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Terms:
Balance Transfers: 0% APR for the first 12 billing cycles when you transfer a balance within the first 60 days after account opening, thereafter, same as Purchase APR. APR for balance transfers processed after the first 60 days, same as purchase APR.
Balance transfer fee: There is no balance transfer fee with this offer. However, future balance transfers may incur a fee of 3% of the amount transferred ($10 minimum).
Annual Fee: None
