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Terms from the bank website as of 12/1/07:
New money only. Must open a Free Checking Account with minimum deposit of $100 to receive offer. Account must remain open for six months or the $50 cost of the Gift Certificate will be debited from your account at closing. Offer subject to change without notice. $50 Gift Certificate may be substituted with item of equal or greater value. Limit one per customer. Limit one per household.