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$50 - E*Trade : 4.75% Money Market; Exp. 4/30/06


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#1 markber

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Posted 25 September 2005 - 11:13 PM

Thanks Vivyip for this info!

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Terms:

The E*TRADE® Money Market Account is offered by E*TRADE Bank. Annual Percentage Yield (APY) of 4.75% APY is good for 90 days from the date the account is opened and funded. Accounts must be opened by April 30, 2006 to qualify. This offer is only good for new E*TRADE® Money Market Account customers and existing E*TRADE® Money Market Account customers who transfer at least $25,000 in new funds from an external (i.e., non-E*TRADE) account into their existing E*TRADE® Money Market Account. E*TRADE Bank retains the right to withdraw the 4.75% introductory APY from any account at any time if these conditions are not met. Offer applies to one new account per customer. A $100 minimum deposit is required to open a new E*TRADE® Money Market Account and account holders must maintain a minimum average monthly balance of $1,000, or $5,000 in total E*TRADE Bank deposits, by the end of their second statement cycle to avoid a $10 monthly fee. This fee is waived for customers who maintain a combined balance of $50,000 or more in linked E*TRADE Securities and E*TRADE Bank accounts or execute at least 30 stock or options trades during a calendar quarter. To learn more about qualifications, please visit etrade.com. A $10 early closeout fee will be assessed if account is closed within 120 days of opening.

After the 90-day introductory period customers will receive the current APY based on account balance. Current as of 4/8/2006, accounts with balances of $100,000 or more earn 3.70%; those with $50,000 to $99,999 earn 3.70%; those with $5,000 - $49,999 earn 2.80% and those with less than $5,000 earn 0.30%. For example, if an account is opened with $10,000 and the introductory offer is a 4.75%, the account will yield 4.75% APY for 90 days and 2.80% APY for the non-introductory period thereafter. Therefore the blended APY for the first year after account opening is 3.28%. APY is subject to change daily and fees will reduce earnings.

2 E*TRADE Bank will not charge you a fee for withdrawing funds from any ATM nationwide but the owner/operator of the ATM may. This feature will refund the fees charged by the ATM owner/operator on all ATM fees. In the event of fraudulent or clearly excessive use of the feature on a given account, E*TRADE Bank reserves the right to remove the feature. As of 4/8/2006, the 4.75% introductory APY is among the highest yielding money market accounts listed on bankrate.com.

3 $50 will be credited to your new E*TRADE® Money Market account within 30 days of the account being funded with a minimum deposit of $100. Payments will be reported as interest income. Accounts must be opened by April 30, 2006 to qualify for the $50 offer. Must be a new account opened with new funds. Offer applies to one new account per customer. Not good with any other offer. This offer is not valid for E*TRADE FINANCIAL employees.

4 Withdrawal limits apply. Under Federal regulations related to these types of accounts, account holders are allowed six withdrawals or transfers from their account in any calendar month (ATM withdrawals excluded), with a maximum of three withdrawals by check. For details and important information about Quick Transfer, please visit www.etrade.com/quicktransfer for a listing of the limitations, restrictions and time deadlines associated with this service.

The E*TRADE FINANCIAL family of companies provides financial services that include trading, investing, banking, and lending.

Banking and lending products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries. Bank deposits are FDIC insured up to $100,000.

Securities products and services offered by E*TRADE Securities LLC, Member NASD/SIPC, are not insured by the FDIC, are not guaranteed deposits or obligations of E*TRADE Bank, and are subject to investment risk, including possible loss of principal invested.

#2 ABOUTBENS

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Posted 26 September 2005 - 07:12 PM

Thanks for the info! Just did the online application and I'm looking forward to the $50 Bonus! biggrin.gif blink.gif biggrin.gif

#3 markber

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Posted 03 November 2005 - 10:38 AM

Rate and terms are updated on 11/03/05. Thanks Vivyip!

Mark

#4 markber

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Posted 09 January 2006 - 01:52 AM

The bonus is valid again. It will expire on 1/31/06. Thanks pangya88 for letting me know about this!


Mark

#5 caravaggio

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Posted 06 February 2006 - 01:06 AM

QUOTE(markber @ Jan 8 2006, 05:52 PM)
The bonus is valid again. It will expire on 1/31/06.  Thanks pangya88 for letting me know about this!


Mark
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Offer extended until 2/28/06. APR increased to 4.4%.

#6 zarraza

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Posted 09 February 2006 - 07:25 PM

QUOTE(caravaggio @ Feb 6 2006, 01:06 AM)
QUOTE(markber @ Jan 8 2006, 05:52 PM)
The bonus is valid again. It will expire on 1/31/06.  Thanks pangya88 for letting me know about this!


Mark
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Offer extended until 2/28/06. APR increased to 4.4%.
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so i don't understand - it sayd the offer is valid ...blah blah blah.... for transferring $25000 from a non etrade...blah blah blah.

then it says further down that a minimum opening deposit is $100 - so is the $25000 the minimum for the $50 bonus - or the 4.xx% APY?

#7 markber

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Posted 03 March 2006 - 02:14 AM

The offer has been extended to 3/31/06

#8 markber

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Posted 08 April 2006 - 09:21 AM

The offer has been extended to 4/30/06





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