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Terms from the card website as of 4/25/08:
Balance Transfer APR: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 11.24% variable, 15.24% variable, or 20.24% variable, depending on our review of your application and credit history.
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00 nor more than $75.00.
