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Terms:
Annual Percentage Rate for Purchases1 0.00% for the first 6 billing cycles
Balance Transfers:0.00% for the first 6 billing cycles for balances transferred with this application
No Balance Transfer Fees for balances transferred with this application. After that, either $5 or 3% of the amount of each transfer, whichever is greater.
Introductory rate period will end early and rate will increase either to the APR for purchases or balance transfers or a Delinquency Rate if a Minimum Payment is not received by the Payment Due Date, your Account exceeds its credit limit, or you close your Account. We apply payments to balances with lower APRs, including introductory APRs, before balances with higher APRs.