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"Presidential" Bush's Patriot Act
Started by ABOUTBENS, Aug 30 2005 12:59 AM
3 replies to this topic
#1
Posted 30 August 2005 - 12:59 AM

#2
Posted 30 August 2005 - 01:12 AM
QUOTE(ABOUTBENS @ Aug 29 2005, 05:59 PM)

I am surprised that you did not have problems with Netbank. I got impression that Netbank CS reps are extremely suspicious when it comes to customer identity. Read, for example, the 3d post in this thread: http://ibankdesign.c...p?showtopic=229
#3
Posted 30 August 2005 - 01:35 AM
i had a much worse problem with farm bureau bank. i am a student and i have put my previous bank accounts/credit cards under my school addresses. so i have like 5 different addresses on my chexsystems report. when i applied for farm bureau they opened an account, but put a restriction and said they needed my drivers lisence, my social security card, and a utility bill with the same address. since i am a student, i dont have a utility bill. and the one for my house is under my mom's name. when i told them i couldn't proide the utility bill they told me they were closing the account. later i find out they reported me to chexsystems for "fraud". i get a letter from UFB Direct saying they were notified by chexsystems that i was reported and they were closing my account. i called farm bureau to ask why they reported me, and they wouldn't even talk to me about it and UFB would not re open my account until i proved the fraud report was gone. it took me 3 weeks to go through the dispute process with chexsystems to prove that i didn't do any fraud. after that whole thing was over with i asked my mom to add my name to her gas bill and she did. i then re-applied to farm buearue (despite the hell they put me through) since i was attracted to their checking accoung, with all the info they asked for, and they wouldn't open the account. they later sent me a letter explaining that with all the address it looked like fraud and that the patriot act required them to report all suspicious activity. they're customer service was horrible too. but oh well.
#4
Posted 30 August 2005 - 02:08 AM
I just relocated to NYC from Berkeley, CA.
I experienced the address change problem with Meadows Credit Union. To proceed with my application, they needed to verify a few things. They asked for a copy of my NYC driver’s license, social security card, and a utility bill with my current address.
I wised up and used my previous (Berkeley) address with NetBank and AmboyDirect. I changed my previous address to NYC address immediately after they opened my accounts. But, of course, I have the post office forward my mail to NYC. Just in case they send stuff to the Berkeley address.
I experienced the address change problem with Meadows Credit Union. To proceed with my application, they needed to verify a few things. They asked for a copy of my NYC driver’s license, social security card, and a utility bill with my current address.
I wised up and used my previous (Berkeley) address with NetBank and AmboyDirect. I changed my previous address to NYC address immediately after they opened my accounts. But, of course, I have the post office forward my mail to NYC. Just in case they send stuff to the Berkeley address.