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Terms:
Balance Transfer APR: A 4.99% APR fixed for the life of the balance for balance transfers submitted with this application or posted to your account during the first 45 days of Card membership. Balances transfers posted to your account after that 45 day period will receive the standard APR for purchases.
Balance transfer fee: There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
0% Introductory APR for 12 months on purchases made with plastic only