Posted 04 September 2005 - 07:45 PM
See original thread
hereUpdated on 9/3/2005
Insured by FDIC or NCUAInterest Checking accounts:
(APYs for balances below $50,000, APY treshold is 2.00%)
- 3.75% - Presidential Bank, Internet Checking Plus (for balances up-to $25K, direct deposit is required) - Info page
- 3.55% - Cosmopolitan bank, The Cosmopolitan Checking Account (for balances above $25K, new money only)
- 3.45% - City National Bank of Taylor, Reward Checking Account (for balances up-to $10K) - Info page
- 3.30% - Independence Community Bank, RewardsPlus Checking (for balances above $15K)
- 3.27% - nBank, nPower XL - (min. balance to avoid a fee is $2,5K)
- 3.25% - Quantum National Bank, Hi-Rate Checking (for balances above $10K)
- 3.01% - Iberville Bank, Free checking (10 debit card transactions per month is required)
- 3.00% - PCBanker, eChecking - (for balances below $10K, min. balance to avoid a fee is $1K) - Info page, BONUS!!!
- 3.00% - AmTrust, Titanium Checking (10K balance is required to get the rate)
- 3.00% - First Horizon, First Horizon Checking
- 3.00% - eBank, ePremium Checking ($2,500 min. daily balance or $5,000 average daily balance to avoid monthly fee)
- 3.00% - Bank of Internet, Freedom Checking (for balances up-to $25K) - Info page
- 2.75% - Everbank, FreeNet checking (for balances between $25K and $50K) - Info page, BONUS!!!
- 2.75% - Imperial Capital Bank, Senior iChecking - ($250 min. balance to get the rate & avoid a fee) - Info page
- 2.50% - Stonebridge Bank, Super Checking (for balances above $25K)
- 2.50% - Nordstrom Bank, checking - (for balances above $10K)
- 2.50% - Imperial Capital Bank, iChecking ($1K min. balance to get the rate & avoid a fee) - Info page
- 2.25% - eBank, eFree Checking
- 2.02% - American Bank, Super Now Account ($5K to avoid fees)
- 2.00% - Access National Bank, Access Now (for balances betwen $10K and $75K)
- 2.00% - Salem Five, Gold Star Checking (for balances above $25K) - $100 bonus!!!
- 2.00% - Virginia Commerce Bank, Medallion NOW checking (combined deposit relationship of only $15,000 is required to avoid a monthly fee and get the rate)
Do you know a bank that offers an interest checking account with an APY above the current treshold (see above)? Please report it here.
Savings and Money Market accounts: (APYs for balances below $50,000, APY treshold is 3.25%)4.25% - Pulaski Bank, Market Watch Savings (checking account in Pulaski Bank is required) - Thanks keller2650!4.02% - Lockheed Martin FCU, Money Tree Market Account (you can get the CU membership if you join The Achievers Club for $5)3.87% - Presidential Bank, Premier Savings (for balances up-to $35K)3.80% - KeyDirect, Money Market ($25K is required to get the interest and avoid a monthly fee)3.75% - MyBankingBirect.com, New York Community Bank, More Money Market Account (min. initial deposit of $5K is required)3.76% - Resource bank, eMoneyMarket3.75% - HSBC, Online Savings Account (no fees, no minimum balance)3.70% - UFB Direct, High Yield Money Market Savings (no minimums, no fees) - BONUS!!!3.65% - UmbrellaBank, Money Market account - (for balances above $1K, $1K min. balance is required to avoid a monthly fee)3.56% - Giant Bank, MMA (for balances above $1K)3.56% - Zions Bank, Internet MMA (for balances above $1K)3.56% - Corus Bank, Managed Money Market & Ultimate Money Market (min. daily balance to avoid a monthly fee is $10K).3.55% - Western Financial Bank, Online Money Market Plus (min. balance of $5K to get the rate)3.55% - Avanta Bank, Money Market (for balances between $10K and $50K)3.55% - Cosmopolitan bank, Advantage Money Market (min. daily balance to avoid a fee is $10K, valid also for First Bank of Oak Park, Regency Savings Bank, Pullman Bank, Park National Bank)3.55% - Discover Financial (for balances between $25K and $50K)3.55% - Centennial bank, Variable Rate Passbook (for balances between $25K and $50K)3.54% - Transportation Alliance Bank, Money Market Deposit Account (for balances between $25K and $50K)3.51% - Advantage Money Market from Guaranty bank and Best Bank (for balances up-to $10K)3.50% - EmigrantDirect, savings - (no min. balance, no fees, free interbank transfers) - Info page3.50% - Superior Savings, SAMM (for balances above $10K)3.50% - Stonebridge Bank, Money Market ($100 min. balance to avoid a monthly fee)3.45% - Hillcrest bank, Index Money Market (for balances between $25K and $50K)3.45% - Capital One, High Yield Savings (no fees, no min. balance, free interbank transfers)3.45% - GMAC savings account ($500 balance to avoid a monthly fee) - Info page3.45% - Amboy Direct, Money Market Maximizer account (for balances above $30K)3.42% - CNBT, Reward Savings (no min. balance, no fees, unlimited ATM withdrawals)3.40% - Virtual Bank, eMoney Market (no min. balance, no fees, free interbank transfers) - Info page3.40% - Nexity Bank, Money Market (for balances above $1.00) - Info page3.40% - Fidelity Bank, Super Savings (for balances above $5K)3.40% - Access National Bank, Access Money Market (for balances above $25K)3.36% - Countrywide Bank (for balances between $1K and $50K)3.35% - Wilmington Trust, Savings (no minimums, no fees)3.35% - Security State Savings Bank, SecurityAdvantageŽ Money Market Account (for balances between $5K and $95K)3.30% - MetLife Bank, High Yield Savings (for balances above $5K) - BONUS!!!3.30% - ING Direct, Savings (no minimums, no fees, free interbank transfers) - Info page3.30% - Digital Credit Union, LTD Savings (for balances above $25K)3.26% - Bank of Wausau, Net Savings (for balances above $25K)3.25% - Citibank, e-Savings (no minimum balance) Info Page3.25% - Salem Five, Star Money Market (for balances above $10K)3.25% - Central Bank, Market Investment Account (for balances above $10K)3.25% - St. Louis bank, Money Market account (for balances between $25K and $50K)Do you know a bank that offers a savings or money market account with an APY above the current treshold (see above)? Please report it
here.
Not insured by FDIC or NCUA