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Annual Percentage Yield (APY) 0.10% effective 8/28/07 for Star Checking balances. $50 bonus is an interest credit to be posted to your account within 60 days of initiating a recurring direct deposit such as payroll or social security payments. The recurring direct deposit must be initiated within 90 days of account opening. Offer available to new Salem Five checking customers who apply through the links on this page. Rate is variable and subject to change without notice. Minimum balance to open account is $100. Personal accounts only.