is limited to $50 per customer regardless of how many direct deposits are initiated. Customers currently receiving direct deposit to their checking account are not eligible for this offer. Offer may be withdrawn at any time without notice. $50 will be replaces as interest for your account on IRS form 1099-INT.