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Terms:
After the promotional period, your standard APR for purchases will be applied to all remaining balance transfer amounts. (As of March 21, 2008, the standard variable APR for purchases: 13.24%; the standard variable APR for cash advances: 20.24%, with a minimum cash advance rate of 19.99%). However, if you default under any Card Agreement, we may immediately increase the rate on all balances (including any promotional balances) to a variable default rate of 29.24%. The minimum finance charge is $0.50. Foreign purchase transaction fee is 3.0% of the purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances is 3.0% of the amount of each cash advance, but not less than $5. The transaction fee for balance transfers is 3.0% of the amount of each balance transfer, but not less than $5 or more than $75. Subject to credit approval. Additional terms and conditions apply.
