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Terms:
Earn 4% rebates on Phillips 66, Conoco and 76 station purchases
Earn up to 1% rebates on other qualified purchases
The balance transfer APR is 0% for 6 months from the date of the first balance transfer. After the promotional period ends, your standard APR will be applied to any unpaid balances.
Transaction fee for balance transfers: 3% of the amount of each balance transfer, minimum $5.00; maximum $75.00. However, there is no balance transfer transaction fee on balances you transfer in response to this offer.